80 Best Poland FinTech Startups – The Future of FinTech

November 28, 2021

This article showcases our top picks for the best Poland based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact
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Top Poland FinTech Startups

Data sourced from Crunchbase and SemRush.

Ramp

Ramp

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Ramp connects blockchain with banks using open banking APIs.

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Nethone

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Know Your Users™ to resolve fraud. Gain more loyal customers, reject only fraudsters.

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Creamfinance

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Creamfinance is a financial services company based on cutting edge financial technology instruments.

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Revo Technologies

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Revo Technologies is a leading fintech company in Russia and CEE

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Booste

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Booste is a fintech company that provides revenue-based financing to e-commerce companies.

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SPOKO

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Stress-free global money transfers at the interbank exchange rates

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CashDirector

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CashDirector SA is a technology company providing banks with Virtual CFO & real-time accounting platforms for SME clients.

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DoxyChain

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Next-generation blockchain document management system (DMS)

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SMEO

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SMEO offers online factoring services for micro, small and medium businesses.

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Pacific

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Marketplace & Payment system for social media and e-commerce.

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Verestro (formerly uPaid)

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Verestro provides multifunctional digital products and wallets with a set of remote, contactless payment, loyalty modules etc.

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GamerHash

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GamerHash platform enables non-technical users to exchange computing power for virtual products from the integrated marketplace.

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Metrosoft

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Metrosoft is a Poland-based fintech company that develops multi-tier, service-oriented asset management software.

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BillTech

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Aggregate and automate your bill payments

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Flexee

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Flexee is a fintech company. We give our users a unique app that provides permanent access to the salary in a flexible,

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FinAi

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FinAi is a fintech that simplify the world of finance.

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Beesfund

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Equity crowdfunding platform, the largest in CEE

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Ninja Lender

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Ninja Lender is a B2B marketplace for credit institutions to buy and sell rejected loans

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Akredo

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Akredo lets customers apply for cash loans with only one application and receive several offers from participating banks on the platform.

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LeasLink

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Leasing as a method of payment for online shopping entrepreneurs.

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More Money

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A platform powering a new generation of financial AI advisors

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HITbills

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HITbills will save you more money than Uber or Airbnb: patent-pending money saving app for 500 million households

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MCI Capital

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Leading Digital Private Equity in Central Europe

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ASSET

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ASSET is an innovative fintech mobile accounts information service based on PSD2.

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TDJ Pitango Ventures

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TDJ Pitango Ventures is a venture capital fund that invest in technologically, innovative startups with global potential.

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Tar Heel Capital Pathfinder

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An experienced venture builder and a venture capital fund, investing in Poland and globally.

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Currency One

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Currency One, an authorised payment institution is the parent company of Internetowykantor.pl and Walutomat.pl

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Ailleron SA

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Ailleron offers a variety of technological solutions for comprehensive cloud-based hotel management.

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KnowledgeHub

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KnowledgeHub is a seed fund that invests $250k-$1m in SaaS, marketplaces, FinTech, EdTech, MedTech and FoodTech in Poland and CEE

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Cinkciarz.pl

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Cinkciarz.pl sp. z o.o lets customers exchange the 28 popular currencies online. It is a part of the Conotoxia Holding Group.

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Positiverse

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Positiverse focuses on blockchain solutions implementation, especially for identity management and privacy protection areas.

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PayLane

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PayLane provides you with merchant accounts and payment gateway services in order to make you really sell your products.

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Cryptiony

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We make digital assets tax calculations simplified.

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Neontri

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Neontri is a fintech providing innovative B2B solutions for banks and other financial institutions.

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Protos Venture Capital

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Protos Venture Capital is a funding company that is focused on internet businesses in Poland.

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Value4Capital

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Value4Capital is a private equity firm focused on investments in mid-market Central European companies.

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Provema

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Provema is a technology company that offers advanced solutions and artificial intelligence in the fintech market.

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Exeria

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Thanks to modern technologies, Exeria helps you navigate through the fascinating world of investments safely. The winner of the Benzinga FA.

