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101 Best Spain FinTech Startups – The Future of FinTech

This article showcases our top picks for the best Spain based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Spain FinTech Startups

Data sourced from Crunchbase and SemRush.

Bnext

Bnext

Crunchbase Website Twitter Facebook Linkedin

Bnext is the leading mobile-first neobank of Spain

Bit2Me

Bit2Me

Crunchbase Website Twitter Facebook Linkedin

Suite of blockchain services for exchanging cryptocurrencies and boost the adoption of Bitcoin

Bit2Me

Verse

Crunchbase Website Twitter Facebook Linkedin

Verse offers a payments platform that allows users to share payments easily, instantly, and with no hidden fees.

Bit2Me

Cobee

Crunchbase Website Twitter Facebook Linkedin

Cobee is a Spanish fintech startup that develops an online platform that automates and simplifies employee benefits management.

Bit2Me

ID Finance

Crunchbase Website Twitter Facebook Linkedin

ID Finance is a fast-growing data science, credit scoring and global consumer digital finance provider.

Bit2Me

fintonic

Crunchbase Website Twitter Facebook Linkedin

Fintonic is a free application that enables anyone to organize accounts and saving money.

Bit2Me

Startupxplore

Crunchbase Website Twitter Facebook Linkedin

Startupxplore is a premium startup investment platform that allows unexperienced and time-savvy investors to diversify their portfolio .

Bit2Me

Banco Bilbao Vizcaya Argentaria

Crunchbase Website Twitter Facebook Linkedin

Banco Bilbao Vizcaya Argentaria is a global financial services group that offers the a range of services to customers and companies.

Bit2Me

Cleverea

Crunchbase Website Twitter Facebook Linkedin

P&C Neo-insurer. We design, develop, underwrite, distribute (B2C & B2B2C) and manage disruptive insurance across the whole customer journey.

Bit2Me

Payflow

Crunchbase Website Twitter Facebook Linkedin

Payflow is a fintech firm that allows employees to instantly access earned wages through a mobile app.

Bit2Me

Ritmo

Crunchbase Website Twitter Facebook Linkedin

Ritmo helps digital entrepreneurs grow faster, through non-dilutive funding and growth tools.

Bit2Me

Pagantis

Crunchbase Website Twitter Facebook Linkedin

Pagantis, an established fintech founded in 2011, provides automated, friction-free consumer finance for e-commerce transactions in Europe.

Bit2Me

Rebellion Pay

Crunchbase Website Twitter Facebook Linkedin

Neobank of the Gen Z and Millenial generations

Bit2Me

Goin

Crunchbase Website Twitter Facebook Linkedin

Goin is a mobile application to save money easily and take advantage of it without knowing how to invest.

Bit2Me

Lana

Crunchbase Website Twitter Facebook Linkedin

Lana is a technology platform for Gig Economy workers that operates as a financial marketplace in LATAM

Bit2Me

Atani

Crunchbase Website Twitter Facebook Linkedin

Atani is the one-stop crypto trading platform: trading on 20+ exchanges, integrates technical analysis tools and automates tax reporting.

Bit2Me

WEECOVER

Crunchbase Website Twitter Facebook Linkedin

Weecover facilitates online and digital insurance on-boarding processes for Companies, Customers and Distribution partners.

Bit2Me

Unnax

Crunchbase Website Twitter Facebook Linkedin

Unnax offers bank aggregation, payments, onboarding, and e-money services through a single API.

Bit2Me

Reloadly

Crunchbase Website Twitter Facebook Linkedin

Payment APIs for airtime, data and digital mobile payments across emerging regions.

Bit2Me

StudentFinance

Crunchbase Website Twitter Facebook Linkedin

StudentFinance is a Fintech company that aims to solve the skills gap, while transforming the trillion dollar education industry.

Bit2Me

Capital Cell

Crunchbase Website Twitter Facebook Linkedin

Capital Cell is a European equity crowdfunding platform for biotech & healthcare projects based in Barcelona and Cambridge/UK.

Bit2Me

Ninety Nine

Crunchbase Website Twitter Facebook Linkedin

Ninety Nine is a developer of financial trading platform intended to charge no commission fees.

Bit2Me

HUBUC

Crunchbase Website Twitter Facebook Linkedin

A single API-platform which allows any business to embed financial services capabilities into their products.

