This article showcases our top picks for the best Australia based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top Australia FinTech Startups
Data sourced from Crunchbase and SemRush.
Airwallex
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Airwallex is a financial services platform committed to build global financial infrastructure to scale the digital economy.
Afterpay
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Afterpay allows shoppers to receive products immediately and pay in four simple installments over a short period of time.
Zip Co
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Zip is an online payments technology provider that offers consumers credit options for online shopping.
Openpay
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Openpay is a fintech company that develops an online payments solution that features a buy now, pay later service.
Athena
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Athena is an Australian home loan platform that helps to get better home loans.
FrankieOne
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Frankie connects with different vendors and data sources from ID verification, eKYC, AML, fraud monitoring, and credit tools.
Flare
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Flare is a financial service company that offers paperless onboarding, employee benefits, and employee management.
Zeller
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Zeller is a fintech that offers to accept payments, track spending, and manage the finances of small businesses.
InDebted
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InDebted provides a debt collection software that allows customers to effectively manage the repayment of their overdue accounts.
Simply Wall St
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Simply Wall St turns complicated financial data into easy to understand infographics to helps investors make long term investment decisions.
Prospa
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Prospa is an Australian owned and operated online lending service provider for small businesses within the region.
Plenti
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A more rewarding financial world. Helping everyone to make the right choices — about the choices that count
Identitii
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Identitii is an Australian FinTech reducing last mile payment hold ups, without replacing the rails
mx51
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mx51 empowers acquirers and payment providers to connect seamlessly with merchants and their customers.
Liven
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Liven is a rewards-based mobile payment network and blockchain platform purpose built for food.
Timelio
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Timelio improves the financial wellbeing of business owners using technology to enable fast and flexible funding.
MoneyMe
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MoneyMe is a platform providing unsecured personal loans to the tech-savvy, convenience-driven millennial market in Australia.
Beforepay
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Reinventing the way people access their wages, budget and manage their finances, to increase financial wellness and happiness
Slyp
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Slyp is a Company creates smart receipt that links receipts to customers through their bank account and banking apps.
FIN-PAY Technology
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FIN-PAY Technology provides a unified payments platform that consolidates payments.
Tyro Payments
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Tyro Payments is an Australian financial institution specializing in merchant credit, debit and EFTPOS acquisition.
Lendi
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Lendi is a home loan platform that matches borrowers and lenders.
Moula
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Moula is a loan service company that helps SMEs borrow money to grow their business.
Practifi
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Practifi is a business management platform for financial services that provide financial advice for businesses and firms.
MC Payment
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MC Payment is a fintech and business solutions provider.
Xinja Bank
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Xinja Bank is an Australian digital neobank offering transactions and savings account products delivered through a mobile app.
Parpera
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Parpera is a fintech focused on providing businesses, freelancers, and entrepreneurs with a better way to manage their money.
Nimble
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Nimble provides loans of $300 – $5,000 in minutes via a simple online/mobile application
Credit Clear
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Credit Clear is Australia’s leading digital receivables management and payments provider.
Valiant
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Valiant is a marketplace that offers business and commercial financial services online.
Assembly
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Assembly is a payments engine custom built for marketplaces to generate revenue and exceed growth targets.
Alex Bank
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Alex is 100% digital, built from the ground up by an energetic team of bankers, focused on customer’s needs, not ours.
SocietyOne
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SocietyOne is a P2P digital finance platform connecting creditworthy borrowers with savvy investors.
Ignition Advice
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Ignition Advice is a global advice platform , deploying solutions across the key verticals being Insurance, Pensions and Investments.
Douugh
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A smart bank account, helping people live financially healthier.
DiviPay
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DiviPay is an all-in-one smart corporate card and expense management platform.
PayRight
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PayRight is an online platform that provides its users with payment plans.
CoinJar
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CoinJar is an Australian bitcoin platform that enables the buying and selling of bitcoins and allows merchants to accept bitcoin payments.
Wisr
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DirectMoney launched a major company rebrand to Wisr offers a unified service platform that provides retail investment and lending services.
Octet
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Octet is an innovative Financial Technology Business specialising in Supply Chain Finance PAAS and Financing SMEs within Asia Pacific
Paytron
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Paytron is a modern transaction account with builtin AP and AR
Clever
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We’re making a bold, broke, bank statement. Clever is the most comprehensive, independent financial management app in Australia.
BRICKX
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BRICKX offers all investors access to the real estate industry, whilst providing liquidity through its secondary market.
WeMoney
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WeMoney is a personal finance management app that allows you to see all your finances in one place.
Tic:Toc Home Loans
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Tic:Toc is an Australian fintech that offers a complete end-to-end online home loan experience.
DigitalX
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DigitalX is an Australia-based software solutions company developing products and services.
Unhedged
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Unhedged uses AI to deliver hedge fund tools to the everyday investor
Verrency
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Verrency is provides an Open-API based ‘Innovation-as-a-Service’ Platform to Card Issuers.
