101 Best Madrid FinTech Startups – The Future of FinTech

November 28, 2021

This article showcases our top picks for the best Madrid based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact
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Top Madrid FinTech Startups

Data sourced from Crunchbase and SemRush.

Bnext

Bnext

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Bnext is the leading mobile-first neobank of Spain

Cobee

Cobee

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Cobee is a Spanish fintech startup that develops an online platform that automates and simplifies employee benefits management.

Cobee

fintonic

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Fintonic is a free application that enables anyone to organize accounts and saving money.

Cobee

Ritmo

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Ritmo helps digital entrepreneurs grow faster, through non-dilutive funding and growth tools.

Cobee

Pagantis

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Pagantis, an established fintech founded in 2011, provides automated, friction-free consumer finance for e-commerce transactions in Europe.

Cobee

Rebellion Pay

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Neobank of the Gen Z and Millenial generations

Cobee

Lana

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Lana is a technology platform for Gig Economy workers that operates as a financial marketplace in LATAM

Cobee

Atani

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Atani is the one-stop crypto trading platform: trading on 20+ exchanges, integrates technical analysis tools and automates tax reporting.

Cobee

StudentFinance

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StudentFinance is a Fintech company that aims to solve the skills gap, while transforming the trillion dollar education industry.

Cobee

Ninety Nine

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Ninety Nine is a developer of financial trading platform intended to charge no commission fees.

Cobee

Aplazame

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Aplazame is a consumer credit company that provides instant financing service for online purchases.

Cobee

2gether

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2gether is a collaborative financial platform that accelerate the world’s transition to decentralized finance.

Cobee

TaxDown

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TaxDown is a Spanish startup that eases the income tax return filing process for taxpayers.

Cobee

Housers

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Housers is a crowdfunding and crowdlending platform that enables individuals to invest in real estate, green and corporate projects.

Cobee

EthicHub

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Blockchain-based P2P platform connecting profitable small farming communities with lenders and product buyers.

Cobee

Finizens

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Wealth management firm offering a 100% digital robo-advisor investment service through globally diversified, low-cost index fund portfolios.

Cobee

Fuell

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A radically better corporate card for your business. Say goodbye to expense reports while you get credit limits that grow with you

Cobee

HeyTrade

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Next gen open banking investment platform

Cobee

Bewater Funds

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Private securities investment for professional investors, with liquidity

Cobee

Card Dynamics

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Card Dynamics is a Issuer and Merchant partner for the subscription economy.

Cobee

Divilo

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Divilo is a B2B financial platform for companies and the self-employed.

Cobee

Lucas

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Lucas is introducing a new and accessible way into homeownership to millennials through a Rent to Buy model

Cobee

LIBEEN Smart Housing

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We make homeownership flexible and affordable for millennials thanks to the #SmartHousing model.

Cobee

ADA IMPACTO

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Conversational financial companion for unbanked women

Cobee

elsa.care

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elsa.care is a platform that offers migrant workers commission-less services and cash remittances for their loved ones back home.

Cobee

Zank

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Zank is a platform where borrowers and lenders come together to make intelligent use of their money.

Cobee

Afterbanks

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Subsidiary of Minsait, an Indra company, aggregates bank data and initiate payments. Authorized by the UK FCA to operate as PISP and AISP.

Cobee

Finanbest

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Finanbest is a B2C and B2B robo advisor that provides financial advice and online portfolio management.

Cobee

Fellow Funders

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Fellow Funders is an independent firm with the goal of accompanying SMEs and Startups in their plans for expansion and consolidation.

Cobee

Socilen

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Socilen is collective funding platform that connects families or SMEs that need financing with investors willing to finance.

Cobee

SEGO FINANCE

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Sego Finance is a fintech company that provides digitalized solution for investments in startups, real estate and SMEs.

