101 Best Germany FinTech Startups – The Future of FinTech

November 28, 2021

This article showcases our top picks for the best Germany based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact
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Top Germany FinTech Startups

Data sourced from Crunchbase and SemRush.

Mambu

Mambu

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Mambu is a software-as-a-service banking engine provider that powers lending and deposit services.

Moonfare

Moonfare

Crunchbase Website Twitter Facebook Linkedin

Moonfare provides access to top-tier private markets investment opportunities through a technology-enabled platform.

Moonfare

Clark

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Clark is an insurance platform that provides full insurance cover.

Moonfare

Billie

Crunchbase Website Twitter Facebook Linkedin

Billie is a fintech startup that provides Buy Now, Pay Later payment methods for the B2B market.

Moonfare

BITA

Crunchbase Website Twitter Facebook Linkedin

BITA is the world’s first provider of end-to-end infrastructure for self-indexing and systematic investing.

Moonfare

wefox

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wefox is a digital insurance company aiming to make people safe and prevent risk by reinventing insurance at scale through technology.

Moonfare

Trade Republic

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Trade Republic is a mobile-only and commission-free broker that provides investment opportunities.

Moonfare

Scalable Capital

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Scalable Capital is a digital asset management company that primary focuses on risk management.

Moonfare

N26

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N26 offers mobile banking solutions to customers in the European Union through its subsidiary.

Moonfare

Solarisbank

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Solarisbank is a Banking-as-a-Service platform that enables other companies to offer their own financial services via APIs.

Moonfare

Raisin

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Raisin is a savings and investment marketplace that connects retail customers with banks looking to expand deposit reach.

Moonfare

Vivid Money

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Vivid Money is a financial platform and mobile banking app that helps customers save and invest their money.

Moonfare

Nuri

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Nuri empowers people to manage and grow their wealth through innovative technologies.

Moonfare

Stocard

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Stocard is a mobile wallet company.

Moonfare

Fraugster

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Fraugster is a German-Israeli anti-fraud company that uses artificial intelligence to eliminate fraud and increase customers’ profits.

Moonfare

finleap

Crunchbase Website Twitter Facebook Linkedin

finleap is Europe’s #1 fintech ecosystem. In addition to access to capital, it offers a network of investors as well as partners and talent.

Moonfare

Deposit Solutions

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Deposit Solutions is provider of the open banking platform for deposits connecting banks and depositors.

Moonfare

Centrifuge

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Centrifuge is an open, decentralized operating system to connect the global financial supply chain.

Moonfare

LIQID

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LIQID is a digital asset manager focused on the investment needs of affluent private clients.

Moonfare

Modifi

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Modifi empowers small and medium-sized businesses to trade internationally with digital trade financing.

Moonfare

Finoa

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Finoa is a regulated custodian for digital assets offering custody and staking services to institutional investors and corporations.

Moonfare

sevDesk

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Cloud accounting for small business

Moonfare

Traxpay

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Traxpay is a fin-tech platform that provides supply chain finance, dynamic discounting and reverse factoring services to corporate clients.

Moonfare

Taxdoo

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Taxdoo is an automated financial compliance platform developing a sales-tax automation software to manage sales tax in online retail.

Moonfare

Mondu

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Mondu is a B2B payment fintech company.

Moonfare

Upvest

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Upvest empowers financial institutions to offer investment products in their app with a modular, scalable, and accessible API.

Moonfare

Naga

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Naga AG Group is a German-based fintech company founded in 2015 and publicly listed on the Frankfurt Stock Exchange.

Moonfare

Finiata

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Finiata provides working capital financing for freelancers and SME’s over a fully automated data driven scoring technology.

Moonfare

CANDIS

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CANDIS is Berlin-based company that offers an intelligent platform for automated accounting.

Moonfare

CrossLend

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CrossLend is a FinTech company whose mission is to make the private debt space more efficient, transparent, and profitable by providing technology & infrastructure solutions for debt asset transactions.

Moonfare

Exporo

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Exporo is an online platform for real estate investments.

Moonfare

Coya

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Coya offers scalable protection at the point of need with an AI risk guardian and simple, transparent, and personalized insurance cover.