Verteva
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Verteva is a Fintech company that uses data and digital expertise to disrupt the mortgage process
Lakeba Group Pty Ltd
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Lakeba Group is a privately held global venture catalyst firm.
Waddle
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Proprietary technology that leverages analytics from accounting & bank data to provide automated revolving credit lines to business.
Butn
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Butn offers a Funding Solution Suite that changes the way funding works in businesses.
uno
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uno allows consumers to access real-time home loan rates based on their personal situation.
iSignthis
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iSignthis Ltd is the global leader in dynamic, remote AML/CFT KYC enhanced due diligence identity proofing.
Ordermentum Pty Ltd
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Taking B2B ordering & payment mobile
Stockspot
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Stockspot is Australia’s growing automated investment adviser and fund manager
ChronoBank
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ChronoBank.io is an ambitious and wide-ranging blockchain project
Mint Payments
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Mint Payments is a Payment Gateway and mPOS provider
Rush Gold
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Rush Gold builds an open API Gold Bank for retail, sophisticated investors and business customers for savings, transactions, and lending.
Brighte
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Brighte is a credit technology platform offering Australia’s easiest way to pay for home energy and home improvements
Funding
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Australia’s leading mortgage marketplace. The home of faster, simpler, digital mortgages and online investing.
Azupay
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Azupay is a mobile application that provides banking, digital and real-time payment solutions to its users.
Kanopi
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Kanopi is a data-driven insurtech that connects insurers and digital platforms so they can provide the right insurance to their customers.
blueshyft
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blueshyft is an iOS-based platform installed in 1200+ retail locations Australia-wide, allowing digital businesses to accept cash payments.
Fillr: Autofill as a Service
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Autofill as a Service’ that integrates into your app, enabling your customers to transact faster, boosting your conversions and revenue
Picturewealth
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PictureWealth is a technology company focused on improving the financial know-how of people across the planet.
Tappr
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Tappr is a fin-tech startup developing a next-gen of payment platform allowing businesses to accept all payments types, not just card
Basiq
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Basiq is an aggregation platform for acquiring financial data that provides access to financial institutions through APIs..
Marketech
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Marketech is a financial services provider that offers a share trading platform.
Coverhero
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We deliver relevant, hyperpersonalised coverage in moments of need for your lifestyle and wellbeing.
OnDeck Australia
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OnDeck Australia is a financial service company that lends financing for small business.
Arctic Intelligence
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Arctic Intelligence is dedicated online financial crime risk assessment tool for AML/CFT, Anti-Bribery & Corruption, Fraud and Cyber Risks.
Amber
Crunchbase Website Twitter Facebook Linkedin
Digital asset exchange, wallet & micro-investment
CryptoSpend
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CryptoSpend is a FinTech mobile platform that allows you to spend crypto with ease
Decimal Software Ltd
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Decimal is a 100% cloud technology for financial engagement, service and compliance that enables the democratisation of financial advice
RelayPay
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RelayPay is a payment gateway that bridges the gap between traditional finance and digital currencies
Marli
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Enabling Food & Ag supply chains become carbon neutral by 2035 using DeFi and standardized carbon units.
EFTsure
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EFTsure is dedicated to helping organizations identify and protect themselves against risk and error that occur in the payment process.
Finch Australia
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Finch is the next-gen data intelligence and financial technology company.
Fair Go Finance
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Fair Go Finance provides online personal loan for everyday Aussies.
Brave New Coin
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Brave New Coin is a Data & Research company focused on the exponential Blockchain & Digital Equities industry.
Bitcoin.com.au
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Bitcoin.com.au is the cheapest, most convenient, and trusted exchange in Australia.
Jaaims
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Jaaims is the first fully automated trading app that analyses, predicts and makes calculated trades on your behalf 24/7.
NAB Ventures
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NAB Ventures is an Australian Venture Capital fund backed by National Australia Bank (one of the largest 20 banks globally).
Fintech Australia
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FinTech Australia exists to help Australia become the leading market for FinTech innovation and investment in Asia.
HashChing
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HashChing is an online marketplace for mortgage and commercial brokers and their customers.
Class
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Class develops and delivers cloud software solutions for Australian wealth accounting firms.
Hypercurrent
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Software for companies to self-finance their working capital and power business growth
Cape
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The all-in-one spend management platform designing corporate cards to help every business strengthen their cashflow.
OctoFi
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OctoFi is a next generation open source platform providing decentralized finance tentacles.
Complii Fintech Solutions Ltd
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Complii FinTech Solutions is a secure digital platform that removes the need for paper based compliance.
CXi Software
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CXi Software streamlines and automates the back office operations of Fund Managers and Fund Administrators.
Enteruptors
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Digitally transforming the middle office of financial services with a SaaS solution for risk, regulation, budgeting, reporting, analysis
Skippr Cash Flow
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Skippr is leveraging predictive analytics to simplify and automate cash flow management for SMB using finance and payment strategies.
FARMpay
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FARMpay is a supply chain management platform providing real time transfer of data and rapid payment for grain sales.