Start Pill
This article showcases our top picks for the best San Francisco based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top San Francisco FinTech Startups
Data sourced from Crunchbase and SemRush.
Plaid
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Plaid provides companies with the tools and access needed for the development of a digitally-enabled financial system.
Ripple
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Ripple provides one frictionless experience to send money globally using the power of blockchain.
Expensify
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Expensify is a financial services company that provides an online expense management service for businesses.
Coinbase
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Coinbase is an online platform that allows merchants, consumers, and traders to transact with digital currency.
Upgrade
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Upgrade is a fintech company that offers credit and mobile banking to mainstream consumers.
SoFi
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SoFi is a finance company that offers a range of lending and wealth management services.
Stripe
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Stripe is a developer-oriented commerce company helping small and large companies accept web and mobile payments.
CoinList
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CoinList is a platform that helps blue-chip crypto projects connect with new token holders.
HoneyBook
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HoneyBook is a business management platform creating tools to help creative entrepreneurs run their business on their own terms.
Chipper Cash
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Chipper Cash is a fintech platform that offers mobile, cross-border money transfer services.
Brex
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Brex is a fintech company that offers credit cards and cash management solutions for their customers to save and spend money.
Securitize
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Securitize enables digital securities, which are easier to own, simpler to manage, and faster to trade.
Chargebee
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Chargebee provides subscription and recurring billing systems for SaaS and e-commerce businesses.
Flutterwave
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Flutterwave is a fintech company that provides a payment infrastructure for global merchants and payment service providers.
Alt
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Alt is an alternative asset platform that allows people to buy, sell, and store sports cards.
Juniper Square
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Juniper Square operates an investment management platform for commercial real estate.
Ethos
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Ethos Life is a modern insurance company that provides ethical life insurance.
Lendtable
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Lendtable provides income-constrained individuals with wealth-building cash advances.
Affirm
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Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.
CircleUp
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CircleUp is an investment platform that provides capital and resources to innovative, early-stage consumer brands.
Kraken
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Kraken is a cryptocurrency exchange that provides spot and futures trading between Bitcoin, Ethereum, and 40+ other digital assets.
Forge
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Forge is a global private securities marketplace creating an accessible, liquid, and transparent private market.
PayZen
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PayZen is a health care fintech startup that aims to tackle the growing patient payment responsibility problem.
Lending Club
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Lending Club is an online financial community that brings together creditworthy borrowers and savvy investors.
Fivestars
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Fivestars provides a platform that offers loyalty, marketing, payments, and other services to small merchants and businesses.
Aura Financial
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Aura is a financial service company that provides affordable, credit-building loans to working families.
Airbase
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Airbase serves as an all-in-one spend management platform that helps companies with their financial control and visibility.
HomeLight
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HomeLight is a real estate platform where users can buy or sell homes.
Arkose Labs
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Arkose Labs provides fraud prevention, anti-spam, and abuse analysis for businesses, companies, and industries.
Square
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Square is a merchant services aggregator and mobile payment company that aims to simplify commerce through technology.
Doma
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Doma is an insurtech platform that uses machine intelligence to remove friction from residential real estate transactions.
Settle
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Settle is a fintech platform that automates B2B payments and provides working-capital solutions for businesses.
Pilot
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Pilot is a platform that offers bookkeeping, tax, and CFO services for growing businesses.
Zeta
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Zeta is a modern banking tech company providing Modern Core and Processing for FIs and Embeddable Banking for fintechs and distributors.
Varo Bank
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Varo is a digital bank that offers innovative, premium banking services wrapped in inclusive design.
Chia Network
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Chia Network is building a blockchain platform based on Proofs of Space and Time.
Figure
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Figure is a financial services company leveraging blockchain technology.
Plastiq
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Plastiq offers a bill pay service for businesses to better manage their cash flow.
Wyre
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Wyre develops a wide variety of payment APIs that offer a fast and cost-effective way of transferring money.
Snapdocs
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Snapdocs is a mortgage technology company that helps real estate participants closing work together through integration and automation.
Nova Credit
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Nova Credit is a consumer-first credit bureau that enables financial access for immigrants and others discouraged by the financial system
Mercury
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Mercury is a digital banking company that provides banking services and bank accounts designed specifically for startups.
LendingHome
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LendingHome offers fix-and-flip bridge loans and rental loans for real estate investors.
Qualia
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Qualia is a digital closing platform used by 1000s of real estate and mortgage companies to provide simple, secure homebuying experiences.
Taulia
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Taulia is a FinTech startup that provides working capital management and electronic invoicing services for supply chain companies.
Human Interest
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Human Interest helps employees of small and medium-sized businesses save for retirement.
Okcoin
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One of the world’s largest cryptocurrency exchanges, Okcoin is building an inclusive future of finance for all.
Deel
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Deel is a payroll and compliance platform for international employees and contractors.
Very Good Security
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Very Good Security is a fintech & data security enablement platform helping to maximize the value of data without compliance & breach risk.
