This article showcases our top picks for the best United States based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top United States FinTech Startups
Data sourced from Crunchbase and SemRush.
BlockFi
Crunchbase Website Twitter Facebook Linkedin
BlockFi is a secured non-bank lender that offers cryptoasset-backed USD loans to cryptoasset owners.
Gemini
Crunchbase Website Twitter Facebook Linkedin
Gemini is a licensed digital asset exchange and custodian built for both individuals and institutions.
Plaid
Crunchbase Website Twitter Facebook Linkedin
Plaid provides companies with the tools and access needed for the development of a digitally-enabled financial system.
Voyager
Crunchbase Website Twitter Facebook Linkedin
Voyager is a crypto asset broker that provides retail and institutional investors with a turnkey solution.
Ripple
Crunchbase Website Twitter Facebook Linkedin
Ripple provides one frictionless experience to send money globally using the power of blockchain.
Expensify
Crunchbase Website Twitter Facebook Linkedin
Expensify is a financial services company that provides an online expense management service for businesses.
Bakkt
Crunchbase Website Twitter Facebook Linkedin
Bakkt is a financial services company that focuses on digital currency that specializes in concurrency, rewards, and loyalty points.
Coinbase
Crunchbase Website Twitter Facebook Linkedin
Coinbase is an online platform that allows merchants, consumers, and traders to transact with digital currency.
Upgrade
Crunchbase Website Twitter Facebook Linkedin
Upgrade is a fintech company that offers credit and mobile banking to mainstream consumers.
Upstart
Crunchbase Website Twitter Facebook Linkedin
Upstart leverages artificial intelligence and machine learning to price credit and automates the borrowing process.
SoFi
Crunchbase Website Twitter Facebook Linkedin
SoFi is a finance company that offers a range of lending and wealth management services.
Stripe
Crunchbase Website Twitter Facebook Linkedin
Stripe is a developer-oriented commerce company helping small and large companies accept web and mobile payments.
Silver Lake
Crunchbase Website Twitter Facebook Linkedin
Silver Lake is a global technology investment firm focused solely on making large-scale investments in technology companies.
CoinList
Crunchbase Website Twitter Facebook Linkedin
CoinList is a platform that helps blue-chip crypto projects connect with new token holders.
Bank of America
Crunchbase Website Twitter Facebook Linkedin
Bank of America offers banking, investing, and other financial and risk management services to individuals, SMBs, and large corporations.
HoneyBook
Crunchbase Website Twitter Facebook Linkedin
HoneyBook is a business management platform creating tools to help creative entrepreneurs run their business on their own terms.
Chipper Cash
Crunchbase Website Twitter Facebook Linkedin
Chipper Cash is a fintech platform that offers mobile, cross-border money transfer services.
Drip Capital
Crunchbase Website Twitter Facebook Linkedin
Drip Capital offers trade financing product targeted towards SMEs in developing markets.
Chainalysis
Crunchbase Website Twitter Facebook Linkedin
Chainalysis provides blockchain data and analysis to governments, banks, and businesses worldwide.
Cadre
Crunchbase Website Twitter Facebook Linkedin
Cadre is an online marketplace that connects investors and operators of real estate.
Yieldstreet
Crunchbase Website Twitter Facebook Linkedin
Yieldstreet is an alternative investments platform that provides retail investors with access to income-generating investment products.
BlackRock
Crunchbase Website Twitter Facebook Linkedin
BlackRock is an investment company that offers its services to institutions, intermediaries, foundations, and individual investors.
Brex
Crunchbase Website Twitter Facebook Linkedin
Brex is a fintech company that offers credit cards and cash management solutions for their customers to save and spend money.
SimpleNexus
Crunchbase Website Twitter Facebook Linkedin
SimpleNexus is a developer of homeownership platforms connecting loan officers, borrowers, real estate agents, and settlement agents.
