101 Best Canada FinTech Startups – The Future of FinTech

November 28, 2021

This article showcases our top picks for the best Canada based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact
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Top Canada FinTech Startups

Data sourced from Crunchbase and SemRush.

Clearco

Clearco

Crunchbase Website Twitter Facebook Linkedin

Clearco is a suite of performance financing products and services tailor-made for founders in all stages of their journey.

HiMama

HiMama

Crunchbase Website Twitter Facebook Linkedin

HiMama is vertical SaaS with payments and content for child care and early childhood education and is a Certified B Corporation.

HiMama

Wave

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Wave offers tailored financial services (payments, payroll) and award-winning free software for small/micro-businesses around the world.

HiMama

Nuvei

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Nuvei is a financial service company that provides its clients with payment technology solutions.

HiMama

Fraction

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Fraction is a technology-based lending platform focused on making residential real estate affordable, flexible, and liquid.

HiMama

FreshBooks

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FreshBooks is a software company that provides cloud-based accounting software for small and medium-sized businesses.

HiMama

Blockstream

Crunchbase Website Twitter Facebook Linkedin

Blockstream provides Bitcoin and blockchain technology solution for financial markets.

HiMama

Float

Crunchbase Website Twitter Facebook Linkedin

Float offers a corporate card and spend management solution that allows corporate cards, reimbursements, approvals, and invoices management.

HiMama

Flinks

Crunchbase Website Twitter Facebook Linkedin

Flinks is the financial data layer powering the internet. Flinks delivers tools for financial innovation to businesses—big and small.

HiMama

Covalent

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Covalent is a technology company that is solving the huge infrastructure problems inhibiting blockchain adoption.

HiMama

Tokens.com

Crunchbase Website Twitter Facebook Linkedin

Tokens.com is a PoS technology company that enables investors to invest in digital assets in a simple and secure way.

HiMama

Bench

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Bench is a fintech company that provides online bookkeeping services for small businesses.

HiMama

KOHO Financial

Crunchbase Website Twitter Facebook Linkedin

KOHO Financial provides an application based banking platform intended to simplify financial products available to everyone.

HiMama

Bitfarms

Crunchbase Website Twitter Facebook Linkedin

Bitfarms owns and operates blockchain farms that power global decentralized financial economy.

HiMama

Borrowell

Crunchbase Website Twitter Facebook Linkedin

Borrowell offers free credit scores, education, and weekly credit monitoring, as well as innovative financial digital tools.

HiMama

Nuula

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Nuula offers a mobile application solution that allows small business owners to gain access to critical business metrics.

HiMama

Payfare

Crunchbase Website Twitter Facebook Linkedin

Providing instant payout and digital banking solutions for today’s workforce.

HiMama

Zapper

Crunchbase Website Twitter Facebook Linkedin

Zapper is a fintech platform that manages all DeFi assets from one simple interface.

HiMama

Neo Financial

Crunchbase Website Twitter Facebook Linkedin

Neo Financial is a FinTech company that provides spending, savings, and rewards programs.

HiMama

Procurify

Crunchbase Website Twitter Facebook Linkedin

Procurify streamlines purchases, gives optimized spending, and increases visibility throughout the entire procure-to-pay process.

HiMama

Symend

Crunchbase Website Twitter Facebook Linkedin

Symend’s digital engagement platform uses behavioral science and data-driven insights to empower customers to resolve past due bills.

HiMama

Apollo Insurance

Crunchbase Website Twitter Facebook Linkedin

Apollo Insurance is an online insurance company designed to help brokers to instantly transact insurance online.

HiMama

Flexiti Financial

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Flexiti Financial is a Canadian fintech company.

HiMama

Delphia

Crunchbase Website Twitter Facebook Linkedin

We are building the world’s first AI investment strategy that anyone can improve with their data.