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Neutvault

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Neutvault Stateless wallet, crypto wallet, Smart swap,Earn

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GPN DATA

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The ultimate payment gateway for reliable transaction authentication

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Instapay

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Easy-to-set up recurring billing and revenue management software built specifically for SMEs.

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Atsora

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Atsora aims to provide financial institutions with an ecosystem of services for SMEs called Momentum.

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SCFO

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SCFO is a fintech startup offering a revolutionary solution for financial optimization.

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Dirlango

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Dirlango builds, buys and invests in Internet and technology businesses globally

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Accelpoint

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Accelpoint is a smart tech accelerator that has been operating successfully in the CEE region.

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BeamUp Payments S.A.

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BeamUp Payments S.A. is a Fintech startup. We deliver innovative B2C mobile payment solutions.

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Finanteq

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Finanteq create mobile banking platforms for some of the major banking groups and their innovations.

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Empirica Software

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Empirica delivers professional tools for robo advisors, algorithmic trading professionals as well as software development services.

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Fizen.com

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We build a competitive advantage for our clients using the PSD2 directive and open banking in CEE

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Tecracoin

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Our goal is to streamline this irreversible process and mark our role in transforming the civilization.

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Walutomat

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Walutomat is an online currency exchange platform that has created and developed an online currency exchange market in Poland.

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GammaRebels

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GammaRebels operates as an accelerator program for technology startups based in Warsaw, Poland.

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Kontomierz

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Kontomierz is an API do the banks in CEE. Thanks to data aggregation platform we enhance creditscoring process and PFM tools.

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WealthSeed

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Manage your wealth in a single, convenient app with access to global stocks, funds, tailored portfolios and personal finance functionality.

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SILBA Venture Capital

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SILBA VC invests in Martech, Fintech, ICT, IOT, Industry 4.0, Automotive, Construction Industry, Production Automation, Logistics

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Curex.Co

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In 2014, the founder created an innovative Currency Trading Platform called CUREX.

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Nextapps

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Nextapps is a software company that creates retail and fintech applications for businesses and customers.

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Try Codnet

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We are the first company in the world, that combine marketing solutions with software development in the Blockchain & Fintech industry.

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98elements

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98elements is a group of fintech experts helping customers develop complete backend solutions.

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Beneficial Returns

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Beneficial Returns is a Impact Investing for social enterprises addressing poverty in emerging markets.

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Mint Software

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Mint Software is a software that specializes in design, creation, and improving existing fintech and e-commerce applications and systems.

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Kantor

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Kantor.pl is a 24/7 modern currency exchange platform that allows for cost-effective and fast currency transactions.

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Finea

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Finea provides factoring solutions, business negotiations, cash flow management, portfolio monitoring and financial services for companies.

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Kwot.app

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Mobile App, new payment method,fintech

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Baster Ventures

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Baster Ventures is an investment and financial service company.

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Finsurfer

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Finsurfer specializes in development of software products for Banking and Micro Lending.

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Fair Place Finance

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FPF enables businesses to offer digital wealth management products via its platform as a service

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HUSPI

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Software Development & IT Consulting

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Coderion

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Supplier of innovative solutions for the factorig financial sector

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ErgoKantor

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ErgoKantor is an online currency exchange office for individuals, entrepreneurs, tourists and people paying off foreign currency loans.

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finansowo.pl

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Finansowo is a marketplace for peer to peer lending.

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Cashless.pl

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Cashless.pl is a news portal that provides information about fintech, payment, and financial services.

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Smoopay

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Mobile payments for cross-border e&m-commerce

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InKantor

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Inkantor.pl offers fast, secure and cheap online currency exchange.

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FinTech Poland

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FinTech Poland is the financiers, lawyers and people and technology.

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HEUTHES

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HEUTHES exists on the market of banking and financial institution software.

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KantorOnline.pl

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KantorOnline.pl is a financial service company that design and implement modern tools that automate the exchange and transfer of funds.

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Banqware

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Banqware assists companies in taking advantage of the open banking potential.

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LepszaOferta.pl

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LepszaOferta.pl is a modern comparison of tenders finance, telco and utilities, implementing campaigns.

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