101 Best Sydney FinTech Startups – The Future of FinTech

November 28, 2021

This article showcases our top picks for the best Sydney based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact
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Top Sydney FinTech Startups

Data sourced from Crunchbase and SemRush.

Zip Co

Zip Co

Crunchbase Website Twitter Facebook Linkedin

Zip is an online payments technology provider that offers consumers credit options for online shopping.

Athena

Athena

Crunchbase Website Twitter Facebook Linkedin

Athena is an Australian home loan platform that helps to get better home loans.

Athena

Spaceship

Crunchbase Website Twitter Facebook Linkedin

Investing, made easy

Athena

Flare

Crunchbase Website Twitter Facebook Linkedin

Flare is a financial service company that offers paperless onboarding, employee benefits, and employee management.

Athena

InDebted

Crunchbase Website Twitter Facebook Linkedin

InDebted provides a debt collection software that allows customers to effectively manage the repayment of their overdue accounts.

Athena

Simply Wall St

Crunchbase Website Twitter Facebook Linkedin

Simply Wall St turns complicated financial data into easy to understand infographics to helps investors make long term investment decisions.

Athena

Prospa

Crunchbase Website Twitter Facebook Linkedin

Prospa is an Australian owned and operated online lending service provider for small businesses within the region.

Athena

Plenti

Crunchbase Website Twitter Facebook Linkedin

A more rewarding financial world. Helping everyone to make the right choices — about the choices that count

Athena

mx51

Crunchbase Website Twitter Facebook Linkedin

mx51 empowers acquirers and payment providers to connect seamlessly with merchants and their customers.

Athena

MoneyMe

Crunchbase Website Twitter Facebook Linkedin

MoneyMe is a platform providing unsecured personal loans to the tech-savvy, convenience-driven millennial market in Australia.

Athena

Beforepay

Crunchbase Website Twitter Facebook Linkedin

Reinventing the way people access their wages, budget and manage their finances, to increase financial wellness and happiness

Athena

Slyp

Crunchbase Website Twitter Facebook Linkedin

Slyp is a Company creates smart receipt that links receipts to customers through their bank account and banking apps.

Athena

Tyro Payments

Crunchbase Website Twitter Facebook Linkedin

Tyro Payments is an Australian financial institution specializing in merchant credit, debit and EFTPOS acquisition.

Athena

Lendi

Crunchbase Website Twitter Facebook Linkedin

Lendi is a home loan platform that matches borrowers and lenders.

Athena

Practifi

Crunchbase Website Twitter Facebook Linkedin

Practifi is a business management platform for financial services that provide financial advice for businesses and firms.

Athena

MC Payment

Crunchbase Website Twitter Facebook Linkedin

MC Payment is a fintech and business solutions provider.

Athena

Xinja Bank

Crunchbase Website Twitter Facebook Linkedin

Xinja Bank is an Australian digital neobank offering transactions and savings account products delivered through a mobile app.

Athena

Parpera

Crunchbase Website Twitter Facebook Linkedin

Parpera is a fintech focused on providing businesses, freelancers, and entrepreneurs with a better way to manage their money.

SocietyOne

Crunchbase Website Twitter Facebook Linkedin

SocietyOne is a P2P digital finance platform connecting creditworthy borrowers with savvy investors.

Athena

Ignition Advice

Crunchbase Website Twitter Facebook Linkedin

Ignition Advice is a global advice platform , deploying solutions across the key verticals being Insurance, Pensions and Investments.

Athena

Douugh

Crunchbase Website Twitter Facebook Linkedin

A smart bank account, helping people live financially healthier.

Athena

DiviPay

Crunchbase Website Twitter Facebook Linkedin

DiviPay is an all-in-one smart corporate card and expense management platform.

Athena

Payble

Crunchbase Website Twitter Facebook Linkedin

Fintech | The Direct Debit of the Future

Athena

Wisr

Crunchbase Website Twitter Facebook Linkedin

DirectMoney launched a major company rebrand to Wisr offers a unified service platform that provides retail investment and lending services.