Bit2Me

anfix

Crunchbase Website Twitter Facebook Linkedin

Anfix is ​​an accounting, invoicing and HR cloud software designed for advisors and small business/professionals

Bit2Me

Aplazame

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Aplazame is a consumer credit company that provides instant financing service for online purchases.

Bit2Me

2gether

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2gether is a collaborative financial platform that accelerate the world’s transition to decentralized finance.

Bit2Me

Declarando

Crunchbase Website Twitter Facebook Linkedin

Declarando is a digital tax advisor for freelancers

Bit2Me

TaxDown

Crunchbase Website Twitter Facebook Linkedin

TaxDown is a Spanish startup that eases the income tax return filing process for taxpayers.

Bit2Me

Housers

Crunchbase Website Twitter Facebook Linkedin

Housers is a crowdfunding and crowdlending platform that enables individuals to invest in real estate, green and corporate projects.

Bit2Me

EthicHub

Crunchbase Website Twitter Facebook Linkedin

Blockchain-based P2P platform connecting profitable small farming communities with lenders and product buyers.

Bit2Me

Neo (getneo.com)

Crunchbase Website Twitter Facebook Linkedin

Cash management and FX Hedging SaaS. We build bespoke FX hedging and cash management solutions for corporates across EU.

Bit2Me

Flanks

Crunchbase Website Twitter Facebook Linkedin

Flanks is a Spanish company specialized in providing comprehensive solutions of high added value based on financial data.

Bit2Me

Mitto

Crunchbase Website Twitter Facebook Linkedin

Mitto is a debit card and app designed for “Generation Z” teens.

Bit2Me

Finizens

Crunchbase Website Twitter Facebook Linkedin

Wealth management firm offering a 100% digital robo-advisor investment service through globally diversified, low-cost index fund portfolios.

Bit2Me

Nemuru

Crunchbase Website Twitter Facebook Linkedin

A technology platform that revolutionizes the way people pay for products and services.

Bit2Me

Balio

Crunchbase Website Twitter Facebook Linkedin

Personal Finance Manager and Investing

Bit2Me

bnc10

Crunchbase Website Twitter Facebook Linkedin

Bnc10 IS A mobile banking platform that aims to bend finance rules, far from traditional banks.

Bit2Me

Fuell

Crunchbase Website Twitter Facebook Linkedin

A radically better corporate card for your business. Say goodbye to expense reports while you get credit limits that grow with you

Bit2Me

Bankse

Crunchbase Website Twitter Facebook Linkedin

Bankse is a digital bank that provides clients with financial services.

Bit2Me

Coverfy

Crunchbase Website Twitter Facebook Linkedin

Coverfy is an insurtech startup on a mission to make insurance easy for everyone.

Bit2Me

HeyTrade

Crunchbase Website Twitter Facebook Linkedin

Next gen open banking investment platform

Bit2Me

Finnu

Crunchbase Website Twitter Facebook Linkedin

Finnu is a Fintech startup giving its users access to affordable asset-backed consumer loans via its mobile app.

Bit2Me

Bewater Funds

Crunchbase Website Twitter Facebook Linkedin

Private securities investment for professional investors, with liquidity

Bit2Me

WiPay

Crunchbase Website Twitter Facebook Linkedin

WiPay is an innovative provider of electronic payment solutions.

Bit2Me

Card Dynamics

Crunchbase Website Twitter Facebook Linkedin

Card Dynamics is a Issuer and Merchant partner for the subscription economy.

Bit2Me

Divilo

Crunchbase Website Twitter Facebook Linkedin

Divilo is a B2B financial platform for companies and the self-employed.

Bit2Me

Lucas

Crunchbase Website Twitter Facebook Linkedin

Lucas is introducing a new and accessible way into homeownership to millennials through a Rent to Buy model

Bit2Me

Captio

Crunchbase Website Twitter Facebook Linkedin

Captio enables companies and their employees an improved control of their expenses and the discovery of new savings opportunities.

Bit2Me

Ibancar

Crunchbase Website Twitter Facebook Linkedin

Specialist online asset backed lender offering consumer loans to clients with difficult credit history

Bit2Me

StockCrowd

Crunchbase Website Twitter Facebook Linkedin

StockCrowd is a software company that develops the Financial Crowd Management (FCM) software.

Bit2Me

Finteca

Crunchbase Website Twitter Facebook Linkedin

makes it easy to plan, apply and coordinate a mortgage – all from your phone.

