in ,

101 Best United Kingdom FinTech Startups – The Future of FinTech

This article showcases our top picks for the best United Kingdom based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top United Kingdom FinTech Startups

Data sourced from Crunchbase and SemRush.

Celsius Network

Celsius Network

Crunchbase Website Twitter Facebook Linkedin

Celsius Network is a blockchain-based lending platform that is accessible through a free mobile app.

Zilch

Zilch

Crunchbase Website Twitter Facebook Linkedin

Zilch is a buy now, pay later app that allows its customers to shop wherever Mastercard is accepted.

Zilch

Crowdcube

Crunchbase Website Twitter Facebook Linkedin

Crowdcube enables individuals to invest in small companies in return for equity or an annual return.

Zilch

Checkout.com

Crunchbase Website Twitter Facebook Linkedin

Checkout.com is an API-based platform providing online payment solutions that improve the user’s checkout experience.

Zilch

Freetrade

Crunchbase Website Twitter Facebook Linkedin

Freetrade is a challenger stockbroker that offers free share trading in mobile phones.

Zilch

Onfido

Crunchbase Website Twitter Facebook Linkedin

Onfido is a technology company designed to automate the process of identity verification.

Zilch

Monzo

Crunchbase Website Twitter Facebook Linkedin

Monzo is a digital-only bank platform and marketplace that allows customers to access a range of products and services.

Zilch

Zopa

Crunchbase Website Twitter Facebook Linkedin

Zopa offers peer-to-peer loans with low rates, flexible terms, and no early repayment fees.

Zilch

Starling Bank

Crunchbase Website Twitter Facebook Linkedin

Starling Bank is a mobile banking platform that offers personal, joint, and business accounts.

Zilch

Codat

Crunchbase Website Twitter Facebook Linkedin

Codat is an API platform that provides real-time connectivity to the financial software used by small businesses.

Zilch

TrueLayer

Crunchbase Website Twitter Facebook Linkedin

TrueLayer is a fintech platform utilized to build financial apps that connect to bank data, verify accounts, and access transactions.

Zilch

Nexo

Crunchbase Website Twitter Facebook Linkedin

The World’s Leading Regulated Financial Institution for Digital Assets

Zilch

Revolut

Crunchbase Website Twitter Facebook Linkedin

Revolut is a financial services company that specializes in mobile banking, card payments, money remittance, and foreign exchange.

Zilch

Tide

Crunchbase Website Twitter Facebook Linkedin

Tide is a business banking platform with a mission to save small businesses time and money on their banking and admin.

Zilch

Railsbank

Crunchbase Website Twitter Facebook Linkedin

Railsbank is an open banking API and platform that gives regulated and un-regulated companies access to global banking.

Zilch

Curve

Crunchbase Website Twitter Facebook Linkedin

Curve is a banking platform that consolidates cards and accounts into one smart card and app.

Zilch

Aave

Crunchbase Website Twitter Facebook Linkedin

Aave is an open source non-custodial protocol on Ethereum for decentralized lending and borrowing.

Zilch

GoCardless

Crunchbase Website Twitter Facebook Linkedin

GoCardless is a payment company that makes collecting payments by direct debit easy for everyone.

Zilch

Currencycloud

Crunchbase Website Twitter Facebook Linkedin

Currencycloud specializes in a fully cloud-based platform for B2B cross-border payments.

Zilch

PPRO

Crunchbase Website Twitter Facebook Linkedin

PPRO is the top global provider of local payments infrastructure, powering growth for payment service providers.

Zilch

Proportunity

Crunchbase Website Twitter Facebook Linkedin

Proportunity is a financial services organisation made possible by technology.

Zilch

Fly Now Pay Later

Crunchbase Website Twitter Facebook Linkedin

Fly Now Pay Later is a fintech company that helps consumers split the cost of their travel in monthly installments.

Zilch

Funding Circle

Crunchbase Website Twitter Facebook Linkedin

Funding Circle is a lending platform for small businesses.

Zilch

SaltPay

Crunchbase Website Twitter Facebook Linkedin

SaltPay is a FinTech company dedicated to building a better future for merchants by servicing them through payment and management tools.

Zilch

Atom Bank

Crunchbase Website Twitter Facebook Linkedin

Atom Bank is a mobile banking application that offers a range of personal and business banking products.

