This article showcases our top picks for the best California based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top California FinTech Startups
Data sourced from Crunchbase and SemRush.
Plaid
Crunchbase Website Twitter Facebook Linkedin
Plaid provides companies with the tools and access needed for the development of a digitally-enabled financial system.
Ripple
Crunchbase Website Twitter Facebook Linkedin
Ripple provides one frictionless experience to send money globally using the power of blockchain.
Expensify
Crunchbase Website Twitter Facebook Linkedin
Expensify is a financial services company that provides an online expense management service for businesses.
Coinbase
Crunchbase Website Twitter Facebook Linkedin
Coinbase is an online platform that allows merchants, consumers, and traders to transact with digital currency.
Upgrade
Crunchbase Website Twitter Facebook Linkedin
Upgrade is a fintech company that offers credit and mobile banking to mainstream consumers.
Upstart
Crunchbase Website Twitter Facebook Linkedin
Upstart leverages artificial intelligence and machine learning to price credit and automates the borrowing process.
SoFi
Crunchbase Website Twitter Facebook Linkedin
SoFi is a finance company that offers a range of lending and wealth management services.
Stripe
Crunchbase Website Twitter Facebook Linkedin
Stripe is a developer-oriented commerce company helping small and large companies accept web and mobile payments.
Silver Lake
Crunchbase Website Twitter Facebook Linkedin
Silver Lake is a global technology investment firm focused solely on making large-scale investments in technology companies.
CoinList
Crunchbase Website Twitter Facebook Linkedin
CoinList is a platform that helps blue-chip crypto projects connect with new token holders.
HoneyBook
Crunchbase Website Twitter Facebook Linkedin
HoneyBook is a business management platform creating tools to help creative entrepreneurs run their business on their own terms.
Chipper Cash
Crunchbase Website Twitter Facebook Linkedin
Chipper Cash is a fintech platform that offers mobile, cross-border money transfer services.
Drip Capital
Crunchbase Website Twitter Facebook Linkedin
Drip Capital offers trade financing product targeted towards SMEs in developing markets.
Brex
Crunchbase Website Twitter Facebook Linkedin
Brex is a fintech company that offers credit cards and cash management solutions for their customers to save and spend money.
Addepar
Crunchbase Website Twitter Facebook Linkedin
Addepar is a wealth management platform that provides tools for data analytics and portfolio visuals.
Securitize
Crunchbase Website Twitter Facebook Linkedin
Securitize enables digital securities, which are easier to own, simpler to manage, and faster to trade.
Tala
Crunchbase Website Twitter Facebook Linkedin
Tala is a mobile technology and data science company that is oriented around financial services in emerging markets.
Chargebee
Crunchbase Website Twitter Facebook Linkedin
Chargebee provides subscription and recurring billing systems for SaaS and e-commerce businesses.
Oportun
Crunchbase Website Twitter Facebook Linkedin
Oportun is a fintech company that provides financial services from personal loans to financial resources.
Deserve
Crunchbase Website Twitter Facebook Linkedin
Deserve offers fair credit products for young people and a cloud-based credit card platform for businesses.
Flutterwave
Crunchbase Website Twitter Facebook Linkedin
Flutterwave is a fintech company that provides a payment infrastructure for global merchants and payment service providers.
SoLo Funds
Crunchbase Website Twitter Facebook Linkedin
SoLo is a financial service provider enabling a marketplace where members can request and fund immediate needs.
Tipalti
Crunchbase Website Twitter Facebook Linkedin
Tipalti is a global payables automation platform that provides a cloud solution to scale and automate global payables operations.
Alt
Crunchbase Website Twitter Facebook Linkedin
Alt is an alternative asset platform that allows people to buy, sell, and store sports cards.
Juniper Square
Crunchbase Website Twitter Facebook Linkedin
Juniper Square operates an investment management platform for commercial real estate.
