This article showcases our top picks for the best Sao Paulo based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top Sao Paulo FinTech Startups
Data sourced from Crunchbase and SemRush.
RecargaPay
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RecargaPay offers a complete ecosystem of financial services and mobile payments.
TruePay
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TruePay is a B2B Buy Now Pay Later fintech whose innovative payment solution helps SMB retailers have free and secure access to credit.
Nubank
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Nubank is a digital bank that offers digital credit cards, transfers, and payments.
TC – TradersClub
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TC is the first independent and colaborative platform for investors, assets and brokers.
Hash
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Hash allows B2B companies to provide financial, payments, and banking solutions to their merchant partners.
Creditas
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Creditas is a consumer loaning startup that operates a digital platform providing secured loans and low interest rates.
Swap
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Swap is a fintech partner that empowers merchants to expand their markets, deliver product experiences, and boost their economies.
Dock (formerly Conductor Technology)
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Dock is a provider of modern financial technology infrastructure that integrates card issuing and core banking services.
QI Tech
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QI Tech focuses on developing a new (and truly digital) way of raising money and investing in credit assets.
C6 Bank
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C6 Bank is a full-service digital bank that offers a range of banking services to individuals as well as small and midsize businesses.
Mercado Bitcoin
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Mercado Bitcoin is a cryptocurrency exchange platform that allows people to trade cryptocurrency, digital assets, and other tokens.
Cora
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Cora is a fintech company that provides digital accounts for small and medium businesses.
Rebel
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Alternative Online Lending, FinTech, online credit, Personal financial management
Guiabolso
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Guiabolso offers both financial management and marketplace app (B2C), and Open Banking SaaS solution (B2B).
Agrolend
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Agrolend provides credit for Brazilian farmers with an easy, digital and bureaucracy-free process
Aracar Group
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Aracar is an AI driven platform for secured credit scores, car loan originations, dealership services and financial inclusion
Pier
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Pier is a digital insurance company that provides smartphone and automobile coverage.
Click Cash
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Click Cash is a mobile App that enables fast and secure personal loans in emerging economies using Open Banking and data analysis.
Solfácil
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Solfácil is the leading solar investment platform in Brazil.
Matera
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Matera offers a solution for promoting a digital transformation for financial, risk, and retail markets.
Hashdex
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Hashdex exists to bridge digital assets world and traditional markets unlocking the blockchain potential to mainstream investors.
Zro Bank
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Zro Bank is a fintech company that offers digital banking solutions, mobile payments, international e-card options and money transfer.
Provu
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Provu is a fintech company that provides online payment solution such as credit and loan facilities.
Remessa Online
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Remittance Online has made international transfers simple, fast and cost-effective for you and your business.
KeyCash
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KeyCash is a fintech company which are into real estate market.
a55
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A55 is a developer of a financial underwriting platform used to offer a credit line system to companies with recurring revenue.
Klever
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Smart blockchain wallet – Buy crypto, swap, stake, hold, send, receive, charge, browse dapps & more!
Iugu
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Iugu offers an online platform for financial automation, signature management and marketplace.
Dinie
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Dinie provides flexible, convenient and easy-to-use financing solutions for small businesses embedded into digital platforms.
Vindi
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Vindi is an online payment platform (PCI certified) that focuses on subscription and recurring billing.
WEEL
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Weel specializes in providing the key to growth for Brazilian SMEs.
Neon
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Neon is a digital bank that offers credit cards, personal loans, and investment products, among other services.
BeeTech
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BeeTech connects financial technology and innovation to transparency for the main currency exchange services in the world.
FitBank
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FitBank is a modern Banking as a Service platform that provides infrastructure and tools to help companies build and manage payment solution
Acesso
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Acesso is a financial service company specialized in issuing and managing cards and means of prepaid payments.
180° Insurance
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180° is an InsurTech company that provides an insurance-as-a-service business model.
payleven
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payleven enables small and medium sized businesses to accept card payments via smartphone or tablet.
Pitzi
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Pitzi is an insurtech company that uses cutting edge CX design and an innovative supply chain to transform smartphone insurance.
Paketá Crédito
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Paketá Crédito is a FinTech offering credit payroll for employees of companies.
Onze
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Onze is a fintech company focused on private health, financial security and corporate pension solutions.
Vixtra
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Vixtra is a fintech company that provides payment methods for foreign trade and B2B payment methods.
Magnetis
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Magnetis offers digital solutions for individuals to build long-term investment plans.
Picsel
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Picsel offers a platform where farmers can quote and contract crop insurance, monitor and adjust claims.
Gorila
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Gorila is a Fintech that help users take control of their investments.
FinanZero
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FinanZero is the leading online credit marketplace in Brazil
Monkey Exchange
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Monkey Exchange is an online corporate financial alternative to SMB in Brazil focused on reducing cost of capital.
ZigPay
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Zigpay is the most innovative platform for the entertainment market
Provi
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We are a fintech that believes that you are much more than a number and we are here to finance the course of your dreams.
alt.bank
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Alt.bank develops a digital banking platform to improve the lives of unbanked and underbanked individuals.