Athena

Octet

Crunchbase Website Twitter Facebook Linkedin

Octet is an innovative Financial Technology Business specialising in Supply Chain Finance PAAS and Financing SMEs within Asia Pacific

Athena

Paytron

Crunchbase Website Twitter Facebook Linkedin

Paytron is a modern transaction account with builtin AP and AR

Athena

WeMoney

Crunchbase Website Twitter Facebook Linkedin

WeMoney is a personal finance management app that allows you to see all your finances in one place.

Athena

Verteva

Crunchbase Website Twitter Facebook Linkedin

Verteva is a Fintech company that uses data and digital expertise to disrupt the mortgage process

Athena

Lakeba Group Pty Ltd

Crunchbase Website Twitter Facebook Linkedin

Lakeba Group is a privately held global venture catalyst firm.

Athena

Butn

Crunchbase Website Twitter Facebook Linkedin

Butn offers a Funding Solution Suite that changes the way funding works in businesses.

Athena

uno

Crunchbase Website Twitter Facebook Linkedin

uno allows consumers to access real-time home loan rates based on their personal situation.

Athena

Stockspot

Crunchbase Website Twitter Facebook Linkedin

Stockspot is Australia’s growing automated investment adviser and fund manager

Athena

ChronoBank

Crunchbase Website Twitter Facebook Linkedin

ChronoBank.io is an ambitious and wide-ranging blockchain project

Athena

Rush Gold

Crunchbase Website Twitter Facebook Linkedin

Rush Gold builds an open API Gold Bank for retail, sophisticated investors and business customers for savings, transactions, and lending.

Athena

Brighte

Crunchbase Website Twitter Facebook Linkedin

Brighte is a credit technology platform offering Australia’s easiest way to pay for home energy and home improvements

Athena

Effi

Crunchbase Website Twitter Facebook Linkedin

Smartest SaaS Platform for Mortgage Brokers

Athena

blueshyft

Crunchbase Website Twitter Facebook Linkedin

blueshyft is an iOS-based platform installed in 1200+ retail locations Australia-wide, allowing digital businesses to accept cash payments.

Athena

Basiq

Crunchbase Website Twitter Facebook Linkedin

Basiq is an aggregation platform for acquiring financial data that provides access to financial institutions through APIs..

Athena

Coverhero

Crunchbase Website Twitter Facebook Linkedin

We deliver relevant, hyperpersonalised coverage in moments of need for your lifestyle and wellbeing.

Athena

OnDeck Australia

Crunchbase Website Twitter Facebook Linkedin

OnDeck Australia is a financial service company that lends financing for small business.

Athena

Arctic Intelligence

Crunchbase Website Twitter Facebook Linkedin

Arctic Intelligence is dedicated online financial crime risk assessment tool for AML/CFT, Anti-Bribery & Corruption, Fraud and Cyber Risks.

Athena

CryptoSpend

Crunchbase Website Twitter Facebook Linkedin

CryptoSpend is a FinTech mobile platform that allows you to spend crypto with ease

Athena

Decimal Software Ltd

Crunchbase Website Twitter Facebook Linkedin

Decimal is a 100% cloud technology for financial engagement, service and compliance that enables the democratisation of financial advice

Athena

RelayPay

Crunchbase Website Twitter Facebook Linkedin

RelayPay is a payment gateway that bridges the gap between traditional finance and digital currencies

Athena

EFTsure

Crunchbase Website Twitter Facebook Linkedin

EFTsure is dedicated to helping organizations identify and protect themselves against risk and error that occur in the payment process.

Athena

Upstreet

Crunchbase Website Twitter Facebook Linkedin

Mobile Share Rewards App

Athena

Jaaims

Crunchbase Website Twitter Facebook Linkedin

Jaaims is the first fully automated trading app that analyses, predicts and makes calculated trades on your behalf 24/7.

Athena

NAB Ventures

Crunchbase Website Twitter Facebook Linkedin

NAB Ventures is an Australian Venture Capital fund backed by National Australia Bank (one of the largest 20 banks globally).

Athena

HashChing

Crunchbase Website Twitter Facebook Linkedin

HashChing is an online marketplace for mortgage and commercial brokers and their customers.

Athena

Class

Crunchbase Website Twitter Facebook Linkedin

Class develops and delivers cloud software solutions for Australian wealth accounting firms.

