This article showcases our top picks for the best Karnataka based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top Karnataka FinTech Startups
Data sourced from Crunchbase and SemRush.
CoinSwitch Kuber
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CoinSwitch Kuber is a cryptocurrency exchange platform allowing its users to buy and sell cryptocurrencies.
Razorpay
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Razorpay is a platform that enables businesses to accept, process, and disburse payments.
Zolve
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Zolve is a cross border fintech that enables fair access to global financial products.
slice
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slice is India’s best credit card challenger to pay bills, manage expenses, and unlock instant rewards
Open
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We’re a neobanking platform that is fast changing the way business banking rolls
Avail Finance
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Avail is a digital app that offers loans with flexible repayment options to the blue-collared workforce of India.
Scripbox
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Scripbox is an online mutual funds investment platform.
Kinara Capital
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Kinara Capital is a financing company that provides flexible collateral-free loans to small business entrepreneurs.
Velocity
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Velocity provides revenue-based financing to online businesses.
ZestMoney
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ZestMoney is a fintech company that uses digital EMI without the need for a credit card or a credit score.
Fi.Money
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Fi.Money is a neobank that provides a financial app with a zero-balance savings account.
Rupifi
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Rupifi is a digital B2B platform that offers loans, working capital, and payment services to small businesses.
Cashfree Payments
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Cashfree Payments enables businesses in India to collect payments online and make payouts.
Recko
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Recko is a financial operations platform for internet companies that automates reconciliation, commission calculations, and payouts.
CRED
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CRED is a Bengaluru-based fintech startup that offers rewards for customers who use its platform to pay their credit card bills.
JUSPAY
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Juspay is a developer of an online platform designed to be used for mobile-based payments.
Fisdom
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Fisdom is a fintech company that offers investment advisory services through an application.
Instamojo
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Instamojo is an on-demand payments platform that enables entrepreneurs to build, manage, and grow their business online.
Vayana Network
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Vayana serves with flexible, scalable and customizable solutions for delivery channels and specialized financial transactions.
KreditBee
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KreditBee is a digital lending platform developed to assist young professionals with their personal finances.
Leap Finance
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Leap Finance is a fintech startup that offers education loans and credit cards to Indian students studying overseas.
Uni Cards
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Uni provides new-age credit cards for the digital generation.
NiYO Solutions
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NiYO is a fintech company that helps salaried employees access company benefits and other financial services.
Karbon Card
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Karbon Card is a financial platform for Indian entrepreneurs.
Signzy
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Signzy is an AI-powered fintech company offering a digital onboarding solution for banks, NBFCs, and other financial institutions.
Smartcoin
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Smartcoin is providing financial access to the millions of mobile users in India using alternative credit assessment.
Fyle
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Fyle is an intelligent expense management platform for enterprises.
Happay
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Happay is an AI-powered business expense management software that enables businesses to automate their expense management process.
Groww
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Groww is an investment platform that offers a new way of investing money with stockbroking and direct mutual funds.
Money View
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Money View is a user-friendly Android app that uses information from SMSes sent from banks, merchants.
Innoviti
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Innoviti develops payments processing, credit distribution, and payments management software solutions.
Unocoin
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Unocoin is an Indian bitcoin processor that enables users to buy, sell, store, use, and accept bitcoins.
KredX
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KredX is an online invoice discounting platform where business owners get an opportunity to raise funds for their working capital needs.
ClearTax
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ClearTax is a Tax & Investing platform that simplifies financial lives for Indians.
Perfios Software Solutions
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Perfios Software Solutions offers end user track, monitor and manage personal finance with little manual intervention.
Jana Small Finance Bank
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Janalakshmi Financial Services is a for-profit NBFC serving the urban underserved.
Niro
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Niro is embedding personal credit products into leading consumer internet platforms.
3one4 Capital
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3one4 Capital is an early-stage venture capital fund based in Bangalore, India.
WeRize
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India’s first socially distributed full stack financial services platform for small town India
Propelld
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Propelld is a student education financing platform.
Fello
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Fello is a savings and investment platform that helps to save, invest and earn higher returns than a traditional savings account.
OnJuno
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OnJuno is a cross-border Neo Banking Platform that aims to give users across the world a high yield account to grow their savings.
Kuvera.in
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An online platform for mutual fund investments.
IndianMoney
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They only provide FREE financial advice / education to ensure that you are not misguided while buying any kind of financial products.
Namaste Credit
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India’s first online marketplace for loans.
NIRA
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NIRA promotes financial inclusion by creating simple, transparent products that empower individuals to live a life of choice and freedom.
MoneyOnClick
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Building India’s largest financial services brand for the 500Mn underserved lower-middle income customers.
Streak
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Streak enables traders to create, back-test, and deploy trading algorithms live in the stock market.
Crediwatch
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The easiest way to connect the world of business and financial data and convert them into analytics powered insights.