Zilch

Pomelo Pay

Crunchbase Website Twitter Facebook Linkedin

Pomelo Pay helps you instantly take payments using just your smartphone.

Zilch

gohenry

Crunchbase Website Twitter Facebook Linkedin

Gohenry is a developer of a kids money management application helping young people to take part in the digital economy.

Zilch

Capital on Tap

Crunchbase Website Twitter Facebook Linkedin

Capital on Tap is a fintech company that provides small and medium-sized businesses with credit cards.

Zilch

Moneybox

Crunchbase Website Twitter Facebook Linkedin

Moneybox is a mobile savings and investment app that offers a range of saving and investment products including Lifetime ISAs and Pensions.

Zilch

Azimo

Crunchbase Website Twitter Facebook Linkedin

Azimo is an online money transfer company that provides a fast, secure, and low-cost alternative to legacy high street remittance services.

Zilch

Ebury

Crunchbase Website Twitter Facebook Linkedin

Ebury is a financial services company designed to empower small and medium-sized businesses that want to trade internationally.

Zilch

TotallyMoney

Crunchbase Website Twitter Facebook Linkedin

TotallyMoney puts customers right at the center of their credit data, helping them make smarter financial decisions.

Zilch

Blockchain.com

Crunchbase Website Twitter Facebook Linkedin

Blockchain.com is a platform that offers ways to buy, hold, and use cryptocurrency.

Zilch

Monese

Crunchbase Website Twitter Facebook Linkedin

Monese is a digital banking option that provides mobile-only, multi-currency accounts in countries across the European Economic Area.

Zilch

Augmentum Fintech

Crunchbase Website Twitter Facebook Linkedin

Augmentum Fintech is a FinTech fund that invests in early and later-stage FinTech companies.

Zilch

Payhawk

Crunchbase Website Twitter Facebook Linkedin

Payhawk is a financial system that combines credit cards, payments, expenses, and cash into one integrated experience.

Zilch

Modulr

Crunchbase Website Twitter Facebook Linkedin

Modulr is a fintech company that provides Payments as a Service API for digital businesses.

Zilch

Marshmallow

Crunchbase Website Twitter Facebook Linkedin

Marshmallow is a full-stack insurance carrier driven by technology.

Zilch

Paysend

Crunchbase Website Twitter Facebook Linkedin

Paysend is a financial technology platform that enables any bank card (Visa or MasterCard) to send and receive money worldwide.

Zilch

LendInvest

Crunchbase Website Twitter Facebook Linkedin

LendInvest is the leading marketplace platform for property finance.

Zilch

TransferGo

Crunchbase Website Twitter Facebook Linkedin

TransferGo offers international money transfers for both migrant workers & businesses using their digital account-to-account business model.

Zilch

Updraft

Crunchbase Website Twitter Facebook Linkedin

Updraft is a part lending, part credit report, and part financial planning app for millennials. We turn borrowers into savers.

Zilch

Paga

Crunchbase Website Twitter Facebook Linkedin

Paga is a mobile payment company building an ecosystem to enable people digitally send and receive money, creating simple financial access.

Zilch

Soldo

Crunchbase Website Twitter Facebook Linkedin

Soldo is a multi-user expense account helping companies manage their budgets.

Zilch

Wirex

Crunchbase Website Twitter Facebook Linkedin

Wirex is a digital payment platform that aims to make crypto and traditional currencies equal and accessible to everyone.

Zilch

Chip

Crunchbase Website Twitter Facebook Linkedin

Chip is a savings and investments app that utilizes open banking technology to enable customers to deposit to investment funds.

Zilch

MarketFinance

Crunchbase Website Twitter Facebook Linkedin

MarketFinance is a FinTech company providing business finance solutions that help companies grow.

Zilch

Nimbla

Crunchbase Website Twitter Facebook Linkedin

Nimbla is dedicated to providing small and medium-sized UK businesses with dynamic invoice insurance.

Zilch

Yapily

Crunchbase Website Twitter Facebook Linkedin

Yapily offers API-based software to enable innovative products to connect to banks.

Zilch

Stable

Crunchbase Website Twitter Facebook Linkedin

Stable is a risk management platform that helps businesses around the world manage their exposure to volatile commodity prices.

Zilch

Bitstamp

Crunchbase Website Twitter Facebook Linkedin

Bitstamp allows companies and individuals from all around the world to buy and sell bitcoin, litecoin, ethereum, ripple, and bitcoin cash.