Addepar
Crunchbase Website Twitter Facebook Linkedin
Addepar is a wealth management platform that provides tools for data analytics and portfolio visuals.
NYDIG
Crunchbase Website Twitter Facebook Linkedin
NYDIG is a technology and financial services firm dedicated to Bitcoin for institutions, private clients, and banks.
Securitize
Crunchbase Website Twitter Facebook Linkedin
Securitize enables digital securities, which are easier to own, simpler to manage, and faster to trade.
Alloy
Crunchbase Website Twitter Facebook Linkedin
Alloy is a developer of an identity verification platform used to detect fraud and make identity management effective and simple for banks.
Tala
Crunchbase Website Twitter Facebook Linkedin
Tala is a mobile technology and data science company that is oriented around financial services in emerging markets.
Chargebee
Crunchbase Website Twitter Facebook Linkedin
Chargebee provides subscription and recurring billing systems for SaaS and e-commerce businesses.
Oportun
Crunchbase Website Twitter Facebook Linkedin
Oportun is a fintech company that provides financial services from personal loans to financial resources.
Ava Labs
Crunchbase Website Twitter Facebook Linkedin
AVA is a next-generation blockchain platform with revolutionary scalability, decentralization, security, and flexibility.
Deserve
Crunchbase Website Twitter Facebook Linkedin
Deserve offers fair credit products for young people and a cloud-based credit card platform for businesses.
Flutterwave
Crunchbase Website Twitter Facebook Linkedin
Flutterwave is a fintech company that provides a payment infrastructure for global merchants and payment service providers.
SoLo Funds
Crunchbase Website Twitter Facebook Linkedin
SoLo is a financial service provider enabling a marketplace where members can request and fund immediate needs.
AvidXchange
Crunchbase Website Twitter Facebook Linkedin
AvidXchange is a software company specializing in automating invoice and payment processes for mid-market businesses.
Greenlight
Crunchbase Website Twitter Facebook Linkedin
Greenlight is a fintech company that provides a debit card designed to help parents monitor their child’s spending habits.
Tipalti
Crunchbase Website Twitter Facebook Linkedin
Tipalti is a global payables automation platform that provides a cloud solution to scale and automate global payables operations.
Wrapbook
Crunchbase Website Twitter Facebook Linkedin
Wrapbook provides digital profiles that facilitate onboarding, paying and insuring project workforces compliantly.
Alt
Crunchbase Website Twitter Facebook Linkedin
Alt is an alternative asset platform that allows people to buy, sell, and store sports cards.
Rally
Crunchbase Website Twitter Facebook Linkedin
Rally is a platform for buying and selling equity shares in collectible assets, enabling anyone to invest in one-of-a-kind collectibles.
Kafene
Crunchbase Website Twitter Facebook Linkedin
Kafene is a mission driven startup with the goal of empowering flexible ownership.
Pipe
Crunchbase Website Twitter Facebook Linkedin
Pipe is a global trading platform for recurring revenue streams.
Circle
Crunchbase Website Twitter Facebook Linkedin
Circle is a global internet finance company built on blockchain technology and powered by crypto assets.
Juniper Square
Crunchbase Website Twitter Facebook Linkedin
Juniper Square operates an investment management platform for commercial real estate.
Ethos
Crunchbase Website Twitter Facebook Linkedin
Ethos Life is a modern insurance company that provides ethical life insurance.
GGV Capital
Crunchbase Website Twitter Facebook Linkedin
GGV Capital is a global venture capital firm that invests in local founders.
Cowbell Cyber
Crunchbase Website Twitter Facebook Linkedin
Cowbell Cyber provides AI-powered continuous risk assessment and cyber insurance.
Wealthfront
Crunchbase Website Twitter Facebook Linkedin
Wealthfront is a next-gen banking service that helps in managing the money for both the short term and long term.
Octane
Crunchbase Website Twitter Facebook Linkedin
Instant financing to fuel your lifestyle. Research vehicles, get prequalified, and instantly check rates with no credit impact.