Cobee

Micappital

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Micappital automated savings and investments manager in Spain

Cobee

Qoala

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Qoala is a browser extension that finds and applies discount codes on online stores and provides its users with cashback

Cobee

Wenalyze

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Wenalyze, works for the Banking and Insurance sector based on AI to better know their SMEs clients and better rate their risks

Cobee

Feelcapital

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Feelcapital is an advisor theft and web platform that provides personalized advice in investment funds and pension funds.

Cobee

Zero1

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Early Supply Chain financing to help businesses thrive

Cobee

MYMOID

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MYMOID is a mobile payment service characterized by its ease of use and security of all your transactions.

Cobee

Tickendy

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Tickendy is the world’s first contactless digital receipt processing & analytics platform.

Cobee

Arbor Fintech

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Arbor is a 360 degree financial wellness platform helping users to save, invest and cut debt through

Cobee

Fintech Payments | The first marketplace of Fintech & Insurtech solutions

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Fintech Payments is a Fintech & Insurtech solutions marketplace with a presence in more than 33 countries.

Cobee

SeeDCash

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SeeDCash is a liquidity management for small businesses, startups and freelancers.

Cobee

Pibisi

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Automatised KYC for regulated companies

Cobee

Neo Moon

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NeoMoon aims to become a Spanish challenger bank

Cobee

CryptoTechFin

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We are an R&D incorporated company that applies its technological development (investment algorithms, big data solutions) to obtain profits.

Cobee

Besepa

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Besepa is a FinTech startup that offers a technology platform.

Cobee

Bankinter

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Bankinter is a commercial bank with a Venture Capital program investing in startups

Cobee

Coinffeine

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Coinffeine provides financial institutions a solution to offer their clients crypto services with a decentralized exchange and self custody.

Cobee

Gastro Cloud Ventures

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Saas and payment solution for the Restaurants Industry.

Cobee

Vent Finance

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The Community Launchpad Ecosystem. First full-stack Cardano-Polygon platform that enables sustainable growth.

Cobee

TechRules

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TechRules is a leading consultancy and wealth management software provider for financial entities.

Cobee

Flipsimply

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Flipsimply is an inventory crowd-financing platform where brands can offer exclusive investment opportunities.

Cobee

Segguroo

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Segguroo is an insurance management app that economizes and manages all insurance without changing companies.

Cobee

HandCash

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HandCash is a Bitcoin mobile wallet.

Cobee

Finnovista

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Finnovista is an impact organization that empowers Fintech and Insurtech ecosystems in Latin American and Spain.

Cobee

GourmetPay

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GourmetPay is an app that allows customers to pay faster at bars and restaurants.

Cobee

Onyze

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Digital assets custody platform & Crypto-assets as a Service that offers security & tech infrastructure for third parties.

Cobee

TransferZero Money Transfer EP SA

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The TransferZero API is hybrid financial infrastructure across Africa/Europe offering wholesale foreign exchange & last mile distribution.

Cobee

Comunitae

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Comunitae is the pioneer platform to offer individuals a new way to save more profitably than traditional financial products.

Cobee

Fides Capital

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Fides Capital is an investment firm focused on seed and early-stage technology-based companies with scalable and tested B2B business models.

Cobee

VAS Ventures

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VAS Ventures is an early stage investment fund looking for companies in the mobility, mobile and SaaS space.

Cobee

ICE (Investment Club Europe)

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ICE is an all-encompassing investment platform, on a mission to build wealth sustainably for millions of people.

Cobee

Acierto.com

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Acierto.com is a price comparison website that helps users compare insurance packages in Spain.

Cobee

7r Ventures

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7r Ventures is a Technology holding company.

Cobee

Hipoo

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Hipoo is the first digital platform for comparison and concession of mortgage loans

Cobee

Suscrip

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For any shared service or asset, like Netflix, electricity or a flat, Suscrip removes the hassle out of the recurring collection process!

Cobee

Finnovating

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FinTech Open Innovation Platform that accelerates the collaboration between more than 30.000 FinTech with Corporates & Investors worldwide.

