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101 Best Sweden FinTech Startups – The Future of FinTech

This article showcases our top picks for the best Sweden based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

Top Sweden FinTech Startups

Data sourced from Crunchbase and SemRush.

Klarna

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Klarna is an e-commerce payment solutions platform for merchants and shoppers.

Juni

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Juni is a fintech company that develops a banking app and platform for e-commerce and online marketing entrepreneurs.

Tink

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Tink is a cloud-based platform providing infrastructure and data products to enable the future of financial services.

iZettle

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iZettle, a mobile payments company, offers small businesses with portable point-of-sale solutions and free sales overview tools.

Trustly

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Pay directly from your online bank

Mitigram

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Trade finance. Made seamless.

Minna Technologies

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World’s leading subscription management solution, integrated with retail banks.

Doconomy

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Doconomy is a Sweden-based fintech company that offers digital banking services.

Dreams

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Dreams is a Neo-bank that makes saving, spending and lending money easy, engaging, and social.

Näktergal

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The truly digitised lending platform. Our digitised lending platform is the fastest way to scale, boost efficiency and enter new markets.

SAVR

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Savr is an operator of a digital financial platform.

Qred

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Qred brings accessible, fast and frictionless financing to small businesses using digital processes.

TRINE

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Financing energy access through innovative ways of funding.

Greater Than

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Greater Than is an AI and insurtech company, providing predictive risk insights, services and apps for car sharing, fleets and new mobility.

Billhop

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Billhop is a Payment Institution which enables businesses and consumers to Pay bills and invoices with your credit card.

Lysa

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Lysa is a digital portfolio management service that allows you to invest as a Nobel Prize winner.

Zaver

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Zaver develops innovative payment solutions to accelerate the revolution in mobile payments.

Rebtel

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Rebtel is a tech company building services to

Bynk

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Bynk is a fintech company that provides personal loans, in a data-driven manner.

Altpocket

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Altpocket is the best social portfolio tracker available for showcasing digital assets and cryptocurrency investments.

Anyfin

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Anyfin puts a stop to overpriced financial products to save money on private loans by taking a photo.

Capcito

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Capcito takes invoice financing and SME lending to the next level through technology and applying data-driven decision making.

Kreditz

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Kreditz makes sense out of open banking/PSD2-data with their proprietary Analytics Categorization Engine

norbloc

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KYC platforms on distributed ledgers

Insurely

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SaaS, Open Insurance platform

Steven

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Steven is a mobile application for group payments that settle debts between people.

Vinter

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Making smarter indexes for crypto ETF issuers.

Safello

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Safello operates a bitcoin exchange and related services in the European market.

Bricknode

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A SaaS provider of a financial securities platform and provider of B2B Brokerage services

Datia

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Accelerating the world’s transition towards sustainable finance.

ZignSec

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ZignSec is a cloud based verification service provider enabling its customers to in real-time identify their users to comply with KYC.

Betalo

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Betalo offers everyday payment services in an easy to use mobile app.

Pliance

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Pliance is a finTech start up.

Open Payments

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Open Payments is a PSD2-compliant infrastructure platform that allows users to access diverse banks through a single API.

Qvalia

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The platform for finance teams to automate processes

Brocc

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A fintech company in peer-to-peer lending that allows individuals to lend money to other individuals through an online-based platform.

Plexian

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Re-imagines what it means to have a loyalty program and how to become a loyalty company.

Moank

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Moank is reshaping the heart of banking

Toborrow

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Toborrow is an online marketplace that aggregates consumer savings, connecting it to small and medium-sized businesses in need of financing.

Sanctify Financial Technologies

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SaaS, Fintech, Sustainability, Machine learning, Artificial Intelligence

Dooer

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Dooer Fintech is a startup that was founded with the goal of accounting in the future

Invoier AB

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Invoier AB is founded with the ambition to simplify financial services & create a transparent marketplace for invoice trading.

Sigmastocks

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Sigmastocks develops and distributes stock portfolios to individuals and businesses in Sweden.

Cappy

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Cappy is the new, and modern, way to manage pay.

Econans

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Econans provides digital simulation and advice services for personal finances.

Cinnober Financial Technology

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Cinnober delivers fintech solutions to trading and clearing venues, including exchanges, clearinghouses, banks and brokers.

Stoer

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A smart solution that enables us to solve mortgage lending from the bank’s existing IT system environment.

Waizer

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Waizer offers digital investment advice and discretionary portfolio management.

Nordkap

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Nordkap is a cloud-based treasury platform.

Stabelo

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Stabelo is a fintech Company working with Avanza Bank on automating housing loans.

Lendify

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In June 2021, Lendify was acquired by the Danish challenger bank Lunar. We’re now working as one to build the leading bank of the Nordics.