Moonfare

Zeitgold

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Zeitgold is a Berlin-based AI company providing a complete solution for financial administration of small businesses.

Moonfare

nextmarkets

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nextmarkets is Europe’s commission-free online broker

Moonfare

Thinksurance

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Thinksurance is a leading technology consultation platform for business insurance used by brokers, agents, banks and further sales channels.

Moonfare

Payworks

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Payworks provides payment gateway technology for the POS.

Moonfare

21strategies

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21strategies leverages deep technology and AI to transform Treasury Operations of large international corporations to profit making centers.

Moonfare

simplesurance

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Simplesurance creates a platform for simple access to insurance to combine traditional insurance industries with digital business.

Moonfare

OptioPay

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OptioPay is an open banking technology provider for customer-centric and value-add solutions based on bank account data.

Moonfare

Myos

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Rethinking working capital | Myos helps merchants of all kind grow to scale, fully digital, flexible and without personal guarantees

Moonfare

Airbank

Crunchbase Website Twitter Facebook Linkedin

Airbank is an all-in-one finance platform for SMBs in Europe.

Moonfare

Getsafe

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Getsafe is on a mission to reinvent how people do insurance, building the radically best insurance experience at their fingertips.

Moonfare

FinCompare – Smarter Business Finance

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FinCompare is a SaaS enabled marketplace. Helping advisors and businesses to find, compare, and close the financing solutions.

Moonfare

Monedo

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Monedo uses machine-learning technologies to provide access to better credit for the underbanked.

Moonfare

getquin

Crunchbase Website Twitter Facebook Linkedin

getquin is the social network for investors.

Moonfare

HAWK:AI

Crunchbase Website Twitter Facebook Linkedin

Money-laundering detection & investigation platform. SaaS, Cloud, Artificial Intelligence, Machine Learning.

Moonfare

Elinvar

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Elinvar enables asset and wealth managers to digitalize their business models by providing the required Platform as a Service.

Moonfare

Remagine

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Remagine offers the world’s first purpose-driven, digital business accounts

Moonfare

anybill

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We provide technology and infrastructure to create smart added value for the connected POS of the future.

Moonfare

wajve

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wajve offers all financial services like banking, advice and education in one app.

Moonfare

Spotcap

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Spotcap empowers SMEs with tailored finance, allowing them to focus on their business.

Moonfare

COMPEON

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COMPEON is the product and vendor-independent full-service provider for SME financing.

Moonfare

Vantik

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Vantik is the first mobile retirement account to boost your confidence in your financial future.

Moonfare

Banxware

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Banxware provides the technology and the funds for business financing of any kind: fully embedded in platforms or as an affiliate solution

Moonfare

Carl

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Carl Finance provides a platform for the acquisition and divestment of small and medium-sized businesses.

Moonfare

rubarb

Crunchbase Website Twitter Facebook Linkedin

More money for your dreams

Moonfare

The NAGA Group

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NAGA AG Group is a German-based fintech company founded in 2015 and publicly listed on the Frankfurt Stock Exchange.

Moonfare

CURE

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CURE – Digital Banking for Health Professionals

Moonfare

FinLab

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FinLab is a Germany-based investment company engaged in the building of companies in the financial services technologies.

Moonfare

Monite

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Monite builds an Embedded Finance Automation solution along with a one-stop-shop for SME finance.

Moonfare

RightNow

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RightNow provides consumers with access to justice by purchasing legal claims and paying a large proportion of the claim within 24h.

Moonfare

PAIR Finance

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PAIR Finance is the leading AI-based Fintech for debt collection and receivables management in Germany.

Moonfare

finleap connect

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finleap connect addresses the fragmented open banking landscape with a full-stack platform.

Moonfare

Hepster

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Hepster is an insurtech company that develops customized insurance products and integrates them into digital processes and systems.

Moonfare

portagon

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portagon provides a SaaS technology platform that enables financial intermediaries and businesses to raise capital online.

Moonfare

Heliad Equity Partners

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Heliad Equity Partners (ISIN: DE000A0L1NN5) is a growth equity company investing across verticals and regions pre-, at-, and post-IPO.

Moonfare

re:cap

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Re:cap creates a subscription economy financial marketplace.