Ethos
Crunchbase Website Twitter Facebook Linkedin
Ethos Life is a modern insurance company that provides ethical life insurance.
GGV Capital
Crunchbase Website Twitter Facebook Linkedin
GGV Capital is a global venture capital firm that invests in local founders.
Cowbell Cyber
Crunchbase Website Twitter Facebook Linkedin
Cowbell Cyber provides AI-powered continuous risk assessment and cyber insurance.
Wealthfront
Crunchbase Website Twitter Facebook Linkedin
Wealthfront is a next-gen banking service that helps in managing the money for both the short term and long term.
Ladder
Crunchbase Website Twitter Facebook Linkedin
Ladder is a digital life insurance company that offers flexible term coverage in minutes saving policyholders up to 40%.
Hippo Insurance
Crunchbase Website Twitter Facebook Linkedin
Hippo Insurance is an InsurTech company that uses technology to help homeowners maintain their properties.
Robinhood
Crunchbase Website Twitter Facebook Linkedin
Robinhood is a stock brokerage that allows customers to buy and sell stocks, options, ETFs, and cryptocurrencies with zero commission.
Lendtable
Crunchbase Website Twitter Facebook Linkedin
Lendtable provides income-constrained individuals with wealth-building cash advances.
Acorns
Crunchbase Website Twitter Facebook Linkedin
Acorns is a finance company that allows individuals to round up purchases and automatically invest the change.
LISNR
Crunchbase Website Twitter Facebook Linkedin
LISNR enables secure and seamless data transmission using the most advanced ultrasonic data technology
Affirm
Crunchbase Website Twitter Facebook Linkedin
Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.
Bill.com
Crunchbase Website Twitter Facebook Linkedin
Bill.com is a provider of cloud-based software that simplifies and automates back-office financial operations.
UNest
Crunchbase Website Twitter Facebook Linkedin
UNest is an app that makes it easier than ever for parents to invest and save for their kids’ future.
CircleUp
Crunchbase Website Twitter Facebook Linkedin
CircleUp is an investment platform that provides capital and resources to innovative, early-stage consumer brands.
Kraken
Crunchbase Website Twitter Facebook Linkedin
Kraken is a cryptocurrency exchange that provides spot and futures trading between Bitcoin, Ethereum, and 40+ other digital assets.
Forge
Crunchbase Website Twitter Facebook Linkedin
Forge is a global private securities marketplace creating an accessible, liquid, and transparent private market.
Earnin
Crunchbase Website Twitter Facebook Linkedin
Earnin gives people access to their pay directly from their smartphones, whenever they need it
PayZen
Crunchbase Website Twitter Facebook Linkedin
PayZen is a health care fintech startup that aims to tackle the growing patient payment responsibility problem.
Hercules Capital
Crunchbase Website Twitter Facebook Linkedin
Hercules Capital is a capital market company that lends to technology, life sciences, and sustainable technology companies.
Lending Club
Crunchbase Website Twitter Facebook Linkedin
Lending Club is an online financial community that brings together creditworthy borrowers and savvy investors.
Fivestars
Crunchbase Website Twitter Facebook Linkedin
Fivestars provides a platform that offers loyalty, marketing, payments, and other services to small merchants and businesses.
BlueVine
Crunchbase Website Twitter Facebook Linkedin
BlueVine is an online platform that provides small to medium-sized businesses access to financial products.
Roofstock
Crunchbase Website Twitter Facebook Linkedin
Roofstock is an online marketplace for investing in leased single-family rental homes in a transparent and low-friction method.
Aura Financial
Crunchbase Website Twitter Facebook Linkedin
Aura is a financial service company that provides affordable, credit-building loans to working families.
Airbase
Crunchbase Website Twitter Facebook Linkedin
Airbase serves as an all-in-one spend management platform that helps companies with their financial control and visibility.
Vagaro
Crunchbase Website Twitter Facebook Linkedin
Vagaro is an online platform that allows its users to find salons and spas in their local area and make appointments online.