NovaDAX
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Tech company, innovation mindset and customer-driven soul.
Dolado
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Dolado is a SaaS platform and B2B marketplace that provides 360-degree business solutions for SMBs in Latam.
Pluggy
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Pluggy is an Open Finance API platform that connects fintech applications to financial data from users.
TerraMagna
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TerraMagna is a fintech company that focuses on risk mitigation for agribusinesses.
Vortx
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Vortx provided Innovation and transparency in fiduciary services
Jeitto
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Jeitto is a digital credit app. Less questions and more trust.
Facio
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Facio is a financial education platform that offers free lectures, courses, and salary-advance services.
hiSofi
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hiSofi is a debt collection FinTech that specializes in debt collection, financial education, and financial reintegration.
Laqus
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Laqus provides financial market infrastructure, software and consulting services in treasury management, financial risks, and accounting.
Noverde
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Noverde provides personal loan services in Brazil.
Spin Pay
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Spin Pay is a fintech that connects payers and payees, who want to manage resources in a simple, quick and secure way.
IOUU
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IOUU offers a P2P lending platform for small businesses.
Allya
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Allya is a financial wellbeing platform that helps people save money.
Quasar Flash LLC
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Quasar Flash is an embedded lending plataform dedicated to resolving credit scarcity to Brazilian SMEs via intense use of technology.
Avante
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Avante provides financial solutions for the micro-entrepreneur’s needs in Brazil.
Bidu
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Bidu is an online recommendation, comparison and marketplace portal for insurance and financial services.
Concil
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Concil provides financial and account reconciliation with expertise in online payment transactions.
Investo
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Investo is an invesment company company focuses on Exchange Traded Funds.
Open Co (Brazil)
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Alternative Online Lending, FinTech, online credit, Personal financial management
Ribon
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Ribon connects big donors to everyday givers to contribute to social projects, by increasing donations up to 60% together!
Zen Finance
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Zen Finance is a Fintech that improve the relationship of people and companies.
Adianta
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Adianta is a financial service company that offers a platform for clients to grant working capital for small and medium businesses.
Balko
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Balko is Brazilian fintech with the mission to democratize alternative investments for all.
88i
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88i is a digital platform for blockchain-based protection, insurance and assistive services.
Exten
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Exten provides invoice financing solutions to small and medium businesses.
Foxbit
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Foxbit is one of the largest and oldest cryptocurrency exchanges in the world, operating in Brazil with trading in bitcoin, ether, litecoin, TrueUSD and XRP. Since 2014, it seeks to inspire people to gain financial freedom so that they can realize their dreams
Nexoos
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Nexoos is a marketplace lending platform that provides business loans by matching investors with quality businesses.
Pago Rural
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Pago Rural is an inclusive lend and pay platform, specially designed for underserved farmers and distributors (most of them SMEs)
Ali Credito
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Ali Credito is a credit platform for Individuals that grants personal credit and direct consumer credit.
SmartMEI
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SmartMEI provides banking and automated accounting for micro-entrepreneurs in Brazil.
Nimbly
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Nimbly is a platform that enables financial managers to automate their processes using banking interfaces and artificial intelligence.
Geru
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Geru is a simple, fast, fair, and cost-effective online loan platform that connects borrowers and investors.
Capital Empreendedor
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#1 Brazilian fintech marketplace. Democratizing credit to SME’s
FinMatch
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Helping salons and beauty professionals to deliver great experience to their clients through sustainable credit!
BLU365
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BLU365 offers an easy, intuitive, and digital trading platform where Brazilians can negotiate their debts.
MeuPortfolio
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MeuPortfolio is a developer and provider of SaaS for financial management.
Ewally
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Ewally makes life easier for people with limited access to financial services.
Taxcel
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Taxcel is a fintech company which provides solutions to tax professionals.
Brazil Plus
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Brazil Plus is an asset management company that advances financial inclusion for small and medium-sized companies.
Bitshopp
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Bitshopp is a company focused on DLT and Blockchain solutions for the payments and receivables industry
mGrana
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mGrana is building a neobank for Brazil and Latam’s financially underserved.
Conta Simples
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All-in-one solution that combines expense management software, corporate cards and checking account, for Latam SMBs.
DigiCash Technology Venture
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DigiCash Technology Venture aims to enrich the lives of unbanked people by seamlessly integrating them into the global financial system.
Dattos
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Dattos specializes in the integration and automation of accounting, tax, banking, assets, and data reconciliation processes.
Somas
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Somas.io is a financial technology company with a simple mission to help people make the best financial decisions.
HerMoney
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HerMoney is a virtual financial wizard encourages entrepreneurial women, assisting in their financial management.
PicPay
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PicPay is a digital wallet app that enables users to send and receive money, pay bills, store loyalty cards and discount coupons, and more.
mBolsa
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mBolsa is a values-driven FinTech focused on creating superior lending and wealth management products
Moneto
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Moneto automates and controls the receipt and management of sales in small businesses and insurance companies.