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101 Best Japan FinTech Startups – The Future of FinTech

This article showcases our top picks for the best Japan based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Japan FinTech Startups

Data sourced from Crunchbase and SemRush.

Rakuten

Rakuten

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Rakuten is a provider of e-commerce, fintech, digital content, and communications products and services.

Paidy

Paidy

Crunchbase Website Twitter Facebook Linkedin

Paidy is a software platform that allows consumers to buy online without a credit card or pre-registration.

Paidy

bitFlyer

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BitFlyer is a Bitcoin exchange and marketplace that enables its customers to buy, sell, and spend bitcoins.

Paidy

Money Forward

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Money Forward provides online personal accounting solutions that enable individuals to better manage their daily expenses.

Paidy

Liquid Global

Crunchbase Website Twitter Facebook Linkedin

Liquid Global is a developer of a cryptocurrency trading platform designed to provide liquidity to the crypto economy.

Paidy

PayPay

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PayPay is an online payment app.

Paidy

Moneytree

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Moneytree is a financial data aggregation platform that provides a personal finance app and a cloud-based accounting service.

Paidy

Wealthnavi

Crunchbase Website Twitter Facebook Linkedin

Wealthnavi is wealth management of world-class on your side.

Paidy

Gojo & Company

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Gojo extends financial inclusion to micro, small, and medium-sized enterprises.

Paidy

Coincheck

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Coincheck operates a bitcoin and cryptocurrency exchange in Japan.

Paidy

Kyash

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Kyash is a fintech platform providing mobile banking services with full-stack banking technology currently offering digital wallet app.

Paidy

Orb

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Orb is an enterprise software startup that helps businesses to define and configure their own coin economy.

Paidy

AlpacaJapan

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Building cutting-edge capital markets AI technology working with number of financial institutions

Paidy

Coiney

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Coiney provides smarphone-based credit card processing services in Japan.

Paidy

justInCase

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justInCase is the first full-stack InsurTech company in Japan, offering P2P insurance and AI-based health & small-amount insurance online.

Paidy

CROWD CREDIT

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Cross-border marketplace lending platform

Paidy

Crowd Cast

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Crowd Cast is a company that simplifies payment between employees and organization.

Paidy

Tech Bureau

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Tech Bureau provides cryptographic currency and Blockchain technology using exchange API to handle currency encryption.

Paidy

Credit Engine

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Credit Engine is a online lending platform enables financial institutions.

Paidy

Infcurion Group

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Infucurion Group is a business development company that focuses on payment technologies.

Paidy

Credit Saison

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Credit Saison is a Japanese financial services company.

Paidy

Cryptact

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Cryptact is a technology company providing solutions and platforms utilizing blockchains, smart contracts and virtual currencies.

Paidy

xenodata lab

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xenodata lab is a developing an AI-powered finance data analytics leveraging Natural Language Processing (NLP).

Paidy

REASE Inc.

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REASE is a company that provides credit valuation engine planning and credit granting services.

Paidy

Emerada

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Emerada is a bank account aggregation and cashflow analytics platform for SMEs and banks for enhancing lending activity in Japan.

Paidy

Robot Fund

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Robot Fund is a provider of RPA (Robotic Process Automation) solutions for asset management businesses.

Paidy

Chaintope

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Chaintope is specializes in blockchain technology with a focus for FinTech and non-FinTech sectors.

Paidy

Payme Japan

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Payme provides a platform for mobile payments to help users in Japan.

Paidy

Mikatus

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Mikatus supports good tax accountants and contribute to the growth of enthusiastic SMEs.

Paidy

Huobi Japan

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Huobi Japan designs a digital asset trading platform that empowers financial service.

Paidy

Lecto

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Lecto provides Saas solutions to eliminate the tedious practices behind financial services

Paidy

SusLab

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SusLab is a data bank that uses AI technology to support SDG and ESG development goals and investments.

Paidy

Smart Trade

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Smart Trade is an information technology company that offers full stack software development for investment strategy environment.

Paidy

GVE

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GVE develops and operates a legal currency digitization platform.

Paidy

efit

Crunchbase Website Twitter Facebook Linkedin

Efit is an investment platform that makes it easy for anyone to make a technical investment automatically.