Bit2Me

Bewa7er

Crunchbase Website Twitter Facebook Linkedin

Bewa7er is a Fintech Venture Builder with currently 3 projects under way: Indexa Capital, Indexa Lending and Bewater Fund.

Bit2Me

Polaroo

Crunchbase Website Twitter Facebook Linkedin

Polaroo is a centralized platform that allows its users to manage, optimize, and unify household bills.

Bit2Me

Trioteca

Crunchbase Website Twitter Facebook Linkedin

Trioteca is the digital advisor that helps you to get your best mortgage in Spain

Bit2Me

Paymefy

Crunchbase Website Twitter Facebook Linkedin

Paymefy provides AI debt collection solution that helps in recovering more money faster and at a lower cost.

Bit2Me

LIBEEN Smart Housing

Crunchbase Website Twitter Facebook Linkedin

We make homeownership flexible and affordable for millennials thanks to the #SmartHousing model.

Bit2Me

Worldcoo

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Worldcoo is a social company aimed at funding NGO projects through omnichannel committed companies and their users.

Bit2Me

eSignus

Crunchbase Website Twitter Facebook Linkedin

eSignus delivers recognized and truly secure user experiences for the custody of private keys.

Bit2Me

ADA IMPACTO

Crunchbase Website Twitter Facebook Linkedin

Conversational financial companion for unbanked women

Bit2Me

elsa.care

Crunchbase Website Twitter Facebook Linkedin

elsa.care is a platform that offers migrant workers commission-less services and cash remittances for their loved ones back home.

Bit2Me

Zyfro

Crunchbase Website Twitter Facebook Linkedin

Zyfro provides invoicing software for enterprises, freelances and bookkeepers.

Bit2Me

Zank

Crunchbase Website Twitter Facebook Linkedin

Zank is a platform where borrowers and lenders come together to make intelligent use of their money.

Bit2Me

Mutter Ventures

Crunchbase Website Twitter Facebook Linkedin

Mutter is a Venture Builder born in Barcelona structured as a Holding Company and focused on the creation of Startups.

Bit2Me

BBVA

Crunchbase Website Twitter Facebook Linkedin

BBVA is a financial company that provides a variety of banking services online.

Bit2Me

Fundsfy

Crunchbase Website Twitter Facebook Linkedin

Fundsfy brings together banking services plus an investor’s marketplace to manage the money and make it grow all from one place.

Bit2Me

Afterbanks

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Subsidiary of Minsait, an Indra company, aggregates bank data and initiate payments. Authorized by the UK FCA to operate as PISP and AISP.

Bit2Me

Finanbest

Crunchbase Website Twitter Facebook Linkedin

Finanbest is a B2C and B2B robo advisor that provides financial advice and online portfolio management.

Bit2Me

Advancing

Crunchbase Website Twitter Facebook Linkedin

Fintech solution offering landlords the chance to receive 12 months of their rents in advance while protecting them against default payments

Bit2Me

Fellow Funders

Crunchbase Website Twitter Facebook Linkedin

Fellow Funders is an independent firm with the goal of accompanying SMEs and Startups in their plans for expansion and consolidation.

Bit2Me

Socilen

Crunchbase Website Twitter Facebook Linkedin

Socilen is collective funding platform that connects families or SMEs that need financing with investors willing to finance.

Bit2Me

SEGO FINANCE

Crunchbase Website Twitter Facebook Linkedin

Sego Finance is a fintech company that provides digitalized solution for investments in startups, real estate and SMEs.

Bit2Me

Micappital

Crunchbase Website Twitter Facebook Linkedin

Micappital automated savings and investments manager in Spain

Bit2Me

Ábaco Latam

Crunchbase Website Twitter Facebook Linkedin

Ábaco Latam operates as a SaaS fintech company.

Bit2Me

Beseif

Crunchbase Website Twitter Facebook Linkedin

Beseif is a web platform that allows managing secure sales between individuals.

Bit2Me

Qoala

Crunchbase Website Twitter Facebook Linkedin

Qoala is a browser extension that finds and applies discount codes on online stores and provides its users with cashback

Bit2Me

LoanBook Capital

Crunchbase Website Twitter Facebook Linkedin

Online marketplace lending platform

Bit2Me

Wenalyze

Crunchbase Website Twitter Facebook Linkedin

Wenalyze, works for the Banking and Insurance sector based on AI to better know their SMEs clients and better rate their risks

Bit2Me

Qbitia

Crunchbase Website Twitter Facebook Linkedin

Qbitia is a software company that develops solutions for capital markets designed to simplify and optimize daily trading work.