HomeLight
Crunchbase Website Twitter Facebook Linkedin
HomeLight is a real estate platform where users can buy or sell homes.
Promise
Crunchbase Website Twitter Facebook Linkedin
PromisePay provides a modern payment processing platform built for utilities and government agencies.
Arkose Labs
Crunchbase Website Twitter Facebook Linkedin
Arkose Labs provides fraud prevention, anti-spam, and abuse analysis for businesses, companies, and industries.
Checkbook
Crunchbase Website Twitter Facebook Linkedin
Checkbook is connecting the last mile in push payments using DigitalChecks for Instant Payments.
Square
Crunchbase Website Twitter Facebook Linkedin
Square is a merchant services aggregator and mobile payment company that aims to simplify commerce through technology.
Doma
Crunchbase Website Twitter Facebook Linkedin
Doma is an insurtech platform that uses machine intelligence to remove friction from residential real estate transactions.
Uplift
Crunchbase Website Twitter Facebook Linkedin
Uplift is an enterprise buy now, pay later solution offering a complete range of personalized payment options.
Settle
Crunchbase Website Twitter Facebook Linkedin
Settle is a fintech platform that automates B2B payments and provides working-capital solutions for businesses.
Pilot
Crunchbase Website Twitter Facebook Linkedin
Pilot is a platform that offers bookkeeping, tax, and CFO services for growing businesses.
Zeta
Crunchbase Website Twitter Facebook Linkedin
Zeta is a modern banking tech company providing Modern Core and Processing for FIs and Embeddable Banking for fintechs and distributors.
Varo Bank
Crunchbase Website Twitter Facebook Linkedin
Varo is a digital bank that offers innovative, premium banking services wrapped in inclusive design.
Feedzai
Crunchbase Website Twitter Facebook Linkedin
Feedzai develops risk management tools to prevent fraud and money laundering in transactions.
Citcon
Crunchbase Website Twitter Facebook Linkedin
Citcon is a mobile payment network that enables global merchants to accept payments from consumers.
Chia Network
Crunchbase Website Twitter Facebook Linkedin
Chia Network is building a blockchain platform based on Proofs of Space and Time.
BitGo
Crunchbase Website Twitter Facebook Linkedin
BitGo is the leader in institutional digital asset financial services, providing clients with security, custody, and liquidity solutions.
Figure
Crunchbase Website Twitter Facebook Linkedin
Figure is a financial services company leveraging blockchain technology.
Plastiq
Crunchbase Website Twitter Facebook Linkedin
Plastiq offers a bill pay service for businesses to better manage their cash flow.
Wyre
Crunchbase Website Twitter Facebook Linkedin
Wyre develops a wide variety of payment APIs that offer a fast and cost-effective way of transferring money.
MainStreet
Crunchbase Website Twitter Facebook Linkedin
MainStreet is a financial platform that helps startups and small businesses discover and claim tax credits and government incentives.
Credit Sesame
Crunchbase Website Twitter Facebook Linkedin
Credit Sesame is a credit and loan company that makes consumer credit and loan management simple and automated.
Signifyd
Crunchbase Website Twitter Facebook Linkedin
Signifyd is a provider of an enterprise-grade fraud technology solution for e-commerce stores.
Alpaca
Crunchbase Website Twitter Facebook Linkedin
Alpaca builds a developer-first API for stock trading (Securities by Alpaca Securities LLC).
FalconX
Crunchbase Website Twitter Facebook Linkedin
FalconX is a blockchain, cryptocurrency, and fintech-focused cryptocurrency brokerage and digital asset trading platform.
Snapdocs
Crunchbase Website Twitter Facebook Linkedin
Snapdocs is a mortgage technology company that helps real estate participants closing work together through integration and automation.
Coupa Software
Crunchbase Website Twitter Facebook Linkedin
Coupa is a cloud platform for business spend that offers a fully unified suite of financial applications for business spend management.