Athena

Cape

Crunchbase Website Twitter Facebook Linkedin

The all-in-one spend management platform designing corporate cards to help every business strengthen their cashflow.

Athena

OctoFi

Crunchbase Website Twitter Facebook Linkedin

OctoFi is a next generation open source platform providing decentralized finance tentacles.

Athena

Complii Fintech Solutions Ltd

Crunchbase Website Twitter Facebook Linkedin

Complii FinTech Solutions is a secure digital platform that removes the need for paper based compliance.

Athena

Enteruptors

Crunchbase Website Twitter Facebook Linkedin

Digitally transforming the middle office of financial services with a SaaS solution for risk, regulation, budgeting, reporting, analysis

Athena

Skippr Cash Flow

Crunchbase Website Twitter Facebook Linkedin

Skippr is leveraging predictive analytics to simplify and automate cash flow management for SMB using finance and payment strategies.

Athena

Bigstone Finance

Crunchbase Website Twitter Facebook Linkedin

To support the growth plans of Australian businesses as the financing solution of choice.

Athena

FitSense

Crunchbase Website Twitter Facebook Linkedin

Uses wearable data for the pricing & selection of risk in health & life insurance

Athena

Frollo

Crunchbase Website Twitter Facebook Linkedin

Frollo is a purpose driven Fintech on a quest to help people feel good about money, through the use of Open Banking data and AI.

Athena

Hubbe Pty Ltd.

Crunchbase Website Twitter Facebook Linkedin

Hubbe is Australia’s leading marketplace for business loans. We are helping Australian SMEs by offering flexible funding solutions.

Athena

Agate

Crunchbase Website Twitter Facebook Linkedin

Agate is the world most comprehensive decentralized blockchain platform for instant payment without volatility risk.

Athena

ThinCats Australia

Crunchbase Website Twitter Facebook Linkedin

Online business marketplace lender

Athena

Upstreets

Crunchbase Website Twitter Facebook Linkedin

To make it easy, smart and exciting to earn shares from the brands you love for shoppers

Athena

MoneyLoop

Crunchbase Website Twitter Facebook Linkedin

Receive healthcare today and pay later in five interest free instalments.

Athena

OFX

Crunchbase Website Twitter Facebook Linkedin

OFX is a global provider of online international payment services for personal and business customers.

Athena

Investfit

Crunchbase Website Twitter Facebook Linkedin

A world-leading financial advice application that enables advisers to better engage with clients and improve their financial outcomes

Athena

Humaniti

Crunchbase Website Twitter Facebook Linkedin

Humaniti is a personal finance app that helps people understand their financial position

Athena

Bitpie

Crunchbase Website Twitter Facebook Linkedin

Bitpie is a safe and easy way to manage and trade your multi-blockchain assets.

Athena

Zip

Crunchbase Website Twitter Facebook Linkedin

Zip is a payment platform that is user friendly, interest free payment solution for everyday spending.

Athena

Your Financial Wellness

Crunchbase Website Twitter Facebook Linkedin

YFW is a Sydney-based data analytics and financial wellness platform providing SaaS solutions to Australian financial institutions.

Athena

Stone & Chalk

Crunchbase Website Twitter Facebook Linkedin

The centre of gravity for fintech in Australia

Athena

Controlabill

Crunchbase Website Twitter Facebook Linkedin

Controlabill is a cloud based application enabling billers’ customers to establish, modify, suspend, or cancel direct debit authorities.

Athena

Vistr

Crunchbase Website Twitter Facebook Linkedin

Vistr is online software that helps small business owners solve their cash flow problems.

Athena

Simple KYC

Crunchbase Website Twitter Facebook Linkedin

Simple KYC is hassle free, business process management solution for large and small entities.

Athena

Betashares Capital

Crunchbase Website Twitter Facebook Linkedin

BetaShares is an Australian exchange traded fund issuer that manages over $4.5 billion in assets.

Athena

CurrencySpot

Crunchbase Website Twitter Facebook Linkedin

CurrencySpot reimburses travelers for losses from exchange rate movements when they spend money abroad.