HiMama

Simplyk

Crunchbase Website Twitter Facebook Linkedin

Free Fundraising platform for nonprofits

HiMama

Ledn

Crunchbase Website Twitter Facebook Linkedin

Ledn builds financial products with a mission to help more people save in digital assets

HiMama

MindBridge AI

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MindBridge AI. is a Entreprise Ai company specialized in Financial Data Analysis and auditing

HiMama

Verafin

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Verafin offers a fraud and AML detection platform that helps detect, investigate, and report money laundering and financial fraud.

HiMama

Canaccord Genuity Group

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Canaccord Genuity is a global, full-service investment bank focused on growth companies.

HiMama

Railz

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Railz is a single API that integrates with the majority of accounting software service providers used by small businesses.

HiMama

Relay

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Relay is a digital bank designed for growing businesses.

HiMama

Flybits

Crunchbase Website Twitter Facebook Linkedin

The leading digital experience platform for the financial sector, delivering personalized experiences to individuals at scale.

nesto

Crunchbase Website Twitter Facebook Linkedin

nesto is on a mission to offer a positive, empowering and transparent property financing experience, simplified from start to finish.

HiMama

Lemonade Finance

Crunchbase Website Twitter Facebook Linkedin

Lemonade Finance is a digital bank that enables Africans abroad to send and receive money within minutes.

HiMama

FundThrough

Crunchbase Website Twitter Facebook Linkedin

FundThrough helps small business owners navigate their cash flow challenges with by accessing the working capital in their unpaid invoices.

HiMama

VersaPay

Crunchbase Website Twitter Facebook Linkedin

VersaPay is an Fintech company offering an Accounts Receivable Software as a Service solution and Payment acquiring services.

HiMama

FISPAN

Crunchbase Website Twitter Facebook Linkedin

Fintech Service Management for Financial Institutions

HiMama

Flow Capital

Crunchbase Website Twitter Facebook Linkedin

Flow Capital provides founder-friendly growth capital for high-growth companies.

HiMama

Ethoca

Crunchbase Website Twitter Facebook Linkedin

Ethoca established itself as an innovative, one-of-a-kind global collaboration-based technology services company.

HiMama

dTrade

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dTrade is a decentralised trading platform powered by Parity Substrate.

HiMama

Financeit

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Financeit simplifies complex sales transactions for businesses and their customers.

HiMama

Sensibill

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Sensibill makes SKU-level data actionable, equipping financial institutions with insights to help their customers.

HiMama

CAARY Capital

Crunchbase Website Twitter Facebook Linkedin

CAARY is a digital credit, lending and payments platform, offering a corporate credit card and payments solution.

HiMama

Shakepay

Crunchbase Website Twitter Facebook Linkedin

Shakepay is a technology company that provides financial applications for building wealth.

HiMama

Zafin

Crunchbase Website Twitter Facebook Linkedin

Zafin is a global enterprise software banking company that enables banks to optimize multiple revenue streams across retail/corporate banks.

HiMama

Composer

Crunchbase Website Twitter Facebook Linkedin

Composer allows users to build, test, and manage automated investment strategies without writing a line of code.

HiMama

Breathe Life

Crunchbase Website Twitter Facebook Linkedin

The digital distribution platform for life insurance carriers

HiMama

NDAX

Crunchbase Website Twitter Facebook Linkedin

NDAX is a cryptocurrency exchange offering both individuals and institutions to safely trade digital assets.

HiMama

Wealthsimple

Crunchbase Website Twitter Facebook Linkedin

Wealthsimple offers financial tools to help investors grow and manage their money.

HiMama

Nest Wealth

Crunchbase Website Twitter Facebook Linkedin

Nest Wealth is Canada’s first SaaS-based digital wealth management platform.

HiMama

Beanworks

Crunchbase Website Twitter Facebook Linkedin

Beanworks is an accounts payable automation solution that helps companies eliminate paperwork and reduce invoice processing costs.

HiMama

Moves

Crunchbase Website Twitter Facebook Linkedin

A fintech product for the gig economy, and a collective for gig workers

HiMama

Quandl

Crunchbase Website Twitter Facebook Linkedin

Quandl is the premier source for open, commercial, and alternative data, serving investment professionals.