Bit2Me

ClimateTrade

Crunchbase Website Twitter Facebook Linkedin

ClimateTrade is the leading blockchain platform for carbon offsetting. In 2018 launched the first Carbon API in the world

Bit2Me

Feelcapital

Crunchbase Website Twitter Facebook Linkedin

Feelcapital is an advisor theft and web platform that provides personalized advice in investment funds and pension funds.

Bit2Me

PIGARI

Crunchbase Website Twitter Facebook Linkedin

Corporate debit cards for SME and Freelancers to automate expense management and remove paper expense receipts.

Bit2Me

Zero1

Crunchbase Website Twitter Facebook Linkedin

Early Supply Chain financing to help businesses thrive

Bit2Me

MYMOID

Crunchbase Website Twitter Facebook Linkedin

MYMOID is a mobile payment service characterized by its ease of use and security of all your transactions.

Bit2Me

Tickendy

Crunchbase Website Twitter Facebook Linkedin

Tickendy is the world’s first contactless digital receipt processing & analytics platform.

Bit2Me

Arbor Fintech

Crunchbase Website Twitter Facebook Linkedin

Arbor is a 360 degree financial wellness platform helping users to save, invest and cut debt through

Bit2Me

DUNFORCE

Crunchbase Website Twitter Facebook Linkedin

The smart collection agent that simplifies and accelerates the payment of your receivables.

Bit2Me

easyGOband

Crunchbase Website Twitter Facebook Linkedin

easyGOband is a Enterprise software for access control and cashless payments’ wearables.

Bit2Me

Arboribus

Crunchbase Website Twitter Facebook Linkedin

Arboribus is a financial intermediary that helps small and medium enterprises find suitable funding opportunities.

Bit2Me

Fintech Payments | The first marketplace of Fintech & Insurtech solutions

Crunchbase Website Twitter Facebook Linkedin

Fintech Payments is a Fintech & Insurtech solutions marketplace with a presence in more than 33 countries.

Bit2Me

Finanzarel

Crunchbase Website Twitter Facebook Linkedin

Finanzarel is an online marketplace where companies meet investors to solve working capital needs.

Bit2Me

SeeDCash

Crunchbase Website Twitter Facebook Linkedin

SeeDCash is a liquidity management for small businesses, startups and freelancers.

Bit2Me

Combine

Crunchbase Website Twitter Facebook Linkedin

Combine is a mobile financial assistant that lets people feel in control of all their finances.

Bit2Me

Livetopic

Crunchbase Website Twitter Facebook Linkedin

Livetopic is a online financial advisor that performs a detailed and independent analysis of your financial situation.

Bit2Me

ECrowd!

Crunchbase Website Twitter Facebook Linkedin

ECrowd! offers crowdlending for investment projects.

Bit2Me

Pibisi

Crunchbase Website Twitter Facebook Linkedin

Automatised KYC for regulated companies

Bit2Me

Neo Moon

Crunchbase Website Twitter Facebook Linkedin

NeoMoon aims to become a Spanish challenger bank

Bit2Me

CryptoTechFin

Crunchbase Website Twitter Facebook Linkedin

We are an R&D incorporated company that applies its technological development (investment algorithms, big data solutions) to obtain profits.

Bit2Me

Bisq

Crunchbase Website Twitter Facebook Linkedin

Bisq is an open-source desktop application that allows you to buy and sell bitcoins in exchange for national currencies,.

Bit2Me

Besepa

Crunchbase Website Twitter Facebook Linkedin

Besepa is a FinTech startup that offers a technology platform.

Bit2Me

Kommerce

Crunchbase Website Twitter Facebook Linkedin

Commodities Trade and Finance Platform for Africa & the World

Bit2Me

OpSeeker

Crunchbase Website Twitter Facebook Linkedin

Web application that allows you to improve your investments and savings using fictitious money and helps you improve your financial health.

Written by Warren Tesla

My name is Tesla and I am the pseudonym used by The Stratup Pill's broad writing team.

About me: Founder, CEO, CTO, CFO, CMO, CISO, Director, Head of the Board, Head of the oversight board, Executive, Legal Council, Head of Hiring, HR Manager, Consultant.

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