Athena

IC Markets

Crunchbase Website Twitter Facebook Linkedin

IC Markets is the largest True ECN forex broker in Australia offering spreads from 0.0 pips.

Athena

Sapien Ventures

Crunchbase Website Twitter Facebook Linkedin

Sapien Ventures is a venture capital firm focused on fintech, blockchain and online marketplaces, with offices in Australia, USA and China

Athena

PropHero

Crunchbase Website Twitter Facebook Linkedin

Online Property Investment Platform, powered by AI

Athena

wagetap

Crunchbase Website Twitter Facebook Linkedin

Wagetap is a platform that enables employees to access their salary whenever they need it.

Athena

BlackCitrus

Crunchbase Website Twitter Facebook Linkedin

BlackCitrus is a venture capital and technology firm that invests in online-based businesses.

Athena

TapMyPay

Crunchbase Website Twitter Facebook Linkedin

TapMyPay gives people access to a portion of their next pay on demand

Athena

Humm group

Crunchbase Website Twitter Facebook Linkedin

we’re on a mission to revolutionise the way people buy with easy, digital interest free finance designed for shoppers, retailers and SMEs.

Athena

Finty

Crunchbase Website Twitter Facebook Linkedin

Finty is a reward-based comparison platform that compares financial products.

Athena

Pure Commerce

Crunchbase Website Twitter Facebook Linkedin

Pure Commerce is a fast-growing provider of cloud-based financial and payment solutions to banks.

Athena

Pennybox

Crunchbase Website Twitter Facebook Linkedin

Pennybox is banking with training wheels. It’s a mobile app to teach kids about money, banking and finance in a fun and practical way.

Athena

Microequities

Crunchbase Website Twitter Facebook Linkedin

Microequities is a boutique fund manager specialized in microcap listed stocks.

Athena

GIB Capital Group

Crunchbase Website Twitter Facebook Linkedin

GIB Capital Group provides a range of diversified, secure, reliable, and transparent financial instrument trading services.

Athena

FE fundinfo (Australia) Pty Ltd

Crunchbase Website Twitter Facebook Linkedin

FE fundinfo facilitates more efficient investing across the globe by connecting fund managers and fund distributors.

Athena

digi.cash

Crunchbase Website Twitter Facebook Linkedin

digi.cash is an electronic cash that consists of small encrypted and digitally signed computer files.

Athena

Look Who’s Charging

Crunchbase Website Twitter Facebook Linkedin

Look Who’s Charging is a global first business that saves people, merchants, and banks time & money by identifying who’s charged a card.

Athena

QuickaPay

Crunchbase Website Twitter Facebook Linkedin

QuickaPay is a payments platform & financing hub designed to solve cashflow for small and medium businesses.

Athena

#Yolo ex

Crunchbase Website Twitter Facebook Linkedin

#Yolo ex is a financial market for the Millennial investor.

Athena

CurrencyVue

Crunchbase Website Twitter Facebook Linkedin

CurrencyVue offers currency management software for small and medium businesses.

Athena

Pay Later Travel

Crunchbase Website Twitter Facebook Linkedin

FinTech

Athena

Skript

Crunchbase Website Twitter Facebook Linkedin

Provider of Open Banking infrastructure and data capabilities to help innovative companies create the next generation financial solutions

Athena

Avenue Bank

Crunchbase Website Twitter Facebook Linkedin

Avenue Bank builds a digital business bank engaged in providing cash flow solutions for small and medium-sized enterprises.

Athena

Cashper

Crunchbase Website Twitter Facebook Linkedin

Cashper is a social money network that provides short-term loans and mini loans with instant payout.

Athena

Pearler

Crunchbase Website Twitter Facebook Linkedin

Pearler is an Aussie startup that simplifies investing for financial independence.

Athena

Radial Data

Crunchbase Website Twitter Facebook Linkedin

Intelligent analytics for the financial services industry.

Athena

BlockTokenAI

Crunchbase Website Twitter Facebook Linkedin

Next generation token issuance, marketing and distribution platform

Athena

Cashwerkz

Crunchbase Website Twitter Facebook Linkedin

Cashwerkz is an innovative Australian fin-tech company.

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