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60 Best San Jose FinTech Startups – The Future of FinTech

This article showcases our top picks for the best San Jose based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top San Jose FinTech Startups

Data sourced from Crunchbase and SemRush.

MainStreet

MainStreet

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MainStreet is a financial platform that helps startups and small businesses discover and claim tax credits and government incentives.

Signifyd

Signifyd

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Signifyd is a provider of an enterprise-grade fraud technology solution for e-commerce stores.

Signifyd

Payactiv

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Payactiv helps put financial wellness within reach.

Signifyd

PayPal

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PayPal is a financial service company that provides online payment solutions to its users worldwide.

Signifyd

AppZen

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AppZen is an artificial intelligence platform for modern finance teams.

Signifyd

Listo

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Listo is a consumer financial services company offering insurance and loans via retail and mobile experience.

Signifyd

Sureify

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Sureify is an industry leading SaaS platform for Life and Annuity companies.

Signifyd

Productfy

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Productfy is a secure and advanced platform for building financial applications.

Signifyd

Tribal Credit

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Tribal Credit is a corporate charge card specially designed for startups

Signifyd

BrightPlan

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BrightPlan provides Total Financial Wellness for all employees by creating a plan to achieve their financial goals.

Signifyd

Online Check Writer

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Online Check Writer is an all-in-one financial service provider with all kinds of payment options to pay and get paid.

Signifyd

PayPal Ventures

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PayPal Ventures is a corporate VC, investing in financial services, commerce enablement, and data and infrastructure companies.

Signifyd

Obsidiam

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Cryptocurrency and digital assets exchange

Signifyd

Vive Benefits

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Vive Benefits advances funds to people to help them pay for out-of-pocket medical expenses.

Signifyd

BANKEX

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BANKEX is digital asset banking platform that creates infrastructure for tokenized assets and the world’s capital markets

Signifyd

Zumigo

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Zumigo is a pioneer of mobile services providing fraud prevention and helping secure transactions, devices and identities.

Signifyd

INSTO

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INSTO is an app of person-to-person installment payment and scheduled payments.

Signifyd

PeerNova

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Cuneiform® is a zero-code platform that provides continuous data quality and simplifies exception resolution.

Signifyd

Gosocket

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B2B network based on compliant electronic invoices in Latin America that offers value added services with a focus in supply chain finance.

Signifyd

Birch

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Birch is democratizing credit card rewards by helping consumers maximize rewards with every purchase.

Signifyd

StoreCash

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StoreCash is a Developer of a payment application designed to manage and make payments instantly.

Signifyd

Verient

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Verient provides cloud-based financial software products for banks and other financial institutions.

Signifyd

Coinpay.cr

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SaaS, Exchange, Blockchain, Cripto, Marketplace.

Signifyd

Zunify

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Zunify is the payment network that provides a unified and fair financial system.

Signifyd

Aballoon

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Music collaboration platform, record label & mutual fund where artists & fans collaborate and create songs together & investors earn money.

Signifyd

Net30

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Net30 is a complete construction payment platform that helps contractors seamlessly manage invoices and payments.

Signifyd

myFICO

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myFICO provides immediate online access to your FICO® score, credit report from all 3 credit bureaus.

Signifyd

BetterLabs

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BetterLabs incubates products for early stage startup founders with an unique model that allows rapid development, iteration and launch at

Signifyd

EmpInfo

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EmpInfo is a platform to verify Employment & Income Verification of anyone in the USA.

Signifyd

Motocho

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Motocho is a smart, secure, and transparent platform for individual investors to buy, sell, trade, and manage digital currencies.

Signifyd

Arcus Lending

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Arcus Lending provides a variety of loan options for home buyers.

Signifyd

NES Financial

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NES Financial is a Silicon Valley financial technology firm headquartered in San Jose.

Signifyd

Kuiki Credit

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The Kuiki concept takes care of the agility and immediate speed that is demanded today to have access to the financing.

Signifyd

Round Pegs

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We build web or mobile apps in a couple of weeks by architecting the idea to leverage pre-built building blocks.

Signifyd

ReadyPrice

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ReadyPrice is a mortgage technology platform for mortgage loan originators and lenders to work together.

Signifyd

Clever Finance

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Corporate Financial Wellness

Signifyd

Antit Mobile Development Company

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Specialized In Minimum Viable Product (MVP), And Time-to-market (TTM) Development, Fintech and Super Apps.

Signifyd

Monk

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Monk is a platform aiming to provide financial security by enabling social circles to save, borrow and lend together.

Signifyd

D2R-Collect

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D2R-Collect is a FinTech SaaS application that helps organizations recover their debts by accelerating the debt collection process.

Signifyd

tempCFO, Inc.

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Come visit us at: 60 S. Market Street, Suite 600, San Jose, CA 95113

Signifyd

Cordiance

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Cordiance delivers cloud-based technology solutions that use machine learning & AI to accelerate the delivery of tax engine implementations.

Signifyd

FiscalHive

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FiscalHive is an AI-based financial technology platform designed to accelerate transactions.

Signifyd

Fintech Latam

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Fintech Latam is a B2B fintech company focused on developing and managing neobanking platforms for financial institutions.

Signifyd

PayPal – Russia

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PayPal – Russia is an electronic cash operator that allows users to make and receive payments, transfer funds, and more.

Signifyd

Omniscient CRM

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Omniscient CRM is a fintech software development firm.

Signifyd

iRESlab

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iRESlab provides enterprise software based product solutions for payments, mobility, blockchain and healthcare sector.

Signifyd

Bancrex

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Bancrex is a fintech company that provides credit, factoring and credit service for SMEs.

Signifyd

DataPi io

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The Alpha Generation platform for the Machine Learning age in Capital Markets.

Signifyd

Matchfund

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Matchfund is an educational banking platform designed to nurture real-world financial literacy in today’s family.

Signifyd

LendFu

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Peer-to-peer Lending Marketplace for fair Payday Loans

Signifyd

Viral Media S.A.

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Platform striving to give everyone in CA the same opportunities through efficient mobile money transactions and access to credit.

Signifyd

Namutek Fintech

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Namutek Fintech is a fintech solution firm that offers and develops tools for facilitating consumer financial processes.

Signifyd

Bowerbird

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Technology + complementary services to help individuals and institutions manage their valuable possessions

Signifyd

Global Innovation Access

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Global Innovation Access is a cross functional entry point for investors, startups and governments in innovation business.

Signifyd

Wallet Space

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Cryptocurrency Payments Platform

Signifyd

TrueCerts

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TrueCerts is an Enterprise grade Blockchain powered Data Integrity solution.

Signifyd

Teledolar

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Teledolar is a platform that helps companies and individuals to digitize financial needs with optimization and automation of payments.

Signifyd

HealthDonor

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Healthdonor is a software platform that allows the uninsured or underinsured to raise money to pay for their medical needs.

Signifyd

LI AI

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LI AI is a technology company that offers FinTech platform solutions, interactive behavioral AI, & natural language processing technologies.

Signifyd

Tesfa Pay

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Tesfa Pay is an online payment system enabling users to make payments transaction securely.

Written by Warren Tesla

My name is Tesla and I am the pseudonym used by The Stratup Pill's broad writing team.

About me: Founder, CEO, CTO, CFO, CMO, CISO, Director, Head of the Board, Head of the oversight board, Executive, Legal Council, Head of Hiring, HR Manager, Consultant.

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