101 Best Japan FinTech Startups – The Future of FinTech

November 28, 2021

This article showcases our top picks for the best Japan based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact
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Top Japan FinTech Startups

Data sourced from Crunchbase and SemRush.

Rakuten

Rakuten

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Rakuten is a provider of e-commerce, fintech, digital content, and communications products and services.

Paidy

Paidy

Crunchbase Website Twitter Facebook Linkedin

Paidy is a software platform that allows consumers to buy online without a credit card or pre-registration.

Paidy

bitFlyer

Crunchbase Website Twitter Facebook Linkedin

BitFlyer is a Bitcoin exchange and marketplace that enables its customers to buy, sell, and spend bitcoins.

Paidy

Money Forward

Crunchbase Website Twitter Facebook Linkedin

Money Forward provides online personal accounting solutions that enable individuals to better manage their daily expenses.

Paidy

Liquid Global

Crunchbase Website Twitter Facebook Linkedin

Liquid Global is a developer of a cryptocurrency trading platform designed to provide liquidity to the crypto economy.

Paidy

PayPay

Crunchbase Website Twitter Facebook Linkedin

PayPay is an online payment app.

Paidy

Moneytree

Crunchbase Website Twitter Facebook Linkedin

Moneytree is a financial data aggregation platform that provides a personal finance app and a cloud-based accounting service.

Paidy

Wealthnavi

Crunchbase Website Twitter Facebook Linkedin

Wealthnavi is wealth management of world-class on your side.

Paidy

Gojo & Company

Crunchbase Website Twitter Facebook Linkedin

Gojo extends financial inclusion to micro, small, and medium-sized enterprises.

Paidy

Coincheck

Crunchbase Website Twitter Facebook Linkedin

Coincheck operates a bitcoin and cryptocurrency exchange in Japan.

Paidy

Kyash

Crunchbase Website Twitter Facebook Linkedin

Kyash is a fintech platform providing mobile banking services with full-stack banking technology currently offering digital wallet app.

Paidy

Orb

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Orb is an enterprise software startup that helps businesses to define and configure their own coin economy.

Paidy

AlpacaJapan

Crunchbase Website Twitter Facebook Linkedin

Building cutting-edge capital markets AI technology working with number of financial institutions

Paidy

Coiney

Crunchbase Website Twitter Facebook Linkedin

Coiney provides smarphone-based credit card processing services in Japan.

Paidy

justInCase

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justInCase is the first full-stack InsurTech company in Japan, offering P2P insurance and AI-based health & small-amount insurance online.

Paidy

CROWD CREDIT

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Cross-border marketplace lending platform

Paidy

Crowd Cast

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Crowd Cast is a company that simplifies payment between employees and organization.

Paidy

Tech Bureau

Crunchbase Website Twitter Facebook Linkedin

Tech Bureau provides cryptographic currency and Blockchain technology using exchange API to handle currency encryption.

Paidy

Credit Engine

Crunchbase Website Twitter Facebook Linkedin

Credit Engine is a online lending platform enables financial institutions.

Paidy

Infcurion Group

Crunchbase Website Twitter Facebook Linkedin

Infucurion Group is a business development company that focuses on payment technologies.

Paidy

Credit Saison

Crunchbase Website Twitter Facebook Linkedin

Credit Saison is a Japanese financial services company.

Paidy

Cryptact

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Cryptact is a technology company providing solutions and platforms utilizing blockchains, smart contracts and virtual currencies.

Paidy

xenodata lab

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xenodata lab is a developing an AI-powered finance data analytics leveraging Natural Language Processing (NLP).

Paidy

REASE Inc.

Crunchbase Website Twitter Facebook Linkedin

REASE is a company that provides credit valuation engine planning and credit granting services.

Paidy

Emerada

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Emerada is a bank account aggregation and cashflow analytics platform for SMEs and banks for enhancing lending activity in Japan.

Paidy

Robot Fund

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Robot Fund is a provider of RPA (Robotic Process Automation) solutions for asset management businesses.

Paidy

Chaintope

Crunchbase Website Twitter Facebook Linkedin

Chaintope is specializes in blockchain technology with a focus for FinTech and non-FinTech sectors.

Paidy

Payme Japan

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Payme provides a platform for mobile payments to help users in Japan.

Paidy

Mikatus

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Mikatus supports good tax accountants and contribute to the growth of enthusiastic SMEs.

Paidy

Huobi Japan

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Huobi Japan designs a digital asset trading platform that empowers financial service.

Paidy

Lecto

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Lecto provides Saas solutions to eliminate the tedious practices behind financial services

Paidy

SusLab

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SusLab is a data bank that uses AI technology to support SDG and ESG development goals and investments.

Paidy

Smart Trade

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Smart Trade is an information technology company that offers full stack software development for investment strategy environment.

Paidy

GVE

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GVE develops and operates a legal currency digitization platform.

Paidy

efit

Crunchbase Website Twitter Facebook Linkedin

Efit is an investment platform that makes it easy for anyone to make a technical investment automatically.