HiMama

Finn AI

Crunchbase Website Twitter Facebook Linkedin

Finn AI provides AI-powered conversational banking technology for personal banking and finance.

HiMama

PayBright

Crunchbase Website Twitter Facebook Linkedin

PayBright is a FinTech company.

HiMama

Foxquilt

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Foxquilt is an Insurance technology company focused on empowering small businesses and B2B networks to save on Small Business insurance.

HiMama

Brim Financial

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Brim Financial is a provider of a credit card infrastructure and digital platform used in users’ payment experience.

HiMama

Buckzy Payments

Crunchbase Website Twitter Facebook Linkedin

Buckzy Payments Inc. is a Toronto, CA-based fintech company enabling cross-border real-time payments.

HiMama

TIMIA Capital

Crunchbase Website Twitter Facebook Linkedin

TIMIA Capital is a specialty finance company focused on providing growth capital to B2B and SaaS companies.

HiMama

Moka

Crunchbase Website Twitter Facebook Linkedin

Moka (previously Mylo) is Canada’s #1 saving and investing app.

HiMama

Trust Science

Crunchbase Website Twitter Facebook Linkedin

Credit Bureau 2.0 ® SaaS. Customers are lenders serving consumers–lenders who demand a modern Decision System platform and alt.data.

HiMama

Flahmingo

Crunchbase Website Twitter Facebook Linkedin

Flahmingo is an investment app for retail investors to begin investing commission-free using fractional shares starting at $1.

HiMama

LQwD FinTech

Crunchbase Website Twitter Facebook Linkedin

LQwD FinTech is a decentralized finance and fintech company.

HiMama

d1g1t Inc.

Crunchbase Website Twitter Facebook Linkedin

d1g1t is a digital wealth management platform powered by analytics that offers advanced, transparent portfolio management services.

HiMama

Salt Edge Inc.

Crunchbase Website Twitter Facebook Linkedin

A leader in providing banks, fintechs, lenders, credit bureaus with Open Banking API solutions, connected to 5000+ banks in 50 countries

HiMama

Bitbuy

Crunchbase Website Twitter Facebook Linkedin

Bitbuy operates as a cryptocurrency trading platform.

HiMama

Planswell

Crunchbase Website Twitter Facebook Linkedin

Planswell is on a mission to provide the world’s most actionable financial planning experience to everyone, for free.

HiMama

ZayZoon

Crunchbase Website Twitter Facebook Linkedin

ZayZoon gives employees access to their paycheck at any point in the pay cycle.

HiMama

Dream Payments

Crunchbase Website Twitter Facebook Linkedin

Dream Payments is a fintech platform that enables merchants to sell everywhere using mobile devices.

HiMama

Link Investment Management

Crunchbase Website Twitter Facebook Linkedin

Link promotes financial wellness in the workplace, with innovative, cloud-based plans for small and midsized businesses.

HiMama

InvestX Capital

Crunchbase Website Twitter Facebook Linkedin

InvestX is the private equity marketplace for registered dealers to provide access to retail accredited investors.

HiMama

RentMoola

Crunchbase Website Twitter Facebook Linkedin

Pay rent with credit card, debit card & more. Get access to exclusive MoolaPerks!

HiMama

nanopay

Crunchbase Website Twitter Facebook Linkedin

nanopay empowers businesses and banks to scale with innovative payment and liquidity management products.

HiMama

Street Contxt

Crunchbase Website Twitter Facebook Linkedin

Street Contxt brings email intelligence to the capital markets.

HiMama

BlocPal International Inc.

Crunchbase Website Twitter Facebook Linkedin

BlocPal is a digital transaction solutions provider delivering a suite of integrated financial services and applications to our partners.

HiMama

Payment Rails

Crunchbase Website Twitter Facebook Linkedin

Payment Rails is an API first payouts platform for businesses and platforms to pay on-demand workers globally.

HiMama

Finaeo

Crunchbase Website Twitter Facebook Linkedin

Finaeo helps the life insurance industry simplify distribution by automating the front/back-office of today’s complex supply chain.

