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101 Best Boston FinTech Startups – The Future of FinTech

This article showcases our top picks for the best Boston based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

Top Boston FinTech Startups

Data sourced from Crunchbase and SemRush.

Circle

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Circle is a global internet finance company built on blockchain technology and powered by crypto assets.

Airfox

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Airfox provides the financially underserved in emerging markets digital access to financial services.

Databento

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Pay-as-you-go for financial data.

Lendbuzz

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Lendbuzz is a car financing platform that helps consumers with thin U.S. credit history obtain financing for their car purchase.

Finch

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Finch is a seamless, all-in-one account that provides the benefits of investing with the flexibility of checking

Stavvy

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Stavvy is a modern lending platform designed to connect lenders with their title, settlement, and appraisal vendors.

Forward Financing

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Forward Financing is a Boston-based fintech company that provides fast, flexible working capital to small businesses nationwide

FINTRX

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FINTRX is the preeminent resource for Family Office & Registered Investment Advisor data within the private capital market ecosystem.

Own Up

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Own Up provides a software solution that enables residential lending from various lenders.

Numerated

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Numerated is the fast-growing fintech making business banking easy for financial institutions and their clients.

Botkeeper

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An intelligent bookkeeping automation platform powered by human-assisted AI, purpose built for accounting professionals.

KingsCrowd

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KingsCrowd is an online private market rating and analytics platform for equity crowdfunding research and rating service.

CENTRE

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Connecting every digital wallet, every currency, everywhere.

Envel

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Envel is a next-generation mobile banking platform that allows users to have control over their finances in real-time.

Energetic Insurance

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Energetic Insurance unlock solar financing for unrated or below investment grade organizations.

Flywire

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Flywire is a global payments enablement and software company.

BondLink

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BondLink builds technology products and tools to help modernize the municipal bond market.

LearnLux

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LearnLux is a digital, independent financial, and benefits education platform.

Knox Financial

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Knox Financial helps people manage and identify residential rentals with its algorithm-based platform.

Ricult Inc.

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Ricult is a Data Science company that develops AI/Data/Tech/Financial-based digital solutions for the agricultural ecosystem.

Givinga

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Givinga is a provider of financial technology platform for employers.

Vested

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Vested is helping employees maximize the value of their hard-earned equity.

Monit

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Cashflow tools & insights for SMBs. Sales & targeting platform for banks.

Goji

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Goji is an American online insurance agency, combining smart tech with human expertise to find you the right policy at the best price.

Digital Onboarding

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Digital Onboarding provides digital onboarding for financial services products that drives bank profits by increasing new customer rates.

InAuth

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InAuth helps organizations limit risk, remove friction and reduce fraud within their digital channels.

55ip

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55ip is a tax-smart investment strategy engine used by financial advisors to dramatically improve their efficiency and effectiveness.

BlueWave Solar

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BlueWave is a solar development and fintech company that revolutionize energy with simple, powerful solar solutions.

Bento

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Bento is a fintech platform that provides modern dental insurance alternatives to the administration of dental benefit plans.

Wunderite

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Next-generation software for insurance agents

Paerpay

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FinTech, Contactless Payments

TowerIQ

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TowerIQ is a broker first platform that brings transparency to insurance markets.

Fincura

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Fincura transforms financial documents into insights for commercial lenders.

BodesWell

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BodesWell partners with large financial services companies to provide digital financial planning to millions of clients.

FiVerity

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Intelligent Solutions for Cyber Fraud Detection in Financial Institutions

LibertyX

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LibertyX is America’s oldest and largest network of bitcoin ATMs, cashiers, and kiosks.

Hometap

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Hometap helps homeowners get more from homeownership — and life — by allowing them to access to their home equity without taking on debt.

DipJar

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DipJar is changing the game of fundraising

PAYMYNT Group

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PAYMYNT is a financial growth app that combines mobile commerce, investing, cash and crypto rewards all in one digital wallet.

BitOoda

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BitOoda provide high-touch brokerage services and help clients navigate over-the-counter trades for digital assets such as BTC and ETH.

LifeYield

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LifeYield is a software company that helps forward-thinking financial firms, advisors, and investors make more and keep more money.

Sungage Financial

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Sungage Financial provides a proprietary online platform that enables homeowners to apply, qualify, and contract for solar financing.

PayByCar

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PayByCar, the in-vehicle payment innovator, makes contactless payment easier at drive-up retailers like gas, QSR and curbside pick-up

Tunnel

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Tunnel is a fintech company that provides offers real-time cross-currency payments services.

FinMason, Inc

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Investment Analytics as a Service firm empowering agile for all WealthTech firms

Finomial

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Finomial automates the hedge fund subscription process and provides investor analytics on compliance, marketing, and investor relations.

Cobalt Software

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Cobalt Software enables private equity and venture capital firms can collect, analyze, and report on fund and portfolio company metrics.

Everyday Life

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Everyday Life uses technology to help everyday people make smarter decisions about life insurance.

Volos

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Volos develops a platform that provides strategy indexes for institutional investors.