Paidy

keychain

Crunchbase Website Twitter Facebook Linkedin

Keychain is the decentralized authentication blockchain platform for finance, IoT, and enterprise.

Paidy

SushiSwap

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SushiSwap is a peer-to-peer, decentralized exchange that allows users to swap tokens, provide liquidity, and other DeFi services.

Paidy

BrainCat

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BrainCat is a Japanese company that specializes in developing FinTech platforms.

Paidy

Kipp Financial Technologies

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Kipp Financial Technologies provides BaaS products and system infrastructure in the form of SaaS.

Paidy

SMART IDEA Japan

Crunchbase Website Twitter Facebook Linkedin

SMART IDEA is a financial technology company.

Paidy

OsidOri

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OsidOri is a financial app company will provide this mechanism with the new FinTech service.

Paidy

MUFG Innovation Partners

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MUFG Innovation Partners is a corporate venture capital (CVC) arm of Mitsubishi UFJ Financial Group (MUFG).

Paidy

Soramitsu

Crunchbase Website Twitter Facebook Linkedin

Fintech company based in Tokyo, specializing in blockchain technology. Main contributor to Hyperledger Iroha.

Paidy

Rakuten Capital

Crunchbase Website Twitter Facebook Linkedin

Rakuten Capital is a corporate venture capital group that provides funding, sector experience, and operational support.

Paidy

W ventures Japan

Crunchbase Website Twitter Facebook Linkedin

W ventures engages in venture capital and incubation businesses.

Paidy

FinTech Global

Crunchbase Website Twitter Facebook Linkedin

FinTech Global is a boutique investment bank that supports the growth of companies.

Paidy

Resona Capital

Crunchbase Website Twitter Facebook Linkedin

Resona Capital is a micro-venture capital fund specialized in early-stage investments.

Paidy

Neoteny

Crunchbase Website Twitter Facebook Linkedin

Neoteny is an internet investment firm that holds a diversified financial portfolio.

Paidy

Prance Gold Holdings

Crunchbase Website Twitter Facebook Linkedin

Prance Gold Holdings is a technology company that offers digital asset holders an opportunity to grow their portfolio.

Paidy

BANQ

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BANQ is a FinTech company that provides on-demand salary services.

Paidy

CrowdLoan

Crunchbase Website Twitter Facebook Linkedin

CrowdLoan is a platform that connects financial institutions and individuals with smooth loans.

Paidy

CoinJinja

Crunchbase Website Twitter Facebook Linkedin

Japan’s top crypto media: CoinJinja.com (ICO listing site) and CoinView (free, all-in-one crypto investment portfolio management app).

Paidy

Kibidango, Inc.

Crunchbase Website Twitter Facebook Linkedin

Leading reward-based crowdfunding platform in Japan helping entrepreneurs from all over the world succeed with the power of people.

Paidy

SoftBank Payment Service Corp.

Crunchbase Website Twitter Facebook Linkedin

SBPS is a Payment Service Provider and a subsidiary of SoftBank Corp.

Paidy

Mercoin

Crunchbase Website Twitter Facebook Linkedin

Mercoin is a fintech company which plans and develops services related to crypto assets and blockchain technology.

Paidy

bitFlyer Holdings

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bitFlyer Holdings is the parent company of bitFlyer.

Paidy

Global Risk Exchange

Crunchbase Website Twitter Facebook Linkedin

Global Risk Exchange (or GRE) is a blockchain-based, decentralized global risk exchange market .

Paidy

Orient Corporation

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Orient Corporation is a consumer credit company that provides auto loans, credit cards, and direct cash loan services.

Paidy

Japan Digital Design

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Japan Digital Design is an AI technology company for financial industries.

Paidy

Another lane

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Another lane is a credit card number handling contract conclusion company.

Paidy

Fidel Technologies

Crunchbase Website Twitter Facebook Linkedin

Fidel Technologies provides IT services for localisation and translation.

Paidy

Invast Securities

Crunchbase Website Twitter Facebook Linkedin

Invast Securities provides online forex and ETF trading services and is listed on the JASDAQ market under the stock code 8709.

Paidy

COMTURE

Crunchbase Website Twitter Facebook Linkedin

COMTURE is a provider of Cloud, Big data, AI, IoT, Business system construction, ERP, Fintech, and Infrastructure construction solutions.

Paidy

KL Winterbourne Associates

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KL Winterbourne Associates enable ordinary investors to take advantage of opportunities within the world of financial market investing.

Paidy

SB Payment Service

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SB Payment Service offers a wide range of payment methods and support for procedures related to payment, business agency, and contract work.

Paidy

ZAISAN Net

Crunchbase Website Twitter Facebook Linkedin

ZAISAN Net is a AI-Fintech startup specializing in stock price movement.

Paidy

INORU

Crunchbase Website Twitter Facebook Linkedin

With INORU’s intuitive software for banking and finance, get the best start to your profitable lending business.

