This article showcases our top picks for the best Nigeria based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top Nigeria FinTech Startups
Data sourced from Crunchbase and SemRush.
OPay
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OPay is a company that enables users to accomplish more with their money by providing smart financial services.
Kuda
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Kuda is a licensed digital bank that offers free full service banking services to Africans.
OnePipe
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OnePipe builds and maintains APIs that enable banks to partner with modern digital services and fintech.
Moove
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Moove is a mobility fintech company that provides vehicle financing to its customers and mobility entrepreneurs.
Paystack
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Paystack lets businesses accept payments via credit card, debit card, money transfer and mobile money on their websites or mobile apps.
Mono
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Mono creates an API financial platform that helps companies in collecting and managing bank transfer payments.
TeamApt
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TeamApt is a financial technology company focused developing Digital Banking, Business Solutions and Payments Infrastructure.
PayHippo
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PayHippo is an AI-Driven lending platform making it easier to finance small and medium sized businesses.
PalmPay
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PalmPay is a simple and secure payment app that give rewards.
Kudi
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Kudi is a financial service provider that focuses on providing access to electronic banking and financial services.
Carbon
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Carbon ignites personal growth through financial innovation
Brass
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Brass is a digital bank that provides small and medium businesses with a suite of products and tools designed to help them grow.
Credpal
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Credpal is a tech company that allows consumers buy anything across various online and offline merchants and pay for it in installments
Appzone Group
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Payments, Payment Infrastructure, Banking Software as a Service
Okra, Inc.
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Okra is the Open finance infrastructure that enables developers & businesses build personalised digital products/services.
Lidya
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Lidya is a financial services platform to improve access to credit and finance across frontier and emerging markets starting with Nigeria.
Cowrywise
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Cowrywise is a FinTech company that democratizes access to premium financial services by making these services available to the mass market.
Indicina
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Indicina is a digital lending platform that provides analytics-driven credit decision for lenders.
Global Accelerex Limited
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Global Accelerex facilitates payments on physical and virtual channels with the use of debit and/or credit cards, USSD and account transfers
Trove
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Trove allows you invest in publicly traded stocks,cryptocurrency assets & bonds from a click of a button
Evolve Credit
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A loan and financial product marketplace that allows African consumers to find, compare, and apply for loan offers from select lenders.
Fundall
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Fundall offers access to financial products and services that help individuals and businesses spend, grow, and manage their wealth smartly.
Get It Done Now
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Nigerian Fintech Platform. Loans and Cashless Service Payments
Instantcoins.ng
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Instantcoins.ng is an automated cryptocurrencies trading platform in Nigeria.
Paylater
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Paylater is a digital financial services platform that specializes in consumer lending.
Ojirehprime Financial Services
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Building a more transparent and customer focused bank that offers free debit cards, loans & innovative products that help you save
Skye Wallet
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Africa’s Simplest Cryptocurrency Wallet & Exchange App (Mobile & Web). Buy, Sell, Receive, Send, Hodl, Swap & Spend Cryptocurrency in minute
Fliqpay
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Fliqpay is a cross-border payment infrastructure for financial institutions and global businesses
Zilla
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Zilla is an innovative firm that enables Africans to live their best lives today by providing cheap and convenient financial services.
Spacepointe
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Clearly Difference Financial Technology for the African Market
KiaKia
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AI powered online market place for credit scoring and matching lenders with borrowers in real-time
Flex Finance
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Simple expense management solution for businesses
SureGroup
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Powering employee & customer rewards in Africa.
Flux
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Flux is a mobile app that lets you send money, receive money, make and accept payments across Africa.
Glade
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Glade is a Fintech startup that provides banking services to small businesses to help them grow and manage their money more effectively.
TopCheck
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TopCheck.com.ng is a platform for comparing financial services like insurance, credit cards or loans.
i.Sec
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i.Sec is a financial security service that allows its users to approve and decline unwanted and malicious transactions.
Kolopay
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KoloPay is a mobile App that enables targets savings towards planned goals and users achieve goals at amazing discounts
Joovlin
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Joovlin Storefront provides e-commerce tools to help suppliers and retailers grow their businesses.
Allpro Technologies
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Allpro Technologies is a fintech startup.
Wallet.ng
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Wallet.ng is a fintech startup that allows people and companies to send, receive, and make payments, using their phone numbers.
Winich Farms
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Agritech Startup leveraging tech to connect rural farmers to Finance & Market, thus, increasing productivity and cutting post harvest loss.
CreditClan
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CreditClan provides technology, data and operations for lenders and borrowers across Africa.
Aboki Africa
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Aboki Africa is an a virtual global bank account for free to receive and make foreign payments or convert currencies, all in one place.
Tomxcredit
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Tomxcredit empowers individuals and business owners by providing access to quick and affordable credit and savings product.
Middletrust
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Africa’s most reliable escrow payment service provider.
Baxi Box
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Baxi Box provides a cash-in/cash-out offering as well as value-added services – account opening, money transfer, bill payment and more.
Tangerine Life
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Tangerine Life is a financial technology company that consistently goes the extra mile to improve the financial security of our consumers.