Moonfare

Finanzcheck.de

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Finanzcheck.de is a leading, independent online comparison portal for installment loans and private financial products.

Moonfare

wealthpilot

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wealthpilot enables professional advisors to deliver a data-driven and truly personal wealth management.

Moonfare

Pockid

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Pockid GmbH offers a bank account with virtual and physical debit Mastercard.

Moonfare

Bitbond

Crunchbase Website Twitter Facebook Linkedin

Compliant tokenization and digital asset custody enterprise software.

Moonfare

insureQ

Crunchbase Website Twitter Facebook Linkedin

InsureQ is an insuretech startup that offers insurance tailored to SMEs’, freelancers’, and startups’ needs.

Moonfare

Penta

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Penta is a digital business bank platform designed to help startups and SMEs save time and money on banking.

Moonfare

BillFront

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BillFront is a technology-enabled finance provider dedicated to global digital media companies.

Moonfare

Invesdor Deutschland (Kapilendo AG)

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Invesdor (formally Kapilendo) offers investors to invest online in selected and audited investment projects of companies.

Moonfare

Blocksize Capital

Crunchbase Website Twitter Facebook Linkedin

Crypto currency trading, SaaS for Digital Assets, Digital Asset infrastructure, Blockchain

Moonfare

bonify

Crunchbase Website Twitter Facebook Linkedin

Bonify is a Fintech startup based in Berlin that offers credit scoring tools and services to its users.

Moonfare

Acatus

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Acatus is a financial services company that offers a debt capital markets platform for banks and other organizations.

Moonfare

Prestatech

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Prestatech offers to leading European Banks a variety of credit services from data enrichment to end-to-end instant lending solutions.

Moonfare

PAYMILL

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PAYMILL is a payment solution platform that enables online businesses to accept payments on their websites within a very short time.

Moonfare

FinMarie

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FinMarie is Europe’s first financial platform by and for women.

Moonfare

Brickblock

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Providing a full suite SaaS solution to setup, raise and manage an alternative investment fund e.g. Real estate, Private Equity, Hedge Fund

Moonfare

FinTecSystems

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FinTecSystems is an infrastructure Fintech for open banking and account data analysis

Moonfare

finway

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finway provides financial guidence to SMEs, plan & control all expenses and budgets in one tool.

Moonfare

ryd

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ryd is a cross-brand solution for mobile payments directly at the gas pump.

Moonfare

Captiq

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Captiq is a a digital online financing platform for doctors, pharmacists, lawyers and other chamber professions.

Moonfare

OneFor

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OneFor operates as a fintech enterprise.

Moonfare

CRX Markets AG

Crunchbase Website Twitter Facebook Linkedin

CRX Markets is Europe’s leading marketplace for working capital financing.

Moonfare

Fulfin – Financing Ecommerce

Crunchbase Website Twitter Facebook Linkedin

Innovative growth financing for online companies | Innovative Wachstumsfinanzierung für Online Unternehmen

Moonfare

Quantumrock

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Adaptive Investment Programs for the Asset Management Industry.

Moonfare

Companisto

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Companisto is an equity crowdinvesting platform for startups.

Moonfare

Finanzchef24

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Finanzchef24 offers entrepreneurs and self-employed in Germany digital commercial insurance via its independent online comparison platform.

Moonfare

FINEXITY AG

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Germany‘s first blockchain-based real asset investment platform.

Moonfare

Moss

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The corporate credit card built for your entire spend.

Moonfare

savedroid

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savedroid exists to bring personal piggy bank savings into the modern world.

Moonfare

VAI Trade

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VAI is a digital supply chain financing solution company in Europe for SMEs.

Moonfare

Vaamo Finanz AG

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Vaamo Finanz AG provides automated investment solutions and financial advice to its clients.

Moonfare

Bilendo

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Bilendo is the credit management platform empowering businesses to take credit risks by providing tools to harmonize the O2C-process.

Moonfare

Savedo

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Savedo is the one-stop-shop for retail investment products in Europe.

Moonfare

Etvas

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Etvas is a digital marketplace for value-added services.

Moonfare

coindex

Crunchbase Website Twitter Facebook Linkedin

Indexbased crypto investment for anyone

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