Cobee

Openfinance

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We offer front-office solutions for financial advisory and portfolio management.

Cobee

Bolsas y Mercados Españoles

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Bolsas y Mercados Españoles operates stock markets and financial systems in Spain together with its subsidiaries.

Cobee

Lendismart

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Lendismart is a leading financial technology platform providing fast and easy point-of-sale lending for retailers in Spain and Portugal

Cobee

Seguros.es

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Seguros.es is a true online insurance broker.

Cobee

Vivus.es

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Vivus.es is a major financial company specializing in online microlending.

Cobee

La Bolsa Social

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La Bolsa Social wants to become the main financial market for investors and companies with positive values.

Cobee

Creditea

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Creditea is a fintech company that specializes in tailor-made financing services.

Cobee

Web Financial Group

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Web Financial Group continues is data-driven managed service solutions provider.

Cobee

MyValue

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Manage all your accounts, your expenses, your savings and your investments from one screen.

Cobee

Evicertia

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Contracts, Invoices, Payments, Claims

Cobee

Icofunding

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Icofunding is an Asset Digitization Platform on which companies can issue digitized equity, debt and other assets to raise funds.

Cobee

Dexva

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A SaaS that help freelancers solve their lack of cash flow visibility and good financial planning. Launched at Founders Institute.

Cobee

TALENTOMOBILE

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TALENTOMOBILE creates innovative solutions and products based on mobile first strategy by using AI and machine learning. Digital onboarding

Cobee

Grow.ly

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Grow.ly is a Spanish peer-to-peer lending platform for small and medium-sized enterprises.

Cobee

Finect

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Finect owns and operates an online network catering to the financial industry.

Cobee

Kineox

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Kineox is a fintech specializes company that offers digital transformation risk & credit processes.

Cobee

Ipsory

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Ipsory is an exclusive payment platform. They manage the reimbursement and compensation of patient involve in clinical trials throught EU.

Cobee

Blockeniza

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We design and commercialize Security Tokens as investment method for companies and high potential projects.

Cobee

Ahorro.net

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Ahorro.net helps users control their expenses by connecting all their bank accounts and updating them on every transaction.

Cobee

Contamoney

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ContaMoney is a web portal of accounting and online billing for both SMEs and autonomous and families.

Cobee

FUNDSLINK

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FUNDSLINK is a Fintech company, focused on the investment management services industry

Cobee

BUSINESS ANGELS NETWORK madri+d

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BUSINESS ANGELS NETWORK madri+d is an online resource and network for members of the academic and industrial environment.

Cobee

Chiefmetric

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Financial modelling tool for startups and SMEs.

Cobee

Estrategias de Inversión

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Estrategias de Inversión Analysis and recommendations to invest.

Cobee

Quebueno

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Quebueno mission is to offer innovative financial products via the Internet, using the power of technology.

Cobee

MotoPoliza

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Motopoliza is a price comparison app that specializes in motorcycle insurance.

Cobee

Byewallet

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Byewallet is a mobile payments application that enables its users to pay and track their collaborative payments, and save money.

Cobee

Territorio Bitcoin

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Bitcoin Territory , Independent information of Bitcoin, Blockchain and Fintech – All the contents of companies in the ecosystem.

Cobee

Kredito 24

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Fast Loans in Kredito24: The Fastest and Most convenient way to get your money.

Cobee

Crowdbros

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Crowdbros is a Todo sobre Startups y rondas de financiación

Cobee

Pich Technologies

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Pich Technologies helps businesses and developers build new financial services with easy to use products and services.

Cobee

Boon

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Boon helps you invest, save, and reach your financial freedom.

Cobee

UFeed

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Ufeed is a platform that allows financing of food assistance projects through the dissemination of messages on social networks.

Cobee

Exaccta

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EXACCTA is an application that transforms pictures of invoices, tickets, bank receipts, and more.

Cobee

Ok Money España

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OK Money is a trustworthy company, applying the improvements global practices.

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