Bantu Blockchain Foundation
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A non-profit entity that empowers individuals and organizations across all industries using its Bantu blockchain technology.
Crowdyvest
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Crowdyvest is an impact-driven cooperative society that creates financial solutions for individuals and businesses to achieve their goals.
Naijacrypto
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Cryptocurrency Exchange and Utility Platform.
ITEX Integrated Services
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ITEX Integrated Services is an innovative FinTech company that designs and deploys secure and convenient Online & Mobile payment solutions.
Lendsqr
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Lendsqr is a cloud-based, lending platform designed for small and medium-sized lenders, providing smart features at a zero upfront cost
Lendigo
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Lendigo is a fintech company that provides loans and financing opportunities for SMEs.
BeepTool
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Affordable satellite & TV whitespace Internet Connectivity As a Service and Integrated Digital Inclusion Services for the Excluded Community
Parkway Projects
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Parkway is a leading financial technology provider creating modern banking experiences, proudly developed by Africans.
Bongalow
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Bongalow is a mobile-powered home financing marketplace that enables Africans at home and abroad shops for the best home loan.
Amplified Payment System Ltd (Amplify)
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Amplify builds next-generation payment solutions for banks, businesses and consumers in Africa.
HerVest
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HerVest is a social enterprise that promotes financial inclusion for women by employing a Gender Lens Investment (GLI) strategy.
DARA
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Fund raiser saving and contribution an online app that helps raise, save and contribute fund for long or short teams project
PayedIn
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PayedIn is a digital marketplace powering the offline to online transition of merchants and customers through technology.
AjoMoney
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Digital rotating money-saving group to save, lend, borrow and earn money. Helping you meet your urgent financial needs.
Blockchain4Africa
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Blockchain4africa is building a financial ecosystem called KUDI Ecosystem using blockchain technology to boost Africa’s economic growth.
eAjor ltd
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Nigeria’s first digitalized co-opeerative helping members meet financial goals via periodic rotational contributions
nibox
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Nibox is a merchant aggregator and mobile payments company that aims to simplify transactions via a self-service kiosk infrastructure.
SureCredit
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SureCredit is a voucher financing platform for employees of selected companies
Esusu Africa
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Esusu Africa is the financial technology platform helping individuals save money and build credit.
Sumotrust
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A savings and investment company for low and middle class earners
NowNow
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NowNow aims to democratise the mobile money space in Nigeria & Africa.
Transfy
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Transfy is a Fintech startup on a mission to connect individuals and businesses across Africa financially.
Swipe
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We build SaaS and B2B products for Banks, FinTechs and the finance sector in Africa.
Chiji14xchange
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Chiji14xchange is a Crypto fintech company, That creates solutions for real world problems through Blockchain Technology,
REACH
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REACH helps individuals master their personal finances and access credit responsibly.
Kanz Invest
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Kanz Invest is a mobile app that allows Muslim investors in Africa access expert-managed US Dollars denominate investment securities.
Fundit
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An e-deposit system that to deposit into bank account via USSD, mobile and web channel using fundit scratch card or airtime credit.
swap.ng
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Swap.ng is a platform with various extensions enabling users and businesses to send, receive payment and pay bills.
Kobolet
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Kobolet is a lending company building an ecosystem to enable people use crypto assets as collateral to secure cash loans.
Payslice
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The Easiest Way to Pay Your Employees & receive paycheck
Piggyvest
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Piggyvest is a platform that helps individuals and businesses manage their finances effectively.
Prophius
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Prophius brings in-person and online mobile payments to the storefront in a clean and zero contact way.
Oyana
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Ọyana is a fintech company that provides a payment infrastructure for global merchants and payment service providers.
Kashbase
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Kashbase deepens financial access by providing financial solutions for low-to-middle income consumers and SMEs.
VISION-X CRYPTO
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Vision-X Crypto is a FinTech company that facilitates payments through cryptocurrency with cost effective integration models.
Zoto
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Zoto is Nigeria’s fastest growing mobile digital wallet/payments venture changing the way people pay for for online & offline services
CoinNewsExtra
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CoinNewsExtra is a media platform that covers events on Fintech, AI, Blockchain, and Emerging Technologies.
Payluk
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Payluk is a financial technology company providing payment protection(escrow) services for individuals and businesses.
Globasure
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Globasure develops and provides effective end to end payment solutions that make living simpler. Our clients include FINTECH, banks & telcos
FintechNGR
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FintechNGR is a fintech industry development platform in Nigeria.
OneWattSolar
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OneWattSolar pays for, installs, owns and operates Solar Rooftop Energy Unit using via energy-as-a-service model in Sub-Saharan Africa.
Aviv Wallet
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Aviv helps users to access cash without using the ATM or POS systems
RentCrowdy
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Peer-to-peer lending platform for rental financing in Africa
AFRICA FinTech
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AFRICA FinTech is a agency, providing business news, financial market data, research and documentation about african stock markets.
CowriePay
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CowriePay is dedicated to deepening financial services in emerging markets.
ProNOV Health
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ProNOV is a business intelligence solution for drugstores.
SnapCredit
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SnapCredit is an online lending platform that offers credit solutions to employees.