CommonStock
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CommonStock is a developer of a group chat platform that is designed to share investment knowledge and decisions.
Celo
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Celo is an open platform that makes financial tools accessible to anyone with a mobile phone.
Synctera
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Synctera is a FinTech-as-a-Service platform that connects financial institutions with fintech companies.
Eco
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Eco isn’t a bank. It’s something better — a digital wallet that rewards you every time you save, spend or send money.
Indiegogo
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Indiegogo is a crowdfunding platform empowering people around the world to fund projects that matter to them.
Compound
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Compound is an open-source interest rate protocol that unlocks new financial applications.
MobileCoin
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MobileCoin is a cryptocurrency platform that provides anti-fraud services and payment systems for merchants.
SMBX
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SMBX is a funding portal and public marketplace for issuing and buying U.S. small business bonds.
Prosper Marketplace
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Prosper Marketplace is an online lending platform that connects people who want to borrow money with individuals and institutions.
EquBot
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EquBot AI with Watson helps global investment professionals deliver better outcomes through custom AI portfolios as a service (PaaS).
Synapse
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Synapse is a banking platform that enables companies to provide financial products to their customers.
Collective
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Collective provides financial concierge services for self-employed people and businesses.
AtoB
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AtoB is a technology company building payments infrastructure for the transportation industry.
Embroker
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Embroker helps growing businesses save time and find the best value on the right coverage.
Secfi
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Secfi works with startup employees and founders to provide equity planning and stock option financing.
Sentieo
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Sentieo is a research platform that provides insights within the finance and corporate world.
Bright Money
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The new age Digital Bank powered by Artificial Intelligence to help middle class Americans
Scratch
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Scratch is changing the way people experience debt.
PayJoy
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PayJoy offers credit to under-served consumers in emerging markets worldwide.
Finix Payments
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Finix Payments is a fintech company that develops a payment processing platform for businesses.
Atomic
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Atomic is a provider of personalized investment management services that lets companies embed investment accounts into their services.
Treasury Prime
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Treasury Prime is a Banking-as-a-Service company that connects banks and FinTechs through an API.
Branch International
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Branch offers mobile financial services across emerging markets to spur human potential.
Earnest
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Earnest is a technology-lender that brings low-interest loans to high-potential people.
Evergrow
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Evergrow is a climate fintech company that aims to be the first dedicated carbon offtake company.
Torpago
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Torpago is a financial technology company that provides corporate cards equipped with spend management software.
Gusto
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Gusto provides a cloud-based payroll, benefits, and human resource management solution for businesses.
Stellar Development Foundation
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Stellar Development Foundation supports the development and growth of Stellar, a blockchain network that connects financial infrastructure.
Ripio
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Ripio is a bitcoin and digital payments company that provides electronic payment solutions for businesses in Latin America.
River Financial
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River Financial is a Bitcoin financial institution allowing long-term investors to buy, sell, and manage Bitcoin.
Stilt
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Stilt offers financial services for immigrants, visa holders, and the underserved.
Boast.AI
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Boast.AI is a fintech platform that helps companies identify, claim, and finance R&D tax credits and government incentives.
CERE Network
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CERE Network is a decentralized data cloud platform that delivers data integration and data collaboration solutions.
Blend
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Blend is a digital lending platform that supports and simplifies applications for mortgages, consumer loans, and deposit accounts.
Portal
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Portal is a financial services company that trades crypto without putting coins at risk.
One
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One is a provider of banking services intended to make banking experience better.
Unison
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Unison offers a smart new financing alternative for accessing your equity without taking on debt.
Resolve
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Resolve is a B2B payments platform that offers buy now, pay later billing for business purchases.
Long-Term Stock Exchange
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The Long-Term Stock Exchange designs an SEC-regulated national securities exchange that aligns great companies and long-term investors.
Brightside
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Brightside is an employer-based financial health solution that combines personal assistants and an innovative partner platform.
Incode Technologies
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Powering the future of omnichannel biometric identity
Dividend Finance
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Dividend Finance is a Technology-enabled finance platform supporting the energy transition with lending and other financial solutions.
Allocations
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Allocations is building a private equity & venture capital economy that is open to all
Fei Protocol
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Fei Protocol is a direct incentive stable coin which is undercollateralized and fully decentralized.
LendUp
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LendUp is a socially responsible lender for the 56% of Americans shut out of mainstream banking due to low credit or volatile income.
BOSONIC
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The Bosonic Network™ is a Fintech platform that eliminates counterparty credit & settlement risk in digital assets trading.
Stronghold
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Stronghold creates virtual payment networks that give developers access legacy and next-generation payment networks through a simple API.
Dealpath
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Dealpath is the intelligent software solution empowering smart investment decisions with data-driven insights and digital collaboration
Digits
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Digits is a fin-tech company offering a visual, machine learning-powered expense monitoring dashboard for startups and small businesses.
Migo
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Migo is a cloud-based platform that allows customers to use loans, make purchases, and withdraw cash without the need for plastic cards.