HiMama

Hubdoc

Crunchbase Website Twitter Facebook Linkedin

Your key financial docs in one place. Automatically.

HiMama

Panache Ventures

Crunchbase Website Twitter Facebook Linkedin

Panache Ventures is a venture capital firm specializing in pre-seed and seed stage startup investments.

HiMama

BuyProperly

Crunchbase Website Twitter Facebook Linkedin

BuyProperly is an AI driven online exchange for fractional real estate investments.

HiMama

Overbond AI

Crunchbase Website Twitter Facebook Linkedin

Global AI data-stream for bond trading automation and market signals. Data aggregation, real-time pricing and smart order routing.

HiMama

Payday

Crunchbase Website Twitter Facebook Linkedin

Payday is a fintech that offers global payment solutions such as Virtual Mastercards and foreign employee payments.

HiMama

Wingocard

Crunchbase Website Twitter Facebook Linkedin

Wingocard is a mobile banking app designed to connect teens to the mobile, cashless economy, and strengthen financial literacy skills.

HiMama

Senso.ai

Crunchbase Website Twitter Facebook Linkedin

Senso is a fintech startup that uses AI to provide financial institutions with recommendations on how to strengthen client relationships.

HiMama

Mobilum

Crunchbase Website Twitter Facebook Linkedin

Mobilum is the missing bridge between crypto and fiat currencies.

HiMama

Aya

Crunchbase Website Twitter Facebook Linkedin

Aya is a healthcare startup that builds payment tools and programs for employee benefits packages.

HiMama

Hardbacon

Crunchbase Website Twitter Facebook Linkedin

Hardbacon strives to help Canadians make better financial decisions.

HiMama

Goldmoney

Crunchbase Website Twitter Facebook Linkedin

Goldmoney is a financial services group that combines the unique attributes of gold with technology-driven innovation.

HiMama

BlockCerts Blockchain

Crunchbase Website Twitter Facebook Linkedin

BlockCerts is the only one-click SaaS platform, which enables companies to truly go digital

HiMama

FlipGive

Crunchbase Website Twitter Facebook Linkedin

FlipGive is a team commerce platform that connects merchants & consumers via the youth sports market

HiMama

Bitaccess

Crunchbase Website Twitter Facebook Linkedin

Bitaccess Inc is a Canadian Fintech startup focusing on Blockchain technologies.

HiMama

MazumaGo

Crunchbase Website Twitter Facebook Linkedin

MazumaGo is a fintech startup that offers an easy way to manage business transactions.

HiMama

BTL Group

Crunchbase Website Twitter Facebook Linkedin

BTL offers blockchain solutions to businesses across multiple industries, in particular the finance, energy and gaming sectors.

HiMama

Neptune Digital Assets

Crunchbase Website Twitter Facebook Linkedin

Neptune Digital Assets is a publicly traded company that manages cryptocurrency assets, Bitcoin mining, DeFi, and blockchain nodes.

HiMama

Progressa

Crunchbase Website Twitter Facebook Linkedin

Millions of Canadians have had their credit rating impacted by overdue bills and items that have gone to collections.

HiMama

QuadFi

Crunchbase Website Twitter Facebook Linkedin

Invisible Credit Group (Millennial & Newcomers) Risk Rating & Lending

HiMama

Lendified

Crunchbase Website Twitter Facebook Linkedin

The Lendified story begins with a wealth of banking experience, a deep knowledge of the Canadian financial services marketplace.

HiMama

Lexop

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Removing friction from collections by offering the most customer-centric software-as-a-service to world-class companies.

HiMama

Carta Worldwide

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Carta Worldwide is an international leader in digital transaction technology, specializing in mobile & emerging payments.

HiMama

iComply Investor Services Inc.

Crunchbase Website Twitter Facebook Linkedin

iComply Investor Services (iComply) is an award-winning software company focused on reducing regulatory friction in financial markets.

HiMama

Payfirma

Crunchbase Website Twitter Facebook Linkedin

Payfirma offers businesses a multi-channel payment platform for mobile, ecommerce and in-store payments.

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