Paidy

keychain

Crunchbase Website Twitter Facebook Linkedin

Keychain is the decentralized authentication blockchain platform for finance, IoT, and enterprise.

Paidy

SushiSwap

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SushiSwap is a peer-to-peer, decentralized exchange that allows users to swap tokens, provide liquidity, and other DeFi services.

Paidy

BrainCat

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BrainCat is a Japanese company that specializes in developing FinTech platforms.

Paidy

Kipp Financial Technologies

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Kipp Financial Technologies provides BaaS products and system infrastructure in the form of SaaS.

Paidy

SMART IDEA Japan

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SMART IDEA is a financial technology company.

Paidy

OsidOri

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OsidOri is a financial app company will provide this mechanism with the new FinTech service.

Paidy

MUFG Innovation Partners

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MUFG Innovation Partners is a corporate venture capital (CVC) arm of Mitsubishi UFJ Financial Group (MUFG).

Paidy

Soramitsu

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Fintech company based in Tokyo, specializing in blockchain technology. Main contributor to Hyperledger Iroha.

Paidy

Rakuten Capital

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Rakuten Capital is a corporate venture capital group that provides funding, sector experience, and operational support.

Paidy

W ventures Japan

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W ventures engages in venture capital and incubation businesses.

Paidy

FinTech Global

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FinTech Global is a boutique investment bank that supports the growth of companies.

Paidy

Resona Capital

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Resona Capital is a micro-venture capital fund specialized in early-stage investments.

Paidy

Neoteny

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Neoteny is an internet investment firm that holds a diversified financial portfolio.

Paidy

Prance Gold Holdings

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Prance Gold Holdings is a technology company that offers digital asset holders an opportunity to grow their portfolio.

Paidy

BANQ

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BANQ is a FinTech company that provides on-demand salary services.

Paidy

CrowdLoan

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CrowdLoan is a platform that connects financial institutions and individuals with smooth loans.

Paidy

CoinJinja

Crunchbase Website Twitter Facebook Linkedin

Japan’s top crypto media: CoinJinja.com (ICO listing site) and CoinView (free, all-in-one crypto investment portfolio management app).

Paidy

Kibidango, Inc.

Crunchbase Website Twitter Facebook Linkedin

Leading reward-based crowdfunding platform in Japan helping entrepreneurs from all over the world succeed with the power of people.

Paidy

SoftBank Payment Service Corp.

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SBPS is a Payment Service Provider and a subsidiary of SoftBank Corp.

Paidy

Mercoin

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Mercoin is a fintech company which plans and develops services related to crypto assets and blockchain technology.

Paidy

bitFlyer Holdings

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bitFlyer Holdings is the parent company of bitFlyer.

Paidy

Global Risk Exchange

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Global Risk Exchange (or GRE) is a blockchain-based, decentralized global risk exchange market .

Paidy

Orient Corporation

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Orient Corporation is a consumer credit company that provides auto loans, credit cards, and direct cash loan services.

Paidy

Japan Digital Design

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Japan Digital Design is an AI technology company for financial industries.

Paidy

Another lane

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Another lane is a credit card number handling contract conclusion company.

Paidy

Fidel Technologies

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Fidel Technologies provides IT services for localisation and translation.

Paidy

Invast Securities

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Invast Securities provides online forex and ETF trading services and is listed on the JASDAQ market under the stock code 8709.

Paidy

COMTURE

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COMTURE is a provider of Cloud, Big data, AI, IoT, Business system construction, ERP, Fintech, and Infrastructure construction solutions.

Paidy

KL Winterbourne Associates

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KL Winterbourne Associates enable ordinary investors to take advantage of opportunities within the world of financial market investing.

Paidy

SB Payment Service

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SB Payment Service offers a wide range of payment methods and support for procedures related to payment, business agency, and contract work.

Paidy

ZAISAN Net

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ZAISAN Net is a AI-Fintech startup specializing in stock price movement.

Paidy

INORU

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With INORU’s intuitive software for banking and finance, get the best start to your profitable lending business.

Paidy

CXR

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CXR is a fintech company.

