This article showcases our top picks for the best Estonia based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top Estonia FinTech Startups
Data sourced from Crunchbase and SemRush.
EstateGuru
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EstateGuru is a marketplace facilitating property-backed loans for SMEs and carefully selected investment opportunities.
Xolo
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Xolo is an all-in-one SaaS platform for solopreneurs, bringing together banking, company formation, accounting, and compliance.
Crypterium
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Crypterium mobile app allows instant payments in cryptocurrency. Whatever you can do with your money, you can now do with your crypto.
Tuum
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Tuum is a cloud-native banking platform that allows to establish a new banking business or digitally transform an existing one.
Single.Earth
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Single.Earth is a fintech startup tokenizing the world’s nature to make it the new gold
Bondora
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Bondora offers access to the world of investing and earn a reliable net return, without all the complexities.
CoinMetro
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CoinMetro is a financial platform fueling the future of blockchain innovation.
Grünfin
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Grünfin is a sustainable investing platform for people who care about their impact.
Minterest
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Minterest is a cross-chain decentralized money market lending protocol for decentralized financial.
Montonio Finance
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Montonio is an European PoS financing aggregator which utilises open banking to make credit more efficient and transparent.
PlasmaPay
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PlasmaPay is a crypto/fiat payment system and fintech platform for new financial services
Raison
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Raison app lets users get pre-IPO investment products from €100 and operate ETH, BTC, USDC and EUR currencies.
BitOfProperty
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BitOfProperty is an alternative real estate investment platform for passive income.
KICK ECOSYSTEM
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One-stop shop in crypto: a next generation digital exchange, STO/ICO auction platform, wallet, payment acquirer and many other services.
Salv
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Salv is revolutionising the financial compliance sector with smart technology.
Arf
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Instant & Compliant Cross-Border Payment Network For Financial Institutions
StakeWise
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StakeWise is an open-source protocol for capital-efficient staking on Ethereum 2.0.
Envoy Group
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Envoy Group is a supply chain and trade finance company, uses blockchain technologies to bring massive efficiences to global supply chain.
BITLEVEX
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Next-generation Groundbreaking BTC Options platform
askRobin
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AskRobin is a credit marketplace for underbanked in Latin America
Swipelux
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Swipelux is a local payment infrastructure for fiat to crypto
AASA Global
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Aasa Global is an international financial technology company which offers credit solutions to consumers and businesses.
Credits
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Credits App makes your money, crypto and investing experience easier
CEED Tech
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CEED Tech is a consortium of five startup accelerators.
Proof Suite
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Proof Suite is an open-source blockchain technology company, specializing in next-generation financial market toolsets.
TradeLink
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Tracking and Analytics service for trading accounts
Niko Technologies
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A FinTech company implementing a Global Commerce and Money Network, a neobank project for instant payments and transfers on a global scale.
Fagura
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p2p lending marketplace, where people looking for loans at a lower interest rate meet with investors interested in a more consistent returns
Xuach
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Xuach is the all in one venture crowd-investing and equity marketplace platform for emerging Startups at pre-IPO Stage.
Patricia
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Patricia is an alternative financial services provider for individuals and businesses with focus on cryptocurrencies.
Exscudo
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Exscudo is the gateway between the traditional finances and cryptocurrencies. The company develops a number of blockchain-based products.
Stockpoint
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Stock Point — a cross-platform cryptocurrency exchange. Crypto it’s easy with us!
Paytailor
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Paytailor is distribution software, which connects businesses with clients
IPOhub
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IPOhub is an information platform on growth company IPOs.
Atomic Wallet
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Crypto currency wallet with built-in atomic swap exchange
Coinsbit.io
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Coinsbit is a legit, secure, and reliable cryptocurrency exchange based in Estonia.
MUST Platform
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International marketplace of assets and financial instruments for SME and the platform of collateral and asset management
CostPocket
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CostPocket develops an accounting software that enables users to collect, digitalize, sort, archive, and send receipts.
WhiteBIT
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WhiteBIT provides a secure and easy-to-use digital asset trading platform.
Fundwise
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Fundwise is a crowd investment platform for small- to medium-sized businesses in the CEE region.
ShufflUp
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ShufflUp is a hands-off crypto-currency algorithmic trading platform for less-skilled investors
GetID
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Identity Verification, KYC/AML checks, Customer Onboarding
Switchere
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Switchere is a licensed exchange where you can instantly buy crypto using a bank card. No verification required for purchases up to 100 EUR.