Ladder
Crunchbase Website Twitter Facebook Linkedin
Ladder is a digital life insurance company that offers flexible term coverage in minutes saving policyholders up to 40%.
Hippo Insurance
Crunchbase Website Twitter Facebook Linkedin
Hippo Insurance is an InsurTech company that uses technology to help homeowners maintain their properties.
Pagaya
Crunchbase Website Twitter Facebook Linkedin
Pagaya is a financial technology company that enables financial institutions to expand access to more customers through its AI network.
Payoneer
Crunchbase Website Twitter Facebook Linkedin
Payoneer allows global commerce by connecting businesses, professionals, countries, and currencies with its cross-border payment platform.
Robinhood
Crunchbase Website Twitter Facebook Linkedin
Robinhood is a stock brokerage that allows customers to buy and sell stocks, options, ETFs, and cryptocurrencies with zero commission.
Current
Crunchbase Website Twitter Facebook Linkedin
Current is a financial technology company that offers mobile payments, online banking, and financial services.
Lendtable
Crunchbase Website Twitter Facebook Linkedin
Lendtable provides income-constrained individuals with wealth-building cash advances.
Acorns
Crunchbase Website Twitter Facebook Linkedin
Acorns is a finance company that allows individuals to round up purchases and automatically invest the change.
NCR
Crunchbase Website Twitter Facebook Linkedin
NCR develops consumer transaction technologies for the retail, financial, travel, hospitality, telecom, and technology industries.
Betterment
Crunchbase Website Twitter Facebook Linkedin
Betterment is an online investment company that offers investing and retirement solutions for their current clients and clients-to-be.
BitPay
Crunchbase Website Twitter Facebook Linkedin
BitPay provides enterprise-grade bitcoin payment solutions for businesses and organizations.
RoadSync
Crunchbase Website Twitter Facebook Linkedin
RoadSync is a digital payment software application platform for the logistics industry.
LISNR
Crunchbase Website Twitter Facebook Linkedin
LISNR enables secure and seamless data transmission using the most advanced ultrasonic data technology
Affirm
Crunchbase Website Twitter Facebook Linkedin
Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.
Ocrolus
Crunchbase Website Twitter Facebook Linkedin
Ocrolus is the leading document automation platform in financial services, powering the digital lending ecosystem with trusted data
Sezzle
Crunchbase Website Twitter Facebook Linkedin
Sezzle provides a buy now, pay later solution platform.
Bill.com
Crunchbase Website Twitter Facebook Linkedin
Bill.com is a provider of cloud-based software that simplifies and automates back-office financial operations.
DriveWealth
Crunchbase Website Twitter Facebook Linkedin
DriveWealth is a digital trading technology company that develops cloud-based, API-driven brokerage infrastructure.
Forter
Crunchbase Website Twitter Facebook Linkedin
Forter offers a fraud solution that helps retailers grow sales, lower costs, and improve customer experience via its Decision as Service.
Sure
Crunchbase Website Twitter Facebook Linkedin
Sure is an insurance technology company that powers API-based digital insurance programs for brands and carriers.
UNest
Crunchbase Website Twitter Facebook Linkedin
UNest is an app that makes it easier than ever for parents to invest and save for their kids’ future.
CircleUp
Crunchbase Website Twitter Facebook Linkedin
CircleUp is an investment platform that provides capital and resources to innovative, early-stage consumer brands.
Hum Capital
Crunchbase Website Twitter Facebook Linkedin
Hum Capital is a funding platform connecting great companies with the right capital for their growth.
Kraken
Crunchbase Website Twitter Facebook Linkedin
Kraken is a cryptocurrency exchange that provides spot and futures trading between Bitcoin, Ethereum, and 40+ other digital assets.
Esusu Financial
Crunchbase Website Twitter Facebook Linkedin
Esusu Financial is a financial technology platform that leverages data solutions to empower tenants and improve property performance.
