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101 Best Tokyo FinTech Startups – The Future of FinTech

This article showcases our top picks for the best Tokyo based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Tokyo FinTech Startups

Data sourced from Crunchbase and SemRush.

Rakuten

Rakuten

Crunchbase Website Twitter Facebook Linkedin

Rakuten is a provider of e-commerce, fintech, digital content, and communications products and services.

bitFlyer

bitFlyer

Crunchbase Website Twitter Facebook Linkedin

BitFlyer is a Bitcoin exchange and marketplace that enables its customers to buy, sell, and spend bitcoins.

bitFlyer

Money Forward

Crunchbase Website Twitter Facebook Linkedin

Money Forward provides online personal accounting solutions that enable individuals to better manage their daily expenses.

bitFlyer

Liquid Global

Crunchbase Website Twitter Facebook Linkedin

Liquid Global is a developer of a cryptocurrency trading platform designed to provide liquidity to the crypto economy.

bitFlyer

PayPay

Crunchbase Website Twitter Facebook Linkedin

PayPay is an online payment app.

bitFlyer

Moneytree

Crunchbase Website Twitter Facebook Linkedin

Moneytree is a financial data aggregation platform that provides a personal finance app and a cloud-based accounting service.

bitFlyer

Wealthnavi

Crunchbase Website Twitter Facebook Linkedin

Wealthnavi is wealth management of world-class on your side.

bitFlyer

Gojo & Company

Crunchbase Website Twitter Facebook Linkedin

Gojo extends financial inclusion to micro, small, and medium-sized enterprises.

bitFlyer

Coincheck

Crunchbase Website Twitter Facebook Linkedin

Coincheck operates a bitcoin and cryptocurrency exchange in Japan.

bitFlyer

Kyash

Crunchbase Website Twitter Facebook Linkedin

Kyash is a fintech platform providing mobile banking services with full-stack banking technology currently offering digital wallet app.

bitFlyer

Orb

Crunchbase Website Twitter Facebook Linkedin

Orb is an enterprise software startup that helps businesses to define and configure their own coin economy.

bitFlyer

AlpacaJapan

Crunchbase Website Twitter Facebook Linkedin

Building cutting-edge capital markets AI technology working with number of financial institutions

bitFlyer

Coiney

Crunchbase Website Twitter Facebook Linkedin

Coiney provides smarphone-based credit card processing services in Japan.

bitFlyer

justInCase

Crunchbase Website Twitter Facebook Linkedin

justInCase is the first full-stack InsurTech company in Japan, offering P2P insurance and AI-based health & small-amount insurance online.

bitFlyer

CROWD CREDIT

Crunchbase Website Twitter Facebook Linkedin

Cross-border marketplace lending platform

bitFlyer

Crowd Cast

Crunchbase Website Twitter Facebook Linkedin

Crowd Cast is a company that simplifies payment between employees and organization.

bitFlyer

Credit Engine

Crunchbase Website Twitter Facebook Linkedin

Credit Engine is a online lending platform enables financial institutions.

bitFlyer

Infcurion Group

Crunchbase Website Twitter Facebook Linkedin

Infucurion Group is a business development company that focuses on payment technologies.

bitFlyer

Credit Saison

Crunchbase Website Twitter Facebook Linkedin

Credit Saison is a Japanese financial services company.

bitFlyer

Cryptact

Crunchbase Website Twitter Facebook Linkedin

Cryptact is a technology company providing solutions and platforms utilizing blockchains, smart contracts and virtual currencies.

bitFlyer

xenodata lab

Crunchbase Website Twitter Facebook Linkedin

xenodata lab is a developing an AI-powered finance data analytics leveraging Natural Language Processing (NLP).

bitFlyer

REASE Inc.

Crunchbase Website Twitter Facebook Linkedin

REASE is a company that provides credit valuation engine planning and credit granting services.

bitFlyer

Emerada

Crunchbase Website Twitter Facebook Linkedin

Emerada is a bank account aggregation and cashflow analytics platform for SMEs and banks for enhancing lending activity in Japan.

bitFlyer

Robot Fund

Crunchbase Website Twitter Facebook Linkedin

Robot Fund is a provider of RPA (Robotic Process Automation) solutions for asset management businesses.

bitFlyer

Payme Japan

Crunchbase Website Twitter Facebook Linkedin

Payme provides a platform for mobile payments to help users in Japan.