Paidy

SlowMist

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SlowMist specializes in blockchain technology with cybersecurity audits and protection for digital asset exchanges & crypto wallets.

Paidy

FGC Group

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Fintech Global Consultants is an independent Fintech Consultants, with more than $150 million raised for ICO.

Paidy

Smart Contract

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Forefront of cryptocurrency trading and consulting

Paidy

Beta Catalyst

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BetaCatalyst provides venture capital investment services in areas such as health care, lifestyle, AI, and IoT.

Paidy

ISI

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IS Eye is a FinTech consulting company

Paidy

Blue Melon Capital

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Blue Melon Capital provides real estate investment, real estate, asset management, crowdfunding, FinTech services.

Paidy

Hitotoki Incubator

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Hitotoki Incubator offers systematic financial strategy planning that connects management strategy and fund procurement.

Paidy

FINOLAB

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FINOLAB is a fintech company that provides real estate and financial services.

Paidy

Distributed Credit Chain

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Distributed Credit Chain is an underlying public chain that deploys blockchain technology to construct distributed bank systems.

Paidy

Health Media

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Health Media is a healthcare and fintech company.

Paidy

Fintech Association of Japan

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Fintech Association of Japan is a startup focusing on the health industry, fintech ecosystem, and accelerating open innovations.

Paidy

aiQ

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aiQ offers AI technology and Big Data analysis using many Machine Learning techniques, Analysis experience in the Financial Industry.

Paidy

ANA Digital Gate

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ANA Digital Gate is a joint-venture company for corporate settlement solutions business that leverages FinTech.

Paidy

Nishi-Nippon

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Nishi-Nippon provides banking and financial services for individuals, and small and medium-sized enterprises.

Paidy

Securitize Japan

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Securitize Japan provides a platform for digital securities issuance & management allowing ease of trading and quicker transactions.

Paidy

Cygnos

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Cygnos is a crypto lending platform that provides fiat monthly direct interest payments for crypto loans.

Paidy

i-call

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i-call specializes in fintech, mobile games development, and website development services.

Paidy

RENOSY FINANCE

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RENOSY FINANCE provides real estate, fintech and financial services.

Paidy

nCino K.K.

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nCino K.K. is the Japanese subsidiary of nCino that offers an integrated platform for cloud-based banking operations.

Paidy

Daiwa Securities SMBC

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Daiwa Securities SMBC is a comprehensive securities group representing Asia configured mainly Global Investment Banking.

Paidy

Profit Cube

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Profit Cube is a fintech start up.

Paidy

Phantom AI Japan

Crunchbase Website Twitter Facebook Linkedin

Phantom AI is a fintech startup.

Paidy

THS

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THS provides cloud services, smartphone application development and fintech services.

Paidy

SBI remit

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SBI Remit is a financial services-based company.

Paidy

Digital Platformer

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Digital Platformer provides platforms for digital currency using blockchain technology.

Paidy

LCNEM

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LCNEM is a Fintech start up.

Paidy

Miraicrowd

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Miraicrowd is a social network for entrepreneurs and investors in Japan and Asia.

Paidy

Smart Idea Inc

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Smart Idea is a mobile application development and marketing company specialized in Fintech

Paidy

Ayumi Trust Holdings Co

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The Ayumi Trust Group is an independent corporate group that develops fintech businesses globally.

Paidy

Aisys

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Aisys is a computer company that specializes in cloud, blockchain system development, system consult, and centering on Instec.

Paidy

Pixel Companyz

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Pixel company is a Japan-based company engaged in the renewable energy business, fintech, IoT, and integrated resort business.

Paidy

medical ai

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medical ai will create a sound investment culture and grow into a reliable business partner.

Paidy

Link Trust Pay

Crunchbase Website Twitter Facebook Linkedin

Link Trust Pay developing services based on the mobile payment platform, Fintech platform system development / OEM provision, etc.

Written by Warren Tesla

My name is Tesla and I am the pseudonym used by The Stratup Pill's broad writing team.

About me: Founder, CEO, CTO, CFO, CMO, CISO, Director, Head of the Board, Head of the oversight board, Executive, Legal Council, Head of Hiring, HR Manager, Consultant.

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