Zilch

Barclays

Crunchbase Website Twitter Facebook Linkedin

Barclays is a global financial services company that provides various financial products and services worldwide.

Zilch

Wise

Crunchbase Website Twitter Facebook Linkedin

Wise is a money transfer service allowing private individuals and businesses to send money abroad without hidden charges.

Zilch

Bought By Many

Crunchbase Website Twitter Facebook Linkedin

Bought By Many is a pet InsurTech company that provides insurance products and a streamlined customer experience.

Zilch

Salary Finance

Crunchbase Website Twitter Facebook Linkedin

Salary Finance partners with employers to improve employee wellbeing by helping get people out of debt and into saving.

Zilch

Ondato

Crunchbase Website Twitter Facebook Linkedin

Complete KYC and AML management suite that helps businesses onboard clients, authenticate users, and safely conduct their remote processes.

Zilch

Storm2

Crunchbase Website Twitter Facebook Linkedin

Storm2 operates as a recruitment marketplace for fintech.

Zilch

Jaja

Crunchbase Website Twitter Facebook Linkedin

Jaja is a fintech company that provides digital and physical credit cards and other financing services.

Zilch

Cleo

Crunchbase Website Twitter Facebook Linkedin

Cleo is a financial assistant designed for Gen-Z that is fighting for the world’s financial health.

Zilch

CIRCA5000

Crunchbase Website Twitter Facebook Linkedin

The investment platform of the human future

Zilch

Digital Horizon

Crunchbase Website Twitter Facebook Linkedin

Digital Horizon is an international investment company that combines a venture fund and a venture builder. It invests at Series A onwards.

Zilch

Form3

Crunchbase Website Twitter Facebook Linkedin

Form3 is a cloud native payments-as-a-service platform that designs, builds, and runs the technology that powers the future of payments.

Zilch

Ziglu

Crunchbase Website Twitter Facebook Linkedin

Ziglu provides a digital platform that enables customers to exchange fiat currency for cryptocurrency.

Zilch

ClearScore

Crunchbase Website Twitter Facebook Linkedin

ClearScore is a financial technology company that provides credit scoring services and a marketplace.

Zilch

iwoca

Crunchbase Website Twitter Facebook Linkedin

Iwoca offers credit financing services for small businesses.

Zilch

Wagestream

Crunchbase Website Twitter Facebook Linkedin

Wagestream is a financial services firm that allows employees to stream their earned wages into their accounts through an instant app.

Zilch

LATOKEN

Crunchbase Website Twitter Facebook Linkedin

LATOKEN is the leading platform for multi-asset tokenization and cryptocurrency exchange.

Zilch

FIDEL API

Crunchbase Website Twitter Facebook Linkedin

Fidel API is a global financial infrastructure platform, providing tools to build powerful, real-time products on top of payment cards.

Zilch

OakNorth

Crunchbase Website Twitter Facebook Linkedin

OakNorth is the creator of the ON Credit Intelligence Suite – proven cloud software that transforms commercial lending

Zilch

TradingView

Crunchbase Website Twitter Facebook Linkedin

TradingView provides traders and investors with charts, tools, and social networking.

Zilch

Zepz

Crunchbase Website Twitter Facebook Linkedin

Zepz is a money transfer service that helps migrants send money to their loved ones all over the world.

Zilch

Bottlepay

Crunchbase Website Twitter Facebook Linkedin

Bottle Pay is an app company providing mobile payment, mobile banking, and financial services.

Zilch

PrimaryBid

Crunchbase Website Twitter Facebook Linkedin

PrimaryBid is a technology platform that allows everyday investors fair & equal access to investing in public companies raising capital.

Zilch

Genesis Global

Crunchbase Website Twitter Facebook Linkedin

Genesis Global is a low-code technology platform that helps financial institutions build new applications.

Zilch

ClauseMatch

Crunchbase Website Twitter Facebook Linkedin

ClauseMatch is a financial technology company that provides software-as-a-service platform for smart document management.

Zilch

Vauban

Crunchbase Website Twitter Facebook Linkedin

Vauban is the easiest way to pool & deploy capital to invest in private companies.

Zilch

SumUp

Crunchbase Website Twitter Facebook Linkedin

SumUp is a financial technology company that enables businesses to accept card payments at the Point-of-Sale or on the go.