Gig Wage
Crunchbase Website Twitter Facebook Linkedin
Gig Wage is a fintech payroll company for gig workers and contractors.
Envestnet
Crunchbase Website Twitter Facebook Linkedin
Envestnet is a provider of technology-enabled investment and practice management solutions to financial advisors.
HighRadius
Crunchbase Website Twitter Facebook Linkedin
HighRadius is a SaaS company that develops an artificial intelligence-based order-to-cash and treasury management software.
Forge
Crunchbase Website Twitter Facebook Linkedin
Forge is a global private securities marketplace creating an accessible, liquid, and transparent private market.
Earnin
Crunchbase Website Twitter Facebook Linkedin
Earnin gives people access to their pay directly from their smartphones, whenever they need it
PayZen
Crunchbase Website Twitter Facebook Linkedin
PayZen is a health care fintech startup that aims to tackle the growing patient payment responsibility problem.
Hercules Capital
Crunchbase Website Twitter Facebook Linkedin
Hercules Capital is a capital market company that lends to technology, life sciences, and sustainable technology companies.
Lending Club
Crunchbase Website Twitter Facebook Linkedin
Lending Club is an online financial community that brings together creditworthy borrowers and savvy investors.
Fivestars
Crunchbase Website Twitter Facebook Linkedin
Fivestars provides a platform that offers loyalty, marketing, payments, and other services to small merchants and businesses.
BlueVine
Crunchbase Website Twitter Facebook Linkedin
BlueVine is an online platform that provides small to medium-sized businesses access to financial products.
Roofstock
Crunchbase Website Twitter Facebook Linkedin
Roofstock is an online marketplace for investing in leased single-family rental homes in a transparent and low-friction method.
Aura Financial
Crunchbase Website Twitter Facebook Linkedin
Aura is a financial service company that provides affordable, credit-building loans to working families.
Airbase
Crunchbase Website Twitter Facebook Linkedin
Airbase serves as an all-in-one spend management platform that helps companies with their financial control and visibility.
Vagaro
Crunchbase Website Twitter Facebook Linkedin
Vagaro is an online platform that allows its users to find salons and spas in their local area and make appointments online.
MicroVentures
Crunchbase Website Twitter Facebook Linkedin
MicroVentures is an online equity crowdfunding platform enabling angel investors to connect with startups to raise capital.
HomeLight
Crunchbase Website Twitter Facebook Linkedin
HomeLight is a real estate platform where users can buy or sell homes.
Promise
Crunchbase Website Twitter Facebook Linkedin
PromisePay provides a modern payment processing platform built for utilities and government agencies.
Arkose Labs
Crunchbase Website Twitter Facebook Linkedin
Arkose Labs provides fraud prevention, anti-spam, and abuse analysis for businesses, companies, and industries.
Checkbook
Crunchbase Website Twitter Facebook Linkedin
Checkbook is connecting the last mile in push payments using DigitalChecks for Instant Payments.
Bread
Crunchbase Website Twitter Facebook Linkedin
Bread partners with retailers to offer pay-over-time solutions that make financing easier and more transparent.
Fund That Flip
Crunchbase Website Twitter Facebook Linkedin
Fund That Flip provides fast, convenient, and affordable capital for experienced real estate investors.
Square
Crunchbase Website Twitter Facebook Linkedin
Square is a merchant services aggregator and mobile payment company that aims to simplify commerce through technology.
Public.com
Crunchbase Website Twitter Facebook Linkedin
Public.com is an investing platform that empowers members to build a diverse portfolio of stocks, ETFs, and crypto.
Doma
Crunchbase Website Twitter Facebook Linkedin
Doma is an insurtech platform that uses machine intelligence to remove friction from residential real estate transactions.
Tegus
Crunchbase Website Twitter Facebook Linkedin
Tegus is a smart-searchable platform for buy-side investors providing thousands of instantly available, peer-led expert call transcripts