bitFlyer

Mikatus

Crunchbase Website Twitter Facebook Linkedin

Mikatus supports good tax accountants and contribute to the growth of enthusiastic SMEs.

bitFlyer

Huobi Japan

Crunchbase Website Twitter Facebook Linkedin

Huobi Japan designs a digital asset trading platform that empowers financial service.

bitFlyer

SusLab

Crunchbase Website Twitter Facebook Linkedin

SusLab is a data bank that uses AI technology to support SDG and ESG development goals and investments.

bitFlyer

Smart Trade

Crunchbase Website Twitter Facebook Linkedin

Smart Trade is an information technology company that offers full stack software development for investment strategy environment.

bitFlyer

GVE

Crunchbase Website Twitter Facebook Linkedin

GVE develops and operates a legal currency digitization platform.

bitFlyer

efit

Crunchbase Website Twitter Facebook Linkedin

Efit is an investment platform that makes it easy for anyone to make a technical investment automatically.

bitFlyer

keychain

Crunchbase Website Twitter Facebook Linkedin

Keychain is the decentralized authentication blockchain platform for finance, IoT, and enterprise.

bitFlyer

SushiSwap

Crunchbase Website Twitter Facebook Linkedin

SushiSwap is a peer-to-peer, decentralized exchange that allows users to swap tokens, provide liquidity, and other DeFi services.

bitFlyer

BrainCat

Crunchbase Website Twitter Facebook Linkedin

BrainCat is a Japanese company that specializes in developing FinTech platforms.

bitFlyer

Kipp Financial Technologies

Crunchbase Website Twitter Facebook Linkedin

Kipp Financial Technologies provides BaaS products and system infrastructure in the form of SaaS.

bitFlyer

SMART IDEA Japan

Crunchbase Website Twitter Facebook Linkedin

SMART IDEA is a financial technology company.

bitFlyer

OsidOri

Crunchbase Website Twitter Facebook Linkedin

OsidOri is a financial app company will provide this mechanism with the new FinTech service.

bitFlyer

MUFG Innovation Partners

Crunchbase Website Twitter Facebook Linkedin

MUFG Innovation Partners is a corporate venture capital (CVC) arm of Mitsubishi UFJ Financial Group (MUFG).

bitFlyer

Soramitsu

Crunchbase Website Twitter Facebook Linkedin

Fintech company based in Tokyo, specializing in blockchain technology. Main contributor to Hyperledger Iroha.

bitFlyer

Rakuten Capital

Crunchbase Website Twitter Facebook Linkedin

Rakuten Capital is a corporate venture capital group that provides funding, sector experience, and operational support.

bitFlyer

FinTech Global

Crunchbase Website Twitter Facebook Linkedin

FinTech Global is a boutique investment bank that supports the growth of companies.

bitFlyer

Resona Capital

Crunchbase Website Twitter Facebook Linkedin

Resona Capital is a micro-venture capital fund specialized in early-stage investments.

bitFlyer

Neoteny

Crunchbase Website Twitter Facebook Linkedin

Neoteny is an internet investment firm that holds a diversified financial portfolio.

bitFlyer

Prance Gold Holdings

Crunchbase Website Twitter Facebook Linkedin

Prance Gold Holdings is a technology company that offers digital asset holders an opportunity to grow their portfolio.

bitFlyer

BANQ

Crunchbase Website Twitter Facebook Linkedin

BANQ is a FinTech company that provides on-demand salary services.

bitFlyer

CrowdLoan

Crunchbase Website Twitter Facebook Linkedin

CrowdLoan is a platform that connects financial institutions and individuals with smooth loans.

bitFlyer

Kibidango, Inc.

Crunchbase Website Twitter Facebook Linkedin

Leading reward-based crowdfunding platform in Japan helping entrepreneurs from all over the world succeed with the power of people.

bitFlyer

SoftBank Payment Service Corp.