Zilch

Concirrus

Crunchbase Website Twitter Facebook Linkedin

Concirrus support digital transformation of the specialty insurance industry using the latest developments in technology.

Zilch

Moneyfarm

Crunchbase Website Twitter Facebook Linkedin

Moneyfarm is a digital wealth manager that offers advice and investments.

Zilch

Divido

Crunchbase Website Twitter Facebook Linkedin

Divido is a global white label consumer lending platform for financial institutions and multinational retailers.

Zilch

Meniga

Crunchbase Website Twitter Facebook Linkedin

Meniga is a digital banking platform that helps banks, businesses, and individuals manage their financial data.

Zilch

9fin

Crunchbase Website Twitter Facebook Linkedin

The leading data, news and predictive analytics platform for debt capital markets

Zilch

Habito

Crunchbase Website Twitter Facebook Linkedin

Habito is a digital mortgage brokerage services company that offers a personal and modernized approach to the home buying experience.

Zilch

10xbanking

Crunchbase Website Twitter Facebook Linkedin

10xbanking offers a digital banking platform that will transform the way financial services providers operate.

Zilch

Finimize

Crunchbase Website Twitter Facebook Linkedin

Finimize is on a mission to empower its users to become their own financial advisers.

Zilch

Verto

Crunchbase Website Twitter Facebook Linkedin

We power cross‑border payments for the world’s fastest‑growing startups and enterprises.

Zilch

BIMA

Crunchbase Website Twitter Facebook Linkedin

BIMA provides digital health and insurtech services in emerging markets.

Zilch

BondAval

Crunchbase Website Twitter Facebook Linkedin

BondAval is a digital platform for B2B credit security to replace bank guarantees and traditional collateral-based instruments.

Zilch

Assetz Capital

Crunchbase Website Twitter Facebook Linkedin

Assetz Capital is a lending business that provides its services for SME finance, bridging, and property development sectors.

Zilch

Capdesk

Crunchbase Website Twitter Facebook Linkedin

Capdesk is an equity management platform helping companies manage cap tables, shareholder registers, and employee shares.

Zilch

Griffin

Crunchbase Website Twitter Facebook Linkedin

Griffin is a Banking-as-a-Service provider that helps companies build and launch financial services products.

Zilch

Suade

Crunchbase Website Twitter Facebook Linkedin

Suade’s is bridging the financial regulatory gap through modern technology, designed to prevent the next financial crisis.

Zilch

Taptap Send

Crunchbase Website Twitter Facebook Linkedin

Taptap Send is an app that lets immigrants send money back home at great rates

Zilch

cheqd

Crunchbase Website Twitter Facebook Linkedin

cheqd is building payment mechanisms for private and secure digital identity exchange

Zilch

Clim8 Invest

Crunchbase Website Twitter Facebook Linkedin

Clim8 Invest provides an app that allows individuals to invest in industries that work towards fighting climate change.

Zilch

Bud

Crunchbase Website Twitter Facebook Linkedin

Bud is a financial network combining APIs & data to create a new species of connected experiences.

Zilch

Moneyhub

Crunchbase Website Twitter Facebook Linkedin

Moneyhub is a financial technology company that provides open banking and finance solutions.

Zilch

Paysafe

Crunchbase Website Twitter Facebook Linkedin

Paysafe is a global payments provider offering a range of payments solutions for businesses and consumers.

Zilch

Pento

Crunchbase Website Twitter Facebook Linkedin

Pento provides a SaaS-based online platform intended to optimize payroll services.

Zilch

CoinShares

Crunchbase Website Twitter Facebook Linkedin

CoinShares is a digital asset management firm that provides financial products and services for professional investors.

Zilch

Prodigy Finance

Crunchbase Website Twitter Facebook Linkedin

Prodigy Finance provides postgraduate student loans to international students to attend a top school.

Written by Warren Tesla

My name is Tesla and I am the pseudonym used by The Stratup Pill's broad writing team.

About me: Founder, CEO, CTO, CFO, CMO, CISO, Director, Head of the Board, Head of the oversight board, Executive, Legal Council, Head of Hiring, HR Manager, Consultant.

Leave a Reply

Your email address will not be published.

101 Best United States FinTech Startups – The Future of FinTech

101 Best California FinTech Startups – The Future of FinTech