Paidy

CXR

Crunchbase Website Twitter Facebook Linkedin

CXR is a fintech company.

Paidy

SlowMist

Crunchbase Website Twitter Facebook Linkedin

SlowMist specializes in blockchain technology with cybersecurity audits and protection for digital asset exchanges & crypto wallets.

Paidy

FGC Group

Crunchbase Website Twitter Facebook Linkedin

Fintech Global Consultants is an independent Fintech Consultants, with more than $150 million raised for ICO.

Paidy

Smart Contract

Crunchbase Website Twitter Facebook Linkedin

Forefront of cryptocurrency trading and consulting

Paidy

Beta Catalyst

Crunchbase Website Twitter Facebook Linkedin

BetaCatalyst provides venture capital investment services in areas such as health care, lifestyle, AI, and IoT.

Paidy

ISI

Crunchbase Website Twitter Facebook Linkedin

IS Eye is a FinTech consulting company

Paidy

Blue Melon Capital

Crunchbase Website Twitter Facebook Linkedin

Blue Melon Capital provides real estate investment, real estate, asset management, crowdfunding, FinTech services.

Paidy

Hitotoki Incubator

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Hitotoki Incubator offers systematic financial strategy planning that connects management strategy and fund procurement.

Paidy

FINOLAB

Crunchbase Website Twitter Facebook Linkedin

FINOLAB is a fintech company that provides real estate and financial services.

Paidy

Distributed Credit Chain

Crunchbase Website Twitter Facebook Linkedin

Distributed Credit Chain is an underlying public chain that deploys blockchain technology to construct distributed bank systems.

Paidy

Health Media

Crunchbase Website Twitter Facebook Linkedin

Health Media is a healthcare and fintech company.

Paidy

Fintech Association of Japan

Crunchbase Website Twitter Facebook Linkedin

Fintech Association of Japan is a startup focusing on the health industry, fintech ecosystem, and accelerating open innovations.

Paidy

aiQ

Crunchbase Website Twitter Facebook Linkedin

aiQ offers AI technology and Big Data analysis using many Machine Learning techniques, Analysis experience in the Financial Industry.

Paidy

ANA Digital Gate

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ANA Digital Gate is a joint-venture company for corporate settlement solutions business that leverages FinTech.

Paidy

Nishi-Nippon

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Nishi-Nippon provides banking and financial services for individuals, and small and medium-sized enterprises.

Paidy

Securitize Japan

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Securitize Japan provides a platform for digital securities issuance & management allowing ease of trading and quicker transactions.

Paidy

Cygnos

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Cygnos is a crypto lending platform that provides fiat monthly direct interest payments for crypto loans.

Paidy

i-call

Crunchbase Website Twitter Facebook Linkedin

i-call specializes in fintech, mobile games development, and website development services.

Paidy

RENOSY FINANCE

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RENOSY FINANCE provides real estate, fintech and financial services.

Paidy

nCino K.K.

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nCino K.K. is the Japanese subsidiary of nCino that offers an integrated platform for cloud-based banking operations.

Paidy

Daiwa Securities SMBC

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Daiwa Securities SMBC is a comprehensive securities group representing Asia configured mainly Global Investment Banking.

Paidy

Profit Cube

Crunchbase Website Twitter Facebook Linkedin

Profit Cube is a fintech start up.

Paidy

Phantom AI Japan

Crunchbase Website Twitter Facebook Linkedin

Phantom AI is a fintech startup.

Paidy

THS

Crunchbase Website Twitter Facebook Linkedin

THS provides cloud services, smartphone application development and fintech services.

Paidy

SBI remit

Crunchbase Website Twitter Facebook Linkedin

SBI Remit is a financial services-based company.

Paidy

Digital Platformer

Crunchbase Website Twitter Facebook Linkedin

Digital Platformer provides platforms for digital currency using blockchain technology.

Paidy

LCNEM

Crunchbase Website Twitter Facebook Linkedin

LCNEM is a Fintech start up.

Paidy

Miraicrowd

Crunchbase Website Twitter Facebook Linkedin

Miraicrowd is a social network for entrepreneurs and investors in Japan and Asia.

Paidy

Smart Idea Inc

Crunchbase Website Twitter Facebook Linkedin

Smart Idea is a mobile application development and marketing company specialized in Fintech

Paidy

Ayumi Trust Holdings Co

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The Ayumi Trust Group is an independent corporate group that develops fintech businesses globally.

Paidy

Aisys

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Aisys is a computer company that specializes in cloud, blockchain system development, system consult, and centering on Instec.

Paidy

Pixel Companyz

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Pixel company is a Japan-based company engaged in the renewable energy business, fintech, IoT, and integrated resort business.

Paidy

medical ai

Crunchbase Website Twitter Facebook Linkedin

medical ai will create a sound investment culture and grow into a reliable business partner.

Paidy

Link Trust Pay

Crunchbase Website Twitter Facebook Linkedin

Link Trust Pay developing services based on the mobile payment platform, Fintech platform system development / OEM provision, etc.

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