Paype
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Paype is the world’s thinnest wallet and loyalty card system
CoinsPaid
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CoinsPaid is a financial payments processing firm that renders cryptocurrency wallet, payment gateway, OTC desk & cryptocurrency exchange.
Brickfy
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Brickfy is an Estonian financial technology company that offers a marketplace to invest in business and property-backed loans.
Wert
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Wert offers a top-up module, that can be integrated to any website or mobile app and enables seamless purchasing of crypto.
Rimuut
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Rimuut transforms freelancers into Virtual Companies in seconds, enabling invoicing and getting paid globally.
Crassula
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Crassula, is an open-banking platform that helps companies launch their Banking, PSP, FX products as a White Label.
CoinField
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CoinField is the easiest way to Buy/Sell Cryptocurrency in 193 countries!
Tap2Pay
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Tap2Pay it’s like Paypal inside your messenger, socila media & web. Accept cards, ACH, SEPA, paypal, wire transfer, cash-on-delivery orders.
Emirex
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Emirex is a centralized cryptocurrency exchange offering a variety of crypto asset management tools.
Evoblox
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Evoblox provides blockchain-driven payment and data management solutions using the Electra Protocol blockchain.
Guarda
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Guarda focuses on building an ecosystem of products based on blockchain technologies.
B2BX Exchange
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B2BX – professional digital asset exchange. Full-featured spot trading platform for major digital assets and cryptocurrencies.
Amon
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The every-day Crypto debit card powered by AI and multi-currency crypto wallet
Pocosys
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Pocosys visions a future where every company could do Banking. Pocosys provides banking as a service.
Mothership
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Mothership A state-of-the-art digital asset exchange, EU token marketplace and wallet with powerful security features.
Tradelize
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Tradelize is an investment network that is building a highway between truly talented professionals and retail investors.
Capitual
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Capitual is an FIU Licensed, global leader in fiat and digital money solutions for both personal and business use.
Guardarian
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Guardarian drives cryptocurrency adoption, providing services that make using crypto simple and convenient.
Keypay
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Keypay is a crypto investing platform that sends, receives, stores, and trades digital currencies.
Reinvest24
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Reinvest24 is a Real Estate Investment Platform
dillali
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dillali is mobile first income and expense platform for SMEs in Africa and other emerging markets.
Crypto Brokers OÜ
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Crypto Brokers is developing a virtual assistant to provide a faster, safer and more convenient way to trade cryptocurrencies.
UP Invest
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UP Invest company focusing on investments in health care, media, consumer brands real estate and cleantech venture capital.
LEXIT Technologies OÜ
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LEXIT is an all-in-one marketplace for entrepreneurs and M&A professionals offering deal sourcing, negotiations, and data room services.
OWNR WALLET OŰ
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OWNR WALLET is a multi-asset crypto-ecosystem including multifunctional HD wallet, Visa prepaid cards and a number of B2B solutions
PrimaBlock
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Blockchain platform that allows the pooling of funds from different contributors to participate in ICOs.
BTCBear
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BTCBear is Global decentralized cryptocurrencies exchange platform, P2P lending system and Bitcoin payment processing system.
Cryptoprocessing.com
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Cryptoprocessing.com is a powerful, all-in-one crypto payments solution for business.
Bankomia
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All-in-one neobank for cryptocurrency & fiat management on-the-go
Cryptster
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P2P cryptocurrency exchange platform (peer-to-peer marketplace)
Scoriff
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Scoriff protects businesses against credit losses and late payments
Union Financial Technologies
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UFT is dedicated to helping Financial Service providers improve their client retention, profitability and corporate governance.
Acounto
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Acounto develops an application to manage and process accounting services.
Coinprime
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Coinprime provides a fast and safe gateway to buy and sell cryptocurrencies like bitcoin BTC from anywhere in the world.
Remmitex-Digital Asset Exchange
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Remmitex is a multi-functionality online international digital asset investment and trading platform.
Currencii
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Karenzi is an online exchange facility that implements currency exchange on the basis of a license issued by the Central Bank of Armenia.
Cash On Go
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Cash On Go provides modern and high-tech solutions for financial industry.
Brokeree Solutions
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Industry experts of MT4/MT5 solutions development and platform servicing.
OKONTO
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Security Token Offering (STO) investment platform, digital currency exchange
Applebrie Limited
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Applebrie Limited offers Fintech,CRM, SaaS, AI, BI, Cryptocurrency and Blockchain services.
iuvo
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A group of young entrepreneurs who wish to re-define the way people manage their money, invest and get access to credit.