Crunchbase Website Twitter Facebook Linkedin

SBPS is a Payment Service Provider and a subsidiary of SoftBank Corp.

bitFlyer

Mercoin

Crunchbase Website Twitter Facebook Linkedin

Mercoin is a fintech company which plans and develops services related to crypto assets and blockchain technology.

bitFlyer

bitFlyer Holdings

Crunchbase Website Twitter Facebook Linkedin

bitFlyer Holdings is the parent company of bitFlyer.

bitFlyer

Global Risk Exchange

Crunchbase Website Twitter Facebook Linkedin

Global Risk Exchange (or GRE) is a blockchain-based, decentralized global risk exchange market .

bitFlyer

Orient Corporation

Crunchbase Website Twitter Facebook Linkedin

Orient Corporation is a consumer credit company that provides auto loans, credit cards, and direct cash loan services.

bitFlyer

Japan Digital Design

Crunchbase Website Twitter Facebook Linkedin

Japan Digital Design is an AI technology company for financial industries.

bitFlyer

Another lane

Crunchbase Website Twitter Facebook Linkedin

Another lane is a credit card number handling contract conclusion company.

bitFlyer

Fidel Technologies

Crunchbase Website Twitter Facebook Linkedin

Fidel Technologies provides IT services for localisation and translation.

bitFlyer

Invast Securities

Crunchbase Website Twitter Facebook Linkedin

Invast Securities provides online forex and ETF trading services and is listed on the JASDAQ market under the stock code 8709.

bitFlyer

COMTURE

Crunchbase Website Twitter Facebook Linkedin

COMTURE is a provider of Cloud, Big data, AI, IoT, Business system construction, ERP, Fintech, and Infrastructure construction solutions.

bitFlyer

KL Winterbourne Associates

Crunchbase Website Twitter Facebook Linkedin

KL Winterbourne Associates enable ordinary investors to take advantage of opportunities within the world of financial market investing.

bitFlyer

SB Payment Service

Crunchbase Website Twitter Facebook Linkedin

SB Payment Service offers a wide range of payment methods and support for procedures related to payment, business agency, and contract work.

bitFlyer

ZAISAN Net

Crunchbase Website Twitter Facebook Linkedin

ZAISAN Net is a AI-Fintech startup specializing in stock price movement.

bitFlyer

INORU

Crunchbase Website Twitter Facebook Linkedin

With INORU’s intuitive software for banking and finance, get the best start to your profitable lending business.

bitFlyer

CXR

Crunchbase Website Twitter Facebook Linkedin

CXR is a fintech company.

bitFlyer

FGC Group

Crunchbase Website Twitter Facebook Linkedin

Fintech Global Consultants is an independent Fintech Consultants, with more than $150 million raised for ICO.

bitFlyer

Smart Contract

Crunchbase Website Twitter Facebook Linkedin

Forefront of cryptocurrency trading and consulting

bitFlyer

Beta Catalyst

Crunchbase Website Twitter Facebook Linkedin

BetaCatalyst provides venture capital investment services in areas such as health care, lifestyle, AI, and IoT.

bitFlyer

ISI

Crunchbase Website Twitter Facebook Linkedin

IS Eye is a FinTech consulting company

bitFlyer

FINOLAB

Crunchbase Website Twitter Facebook Linkedin

FINOLAB is a fintech company that provides real estate and financial services.

bitFlyer

Distributed Credit Chain

Crunchbase Website Twitter Facebook Linkedin

Distributed Credit Chain is an underlying public chain that deploys blockchain technology to construct distributed bank systems.

bitFlyer

Health Media

Crunchbase Website Twitter Facebook Linkedin

Health Media is a healthcare and fintech company.

bitFlyer

Fintech Association of Japan

Crunchbase Website Twitter Facebook Linkedin

Fintech Association of Japan is a startup focusing on the health industry, fintech ecosystem, and accelerating open innovations.

bitFlyer

aiQ

Crunchbase Website Twitter Facebook Linkedin

aiQ offers AI technology and Big Data analysis using many Machine Learning techniques, Analysis experience in the Financial Industry.

bitFlyer

ANA Digital Gate

Crunchbase Website Twitter Facebook Linkedin

ANA Digital Gate is a joint-venture company for corporate settlement solutions business that leverages FinTech.

bitFlyer

Securitize Japan

Crunchbase Website Twitter Facebook Linkedin

Securitize Japan provides a platform for digital securities issuance & management allowing ease of trading and quicker transactions.

bitFlyer

Cygnos

Crunchbase Website Twitter Facebook Linkedin

Cygnos is a crypto lending platform that provides fiat monthly direct interest payments for crypto loans.

bitFlyer

i-call

Crunchbase Website Twitter Facebook Linkedin

i-call specializes in fintech, mobile games development, and website development services.

bitFlyer

RENOSY FINANCE

Crunchbase Website Twitter Facebook Linkedin

RENOSY FINANCE provides real estate, fintech and financial services.

bitFlyer

nCino K.K.

