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62 Best Finland FinTech Startups – The Future of FinTech

This article showcases our top picks for the best Finland based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Finland FinTech Startups

Data sourced from Crunchbase and SemRush.

Enfuce

Enfuce

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Enfuce offers payment, open banking and sustainability services to banks, fintechs, financial operators, and merchants.

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A truly digital and safe home for managing your purchase data and a next level platform for businesses to engage with their customers.

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iconicchain

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We turn regulatory compliance into an automated, real time process by using private, high speed, secure distributed ledgers

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Holvi

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Holvi is digital banking for freelancers and small business owners.

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Mash

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One of Europe’s fastest growing FinTech companies driving innovation in payments and lending.

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Zervant

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Zervant is a market leading pan-European provider of online invoicing solutions

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Cooler Future

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Cooler Future is a fintech startup developing transparent and effective impact investment solutions for the climate-conscious generation.

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Tapp

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Tapp is the alternative payment solution allowing people to convert cash to digital credits and building P2P commerce exchange network

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Selma Finance

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the easiest way to take care of your money.

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Invesdor

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A leading European fintech firm making participation in growth finance easy and fair for everyone.

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CrediNord

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SME lending reinvented!

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LVS Brokers

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Fintech: AI based brokering – connecting banks and lenders to consumers

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Loudspring

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Loudspring is focused on funding and commercializing companies rooted in the Finnish clean technology industry.

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Bankify

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We specialise in customer-centric mobile banking solutions, which we offer as microservices to financial institutions.

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Skenario Labs

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Skenario Labs offers intelligent property analytics for real estate owners, asset managers, and financial institutions.

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B2B Pay

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B2B Pay provides virtual bank accounts for exporters receiving payments.

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Inside Secure

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Meontrust provides banking grade security for online identities and payments.

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Enterpay

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Enterpay is a Finnish fintech startup

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United Finance

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Smartcontract, Fintech, Subscription, Payment, Financing, Invoicing

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LocalBitcoins

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At LocalBitcoins.com, people from different countries can exchange their local currency to bitcoins.

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KleverApp

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Klever is a smartphone application that allows you to receive and pay all your bills in one secure application.

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REDi Ai

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REDi Ai is a financial technology company developing next generation value transfer solutions.

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Ubisecure

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Ubisecure provides IDaaS, Cloud, & On-Premise CIAM software to manage Digital Identity for better security, privacy, & user experience.

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kontoor

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Kontoor reads all news and while monitoring markets learns to think like a trader combining human intuition with machine intelligence.

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Enable Banking

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Enable Banking is a financial connectivity platform which is providing direct access to banks payments and account information APIs

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Fudge Token

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FUDGE tokens is the most talked about altcoin project: it’s the. high-tech blockchain-based digital currency broadly similar to BTC & ETH.

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YellowMay

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Unique Data and Quality for insurance insights powered by global online comparison platform

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Fellow Finance Plc

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Fellow Finance is a peer-to-peer lending platform.

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Norvestia Growth Equity

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Norvestia Growth Equity are made in Nordic unlisted companies, growth-oriented listed companies and private equity funds.

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Voima Gold

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Voima Gold is a fintech company offering gold-backed accounts that allow clients to securely buy, sell, store, deposit and withdraw gold.

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P3 Cloudasset

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P3 Cloudasset offers platforms for digital payments, future commerce, insurance, and banking.

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Aion Sigma

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Aion Trust Score enables the 2.1 billion underbanked to access fair finance and pay-as-you-go smartphones

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ZenTreasury

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ZenTreasury is a FinTech and SaaS company. We provide cloud treasury and lease accounting software.

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Valega Chain Analytics

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Valega Chain Analytics offers compliance tools to analyze and prevent illegal activities in crypto and blockchain-related transactions.

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The Ferratum Group

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TFG is a pioneer in the area of financial technology and mobile lending listed in The Prime Standard of The Frankfurt Stock Exchange.

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Fixura

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Fixura is a Finnish Peer-to-Peer lending company.

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Evoir

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Evoir is a platform that lets private landlords set up and manage real-estate investments in all fields related to rental asset management.

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Startup Sauna

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Startup Sauna is an accelerator focusing on raising the valuation of seed-stage startups.

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Kredit Finance

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Kredit Finance is a Finland-based fintech company that focuses on AI-based SME lending in the Nordic countries.

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GF Money Oyj

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GF Money Oyj is a fintech versatile finance firm.

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Axinoss

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AI-algorithmic trading and tail-risk hedging

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Euroloan Consumer Finance PLC

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Euroloan Consumer Finance PLC provides instant consumer credit (short-term financing for private customers).

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Education Finland

Crunchbase Website Twitter Facebook Linkedin

Not available.

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Exidio

Crunchbase Website Twitter Facebook Linkedin

Exidio is a Fintech company with a focus on improving cashflow and treasury control and management

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FabricAI

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FabricAI – Automates accounting with artificial intelligence. Remove manual labour and speed up the accounting process by 10x.

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Fair PtP cover

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Fair PtP strives to create a global consumer brand, applying a new disruptive insurtech model, and sharing economy principles.

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VertaaEnsin.fi

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VertaaEnsin.fi is the leading financial comparison platform in Finland.

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Palofy Analytics Oy

Crunchbase Website Twitter Facebook Linkedin

Palofy provides SMEs with customer loyalty and payment processing services and develops analysis and forecasting tools.

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riskrate

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a superior 30-90 days Cash forecast for Cash people

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Eone Oy

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Eone Oy offer a marketplace for banks, loan providers and insurance companies.

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Salaxy

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Salary Payment Operator. Open API and services to integerate salary payment into your internet service.

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Finnish Fintech Ecosystem

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Finnish Fintech Ecosystem is to develop innovative, value added services for the end- customers.

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TAVIQ

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TAVIQ is a financial technology company from Finland. TAVIQ helps investment advisors to win more clients

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Nordic XR Startups

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Nordic XR Startups offers participating startups equity investment, mentorship opportunities, workspaces, and back-office services.

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Mobey Forum

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Mobey Forum is the global, non-profit industry association empowering banks.

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InvestorEye

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InverstorEye is a Finnish fintech startup

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InvestPost.com

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Financial social platform

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Get Mezzanine Financing

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Get Mezzanine Financing is an information hub for all your mezzanine financing needs.

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Emittor

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Emittor is a fintech company that offers money market platforms and solutions for the investment sector.

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Flioz Oy

Crunchbase Website Twitter Facebook Linkedin

Flioz is a FinTech startup founded by experienced finance pro´s dedicated to make investing in stock markets profitable, easy and fun.

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Fintech Finland

Crunchbase Website Twitter Facebook Linkedin

Fintech services in Finland and help Fintech companies grow internationally.

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Teemuaho

Crunchbase Website Twitter Facebook Linkedin

Teemuaho offers accounting services and firmware for financial planning.

Written by Warren Tesla

My name is Tesla and I am the pseudonym used by The Stratup Pill's broad writing team.

About me: Founder, CEO, CTO, CFO, CMO, CISO, Director, Head of the Board, Head of the oversight board, Executive, Legal Council, Head of Hiring, HR Manager, Consultant.

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