GoldenPi
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One stop shop for Bonds and Debentures exclusively.
Spenny
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Spenny offers an easy and fast way to save and invest money.
MyShubhLife
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MyShubhLife helps financial service providers to access and serve new and underserved market segments.
Wealthy
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Wealth Management, Financial Planning, Mobile App
Davinta
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Davinta is digital lending platform that brings together underserved customers and financial products that are quick, easy and contextual
Qbera
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Qbera is a managed marketplace for unsecured personal loans.
Trendlyne Technologies
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Trendlyne is a multi-geo analytics platform, that builds powerful equity analytics products for analysts, advisors and investors.
Wizely
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Wizely is India’s first platform dedicated to Financial Wellness for emerging India.
Capital Float
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Capital Float is an online platform that provides working capital finance to SMEs.
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Navi is a Bengaluru-based firm helping build consumer-centric businesses in the BFSI (Banking, Financial Services & Insurance) space.
Cashkumar
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A P2P Lending Platform connecting millions of financially under-served & new to credit borrowers with investment savvy lenders in India
Quiklo
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Quiklo is a consumer lending platform for students.
CreditAccess Grameen
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CreditAccess Grameen provides micro financial products and services for women from rural poor and low income households in India.
GoSats
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We make people wealthy. GoSats lets you earn bitcoin rewards whenever you shop online at your favourite brands.
Kointrack Techsystems Private Limited
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Fast, secure & simply the best Cryptocurrency Payment Gateway you can get
KNAB Finance
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KNAB finance enables fast, flexible and easy short-term credit for businesses
Flippy
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Flippy is a financial platform that simplifies crypto investments through a more streamlined and social process.
Finception
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Finception is currently working on building a product around managing and helping people plan their finances better.
DanaMojo
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DanaMojo provides payment solutions platform for NGOs of India.
HappyEMI
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HappyEMI is a point of sale digital lending platform that helps consumers finance their purchases in-store and online
yBANQ
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yBANQ is a fintech startup that simplifies collection and reconciliation for large B2B businesses in India.
Jodo
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Jodo is a mission-oriented fintech company which is building customized financial products for middle-income households in urban India.
Pickright
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Pickright is a fintech marketplace platform for stock market investors and the stock market advisors.
Koshex
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Koshex provides a personal finance and wealth management service.
Credy
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Credy is a full stack lending company for India. Credy offers a mobile credit line with customization for specific end use.
KarmaLifeAI
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KarmaLifeAI is a digital solution for the financial well being of blue-collar gig workers and micro-business.
MoneyTap
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MoneyTap is an app-based credit line that provides small to medium sized cash loans, quick credit on mobile, and affordable interest rates.
Vyapar App
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India’s No.1 FREE Accounting Software (Mobile & Desktop) made for Small Businesses.
Billionloans
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Billionloans is a technology-enabled financial services company.
IDOS – DIGITAL CFO
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Accounting & Financial management software platform
Goalwise
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Goalwise is a mutual fund investment platform that provides an investment plan to achieve financial goals.
TradeLab
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Tradelab Software Private Limited is a start-up in capital market
Bitbns
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Bitbns is a cryptocurrency exchange platform in India that offers crypto trading services.
Artoo
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Artoo is a CRM system that enables financial institutes to manage their interactions with its customers and deliver them with insights.
UDMATech
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UDMATech Though the Business world intends to move towards cashless society, the payment transactions through Credit Card.
EzCred
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EzCred is a new age technology based consumer lending platform.
Celerix Technologies
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Celerix Technologies is a financial technology Product and Services company focused on FPGA-based hardware accelerated technologies.
Fxkart.com
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Fxkart.com is a Bengaluru based online aggregator of Foreign Exchange Dealers
JiT Finco
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JiT Finco is solving the access-to-finance problem for 65 million small businesses in India.
Edyoo
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Edyoo.com a School Commerce Marketplace where payments, financing, and commerce merge with technology.
Stack Finance
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Stack Finance develops a finance platform designed to automate savings, spending, and investments along with friends and family.
PiChain
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PiChain uses AI and Blockchain along with Deep Domain Expertise to ensure Sustainable Compliance Management.
OmegaOn
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OmegaOn is FinTech startup company that aims to build a technology which can let anyone make online payments.
FinBox
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FinBox digitizes customer journeys for Banks and NBFCs & to help them underwrite NTC customers using alternative data from the smartphone.
Atyati technologies
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atyati technologies Private Limited offers GANASEVA, an end-to-end mobility based multi application platform.
XFlow
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XFlow is a payment platform that allows users to make payments and interact with locals.
Card91
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Card91 offers plug & play payment infrastructure as a service for the businesses who wants to issue, control, view and approve payments
CrowdPouch
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CrowdPouch is a global platform that enables you to launch your product either through Pre-selling or fundraising.