Crunchbase Website Twitter Facebook Linkedin

nCino K.K. is the Japanese subsidiary of nCino that offers an integrated platform for cloud-based banking operations.

bitFlyer

Daiwa Securities SMBC

Crunchbase Website Twitter Facebook Linkedin

Daiwa Securities SMBC is a comprehensive securities group representing Asia configured mainly Global Investment Banking.

bitFlyer

Profit Cube

Crunchbase Website Twitter Facebook Linkedin

Profit Cube is a fintech start up.

bitFlyer

Phantom AI Japan

Crunchbase Website Twitter Facebook Linkedin

Phantom AI is a fintech startup.

bitFlyer

THS

Crunchbase Website Twitter Facebook Linkedin

THS provides cloud services, smartphone application development and fintech services.

bitFlyer

SBI remit

Crunchbase Website Twitter Facebook Linkedin

SBI Remit is a financial services-based company.

bitFlyer

Digital Platformer

Crunchbase Website Twitter Facebook Linkedin

Digital Platformer provides platforms for digital currency using blockchain technology.

bitFlyer

Miraicrowd

Crunchbase Website Twitter Facebook Linkedin

Miraicrowd is a social network for entrepreneurs and investors in Japan and Asia.

bitFlyer

Smart Idea Inc

Crunchbase Website Twitter Facebook Linkedin

Smart Idea is a mobile application development and marketing company specialized in Fintech

bitFlyer

Ayumi Trust Holdings Co

Crunchbase Website Twitter Facebook Linkedin

The Ayumi Trust Group is an independent corporate group that develops fintech businesses globally.

bitFlyer

Aisys

Crunchbase Website Twitter Facebook Linkedin

Aisys is a computer company that specializes in cloud, blockchain system development, system consult, and centering on Instec.

bitFlyer

Pixel Companyz

Crunchbase Website Twitter Facebook Linkedin

Pixel company is a Japan-based company engaged in the renewable energy business, fintech, IoT, and integrated resort business.

bitFlyer

MILIZE INVESTMENT

Crunchbase Website Twitter Facebook Linkedin

MILIZE INVESTMENT is a financial consulting platform with AI and financial engineering.

bitFlyer

Money Forward Fine

Crunchbase Website Twitter Facebook Linkedin

Money Forward Fine provides fast funding with quick approvals, supporting the growth and the financial stability of the client’s business.

bitFlyer

enigma Japan

Crunchbase Website Twitter Facebook Linkedin

Enigma is a FinTech services for various industries

bitFlyer

CurrencyPort

Crunchbase Website Twitter Facebook Linkedin

Currency Port is one of the leading startups in Japan that conducts research and development of blockchain basic technology.

bitFlyer

Crypto Square

Crunchbase Website Twitter Facebook Linkedin

Crypto Square operates “REVOL,” an initial coin offering platform for a company.

bitFlyer

Protoption

Crunchbase Website Twitter Facebook Linkedin

Protoption is a FinTech startup that provides crypto asset related services.

bitFlyer

STAGE Japan

Crunchbase Website Twitter Facebook Linkedin

STAGE is a fintech venture company that develops services using blockchain technology.

bitFlyer

DEHA SOLUTIONS

Crunchbase Website Twitter Facebook Linkedin

Deha Solutions provides IT solution business ,AI solution business, Fintech solution business.

bitFlyer

ebs

Crunchbase Website Twitter Facebook Linkedin

ebs is a provider of fintech solutions and development tools.

bitFlyer

BluSoft Inc.

Crunchbase Website Twitter Facebook Linkedin

Technology Consulting in the Asia/Pacifc region (Fintech)

bitFlyer

BitMile

Crunchbase Website Twitter Facebook Linkedin

BitMile is a virtual currency version of cashback service.

bitFlyer

BIZVAL

Crunchbase Website Twitter Facebook Linkedin

BIZVAL provides merger and acquisition advisory services for small and medium-sized enterprises.

bitFlyer

MJS Finance & Technology

Crunchbase Website Twitter Facebook Linkedin

MJS Finance & Technology provides payment processing, FinTech and business consulting services.

Written by Warren Tesla

My name is Tesla and I am the pseudonym used by The Stratup Pill's broad writing team.

About me: Founder, CEO, CTO, CFO, CMO, CISO, Director, Head of the Board, Head of the oversight board, Executive, Legal Council, Head of Hiring, HR Manager, Consultant.

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