Nova Credit
Crunchbase Website Twitter Facebook Linkedin
Nova Credit is a consumer-first credit bureau that enables financial access for immigrants and others discouraged by the financial system
Albert
Crunchbase Website Twitter Facebook Linkedin
Albert is a financial technology company aiming to democratize money management by making financial advice accessible and affordable.
Mercury
Crunchbase Website Twitter Facebook Linkedin
Mercury is a digital banking company that provides banking services and bank accounts designed specifically for startups.
Camino Financial
Crunchbase Website Twitter Facebook Linkedin
Camino Financial is a data-driven fintech platform pioneering affordable small business loans to Latinx businesses
Zest AI
Crunchbase Website Twitter Facebook Linkedin
Zest AI is a financial service company that makes software for credit underwriting.
LendingHome
Crunchbase Website Twitter Facebook Linkedin
LendingHome offers fix-and-flip bridge loans and rental loans for real estate investors.
PeerStreet
Crunchbase Website Twitter Facebook Linkedin
PeerStreet is a crowdfunding platform that gives investors easy access to high-yielding loans that are collateralized with real estate.
Qualia
Crunchbase Website Twitter Facebook Linkedin
Qualia is a digital closing platform used by 1000s of real estate and mortgage companies to provide simple, secure homebuying experiences.
Taulia
Crunchbase Website Twitter Facebook Linkedin
Taulia is a FinTech startup that provides working capital management and electronic invoicing services for supply chain companies.
Step
Crunchbase Website Twitter Facebook Linkedin
Step is a financial services company that builds mobile-based banking for teenagers.
Human Interest
Crunchbase Website Twitter Facebook Linkedin
Human Interest helps employees of small and medium-sized businesses save for retirement.
Lend Street Financial
Crunchbase Website Twitter Facebook Linkedin
Lend Street Financial is a lending platform that offers debt restructuring and refinancing services to consumers.
Okcoin
Crunchbase Website Twitter Facebook Linkedin
One of the world’s largest cryptocurrency exchanges, Okcoin is building an inclusive future of finance for all.
Deel
Crunchbase Website Twitter Facebook Linkedin
Deel is a payroll and compliance platform for international employees and contractors.
Very Good Security
Crunchbase Website Twitter Facebook Linkedin
Very Good Security is a fintech & data security enablement platform helping to maximize the value of data without compliance & breach risk.
CommonStock
Crunchbase Website Twitter Facebook Linkedin
CommonStock is a developer of a group chat platform that is designed to share investment knowledge and decisions.
Celo
Crunchbase Website Twitter Facebook Linkedin
Celo is an open platform that makes financial tools accessible to anyone with a mobile phone.
Synctera
Crunchbase Website Twitter Facebook Linkedin
Synctera is a FinTech-as-a-Service platform that connects financial institutions with fintech companies.
Eco
Crunchbase Website Twitter Facebook Linkedin
Eco isn’t a bank. It’s something better — a digital wallet that rewards you every time you save, spend or send money.
Indiegogo
Crunchbase Website Twitter Facebook Linkedin
Indiegogo is a crowdfunding platform empowering people around the world to fund projects that matter to them.
Payactiv
Crunchbase Website Twitter Facebook Linkedin
Payactiv helps put financial wellness within reach.
LeaseLock
Crunchbase Website Twitter Facebook Linkedin
LeaseLock is an insurance technology company that leverages artificial intelligence to eliminate security deposits.
Compound
Crunchbase Website Twitter Facebook Linkedin
Compound is an open-source interest rate protocol that unlocks new financial applications.
MobileCoin
Crunchbase Website Twitter Facebook Linkedin
MobileCoin is a cryptocurrency platform that provides anti-fraud services and payment systems for merchants.
SMBX
Crunchbase Website Twitter Facebook Linkedin
SMBX is a funding portal and public marketplace for issuing and buying U.S. small business bonds.