PredictAP

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PredictAP is a Fintech startup using AI to automate accounts payable and payment processing for large real estate investment companies

Tera

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Tera is a AI powered smarter finance platform offering unified experience for businesses

Hemista

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Robo Advisor for Immigrants/Expats

PayDownHero

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PayDownHero’s app is live in iOS, we empower users to aggressively combat auto loan debt, using round-ups, micropayments and real-time data!

PYMNTS.com

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PYMNTS.com is a website that features latest information related to e-commerce and online payment methods.

Radius Bank

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Radius Bank is a forward-thinking community bank offering a full complement of convenient, leading-edge personal and business products.

Sencha Credit

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The bridge between decentralized and traditional finance.

UniBit, Inc.

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The next-gen data infrastructure for finance companies

Melius

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Melius is a financial products distributor that offers financial advice and guidance for its users.

CauseEDU

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CauseEDU is a crowdfunding and college financial literacy platform.

Akoya

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Akoya is a financial service company creating a new API-based network enabling access to consumer financial data.

BizNexus

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OUR MISSION IS TO DEMOCRATIZE THE PROCESS OF BUSINESS ACQUISITION & SALE

Sixpence Crowdfunding

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Fundraising platform/app where donors can support a campaign or organization through roundups to the nearest dollar on their daily purchases

OnPlace inc.

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OnPlace is a FinTech platform that allows you to elicit maximum potential from your investments.

Bend Financial, Inc.

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Bend Financial is a next generation Health Savings Account provider

InstaKin

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InstaKin’s ‘purpose-driven’ remittance model is reimagining the future of FinTech for global diaspora.

Local Lift

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Local Lift brings crowdfunding to your local area.

ArgoPay

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ArgoPay is a virtual credit card company that requires no processing fees and offers rewards to consumers.

Financial Diligence Networks

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Financial Diligence Networks is a private network connecting allocators and hedge funds.

Buckit

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Buckit is an AI personal Financial Manager

Gradifi, Inc

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Financial tech company providing a unique series of programs and sponsorships to accelerate student loan paydown

Blueleaf

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Salesforce.com meets Mint.com for Wealth Managers

Monetics

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Monetics is now part of Derivative Path. Read more (https://bit.ly/3lMSJ6n)

Physis Investment

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Physis Investment leverages data to help investors understand, track, and measure the impact of investments through our online platform

Elphi

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Elphi is a fintech company that provides loan to forward-thinking lenders.

Conduit

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Conduit provides one API for connecting to DeFi.

Gataca

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Global is a digital ID that provides verified identities to deliver fast and secure customer onboarding experiences.

Milestone Group

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Milestone Group is in the investment automation business.

Worthright

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Worthright enables senior care businesses to provide payment options to their clients

Bloom Impact

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Fintech platform that is digitizing access to financial services for emerging market MSMEs. Currently operating in Sub-Saharan Africa.

Numeric Investors

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Numeric Investors is a leader in the development and implementation of quantitative investment techniques

Token Labs

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Token develops peer-to-peer payment applications for web and mobile.

Underwrite.ai

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Underwrite.ai applies advances in artificial intelligence to provide lenders with non-linear, dynamic models of credit risk.

Bracebridge Capital

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Bracebridge manages assets for a diverse, sophisticated, global investor base that includes endowments, foundations, pensions, and high net.

Frictionless Financial Technologies

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Frictionless Financial Technologies is a frictionless global payments enablement and software company.

PeopleHedge Corporation

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PeopleHedge simplifies the process of managing currency risk.

Penny Finance

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Penny Finance is the first tech-forward financial mentor for women. We are on a mission to close the wealth gap.

Adaptive Investment Solutions

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Adaptive Investment Solutions operates as an investment management and financial technology company.

ArbiLex

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ArbiLex leverages predictive analytics to empower lawyers and litigation funders to make data-driven decisions in cross-border disputes.

A.I. Capital Management

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Solving Quantitative Trading with Deep Reinforcement Learning

Cinch Financial

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Comprehensive personal financial manager and intelligence platform.

Loanspark

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Private label commercial loan originator and process outsourcer

monobank.com

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monobank.com | DIGITAL BANKING FOR EVERYONE

StrattyX

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StrattyX is a quant trading software company that creates, tests, and automates trading strategies.

LifeScore Labs

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LifeScore Labs is an insurtech company delivers data-driven risk-scoring model.

Alt-Options LLC

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Alt-Options is a financial service company that provides CryptoCurrency & Derivative exchange technology solution.

Project Finance

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See the future of your finances with Project Finance, the best personal finance application for managing your money.

BLX Global

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BLX Global Markets develops and licenses innovative financial products for the quantamental age.

AIDVP

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We build AI to help people invest with more common sense.

MaxOS

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MaxOS expertise in blockchain, custom software development and mobile app development with a focus on the financial services industry.

AI Ninja

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We provide exciting Artificial Intelligence & Mixed Reality solutions to banks, hedge funds and financial firms!

The Blocknet

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The Blocknet is the internet of blockchains, a revolution in cryptographic technology.

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