Monetise

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Monetise is a Stockholm-based fin-tech startup that creates a service that makes it easier for small businesses to borrow money.

Untie Group

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Untie is building an international financial portal that will become a financial hub for consumers and small businesses globally

Pensionera.se

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Pensionera.se is an efficient marketplace for retirement.

Eucaps.com

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Eucaps offers a one-stop-shop for trading and investing in European SME securities.

Lanbyte

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Lånbyte negotiates the interest rate discount for mortgages.

Medius

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Medius is a provider of AP invoice automation solutions in the Cloud.

Bofink

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Bofink wants to help Swedes choose the right term of bonding and amortization rate on their mortgages.

Strawpay

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Strawpay makes micropayments from 1 cent possible.

Direkto

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Direkto should be the natural starting point when private individuals want assistance in seeking private loans.

Brightly Ventures

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Brightly Ventures is an investment firm supporting technology teams and companies who push the world forward, transforming industries.

Red Flash Mobile AB

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SaaS, Payment, FinTech, GovTech

Zimpler

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Zimpler is a Swedish technology platform focused on creating fluently connected payment solutions. It just works!

A-KRDO

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A-KRDO is the parent company of Akredo, a fintech company that provides web-based loan service.

SEB Venture Capital

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SEB Venture Capital provides capital, competence and a network of contacts for tech and fintech companies since 1995 (Nordics and Baltics)

Itiviti

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Itiviti provides technology and services that enable financial institutions to consolidate their trading infrastructure.

Pensionskraft

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Pensionskraft runs an internet scheduling website for pension financing.

TriOptima

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Financial Technology OTC Derivatives

On The Flea

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On The Flea is a financial services company that specializes in the fields of fintech mobile and retail.

Instantor

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Instantor is a Swedish FinTech that utilises transactional data from bank accounts to make tough calls easy within credit risk management.

Zmarta Group

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Zmarta Group offers a range of services for personal finance.

Gigapay

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Gigapay is building a global salary payments infrastructure for a sustainable gig economy.

Corpia Group AB

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Corpia is a true SME-lender, providing long-term loans to small and medium-sized businesses at competitive rates and long-term funding.

Surfboard Payments

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Swedish-based FinTech developing next-generation payment solutions for the in-store setting allowing for a better customer experience.

Banxt

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Banxt is the next generation AI banking experience

Aptic

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Aptic is a product and services company enabling the fintech and financial industry with a platform for credit management innovation.

Financial Tech Sweden (Sweetpay)

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Developed a technical platform that automates the Invoice process for companies in different industries .

Qredit

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Fintech and Blockchain

P27 Nordic Payments

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P27 Nordic Payments digital platform that will allow businesses and consumers to make real-time, cross-border payments to one another.

Quickbit eu AB

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QuickBit eu AB is a Swedish public fintech company that provides cryptocurrency and blockchain technology to the global online market.

Hubins.com

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Hubins.com offers a platform where both private individuals and companies can sign up for a tax-efficient unit-linked insurance.

Orc Group

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Orc is the global market leader in trading technology for listed derivatives

Upptec

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Upptec is an insurtech company, leading the way for automated claim valuation of all content within Home & Travel Insurance.

Vourity AB

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Fintech SaaS platform for Unattended and Self-service Sales, Payments and Delivery.

Krea

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Krea offers small businesses access to financing.

Konstrukt

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SaaS system for business & financial planning – budgeting, forecasting, workforce planning, and more.

DBT

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DBT fintech is dedicated to providing great SMEs with the financing solutions they need to enable innovation and growth.

InExchange

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InExchange develops solutions for the payment and automation of exchange orders, invoices, and payments.

Kidbrooke

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Kidbrooke is an IT company that provides scalable financial software for financial institutions.

GRC WATCH

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GRC WATCH is a RegTech company.

Logwise

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Logwise is an independent and entrepreneurial fintech company.

Cloud Capital AB

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Cloud Capital primarily invests in SaaS companies based on financing solutions.

Switchr

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Switchr specializes in renewable energy, cleantech, solar investment and fintech services.

Megasol Technologies

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Megasol Technologies provides the Corniche banking system – software which enables banking without borders.

Clerk.AI

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Helps freelancers worldwide match banking, invoice and travel data with images/pdfs automatically fetched from their inbox, phone and laptop

Driftio

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Driftio is a GDPR/CCPA tool for users to share their selected financial data to get personalized offers/advices and better pricing

PersiFund

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PersiFund is a new fintech company building a new solution for the refund process for each purchase.

Digmak AB

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Digmak provides a platform with basic tools & increased access to cross-border tax experts to solve international tax scenarios.

Century Analytics

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We trade currencies using artificial intelligence

Pepicon

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Pepicon is a digital tool that optimizes the investment processes for companies and investors.

MyLoan.SE

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Fintech, Lead Generation

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