This article showcases Startup Pill’s top picks for the best Credit startups. These startups are taking a variety of approaches to innovating inside of the Credit industry and around the world. They are all exceptional startups well worth a follow.
We selected these startups for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Welp Magazine hosts a yearly startup award honouring the most outstanding entrepreneurs and high-growth businesses in the world. If you want to enter your startup to be in the running for the top startup of 2021 or learn more about our competition click here.
1. Perch Credit
The idea behind this startup: Perch helps users build their credit score for free by turning recurring payments (like rent) into creditworthy payments.
Headquarters: Los Angeles, California, United States
Industries: Apps, Credit, FinTech, Online Portals, Payments
Founders: Ayush Jain, Michael Broughton
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2. GetVantage
The idea behind this startup: GetVantage is India and Southeast Asia’s first fintech enabled Revenue-based financing platform.
Headquarters: Mumbai, Maharashtra, India
Industries: Credit, Finance, Financial Services, FinTech, Lending, Venture Capital
Founders: Amit Srivastava, Bhavik Vasa, Sachin Tagra, Sachin Tagra
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3. Akrod Limited
The idea behind this startup: Fintech Solution Provider with a mission to increase access to life changing credit products for the financially vulnerable and excluded.
Headquarters: London, England, United Kingdom
Industries: Consumer Lending, Credit, FinTech, Software
Founders: Andrea Gerosa, Frederic Nze, Georgios Psonis
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4. Click Cash
The idea behind this startup: Click Cash is a mobile App that enables fast and secure personal loans in emerging economies using Open Banking and data analysis.
Headquarters: São Paulo, Sao Paulo, Brazil
Industries: Big Data, Consumer Lending, Credit, Financial Services, FinTech, Lending
Founders: Douglas Murdoch
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5. Karus
The idea behind this startup: Karus makes lenders smarter, originators more efficient, and institutional investors more successful.
Headquarters: San Francisco, California, United States
Industries: Credit, Enterprise Software, Financial Services, FinTech
Founders: Aaron Travis, James Harrison, Paul Kostoff
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6. Grip Invest
The idea behind this startup: Grip is an investment platform that allows retail investors to make small ticket investments in physical assets that earn lease income.
Headquarters: Gurgaon, Haryana, India
Industries: Angel Investment, Commercial Lending, Credit, Finance, Financial Services, Funding Platform, Impact Investing, Micro Lending
Founders: Nikhil Aggarwal, Vivek Gulati
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7. AgriRisk
The idea behind this startup: SaaS
Headquarters: Piracicaba, Sao Paulo, Brazil
Industries: Agriculture, Credit, Finance, Financial Services, FinTech, Insurance, InsurTech
Founders: Unknown
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8. Claimer
The idea behind this startup: Makes the process of claiming R&D tax credits a breeze.
Headquarters: Croydon, Croydon, United Kingdom
Industries: Accounting, Credit, Finance, Financial Services, FinTech, Software
Founders: Adam McCann
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9. Linxe
The idea behind this startup: focused on offering small and short-term loans to low-income employees of SMEs with direct discount from their paycheck
Headquarters: Bogotá, Distrito Especial, Colombia
Industries: Credit, Employee Benefits, Financial Services, FinTech, Sustainability, Wellness
Founders: Cesar Cuevas, Diego RodrÃguez
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The idea behind this startup: Escrow infrastructure as a service. We allow brands that consumers trust to go live with a fully branded escrow solution in 5 lines of code.
Headquarters: London, England, United Kingdom
Industries: Credit, Financial Services, FinTech, Payments
Founders: Joe Harlow, Nick Fulton
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11. Zoro Card
The idea behind this startup: Build credit with a debit card.
Headquarters: Bloomington, Indiana, United States
Industries: Banking, Credit, Financial Services, FinTech, Personal Finance
Founders: Roger Morris, Zak Grove
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12. CredFlow
The idea behind this startup: CredFlow provides financial solutions to automate your cashflows.
Headquarters: New Delhi, Delhi, India
Industries: Credit, Financial Services
Founders: Unknown
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13. Refund Giant
The idea behind this startup: Refund Giant develops a tax service platform intended to ditch the trail of forms and enjoy hassle-free tax returns.
Headquarters: London, England, United Kingdom
Industries: Credit, Financial Services, Travel
Founders: Alexander Zhou, Shawn Du
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14. Maroo
The idea behind this startup: Fintech startup focused on making dream weddings affordable for more US couples
Headquarters: Boston, Massachusetts, United States
Industries: Consumer Lending, Credit, E-Commerce, Event Management, Events, Financial Services, FinTech, Information Technology, Wedding
Founders: Alexey Nikityuk
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15. BukuWarung
The idea behind this startup: BukuWarung is a startup building an accounting and credit management app that helps micro-businesses track their financial transactions.
Headquarters: Jakarta, Jakarta Raya, Indonesia
Industries: Accounting, Credit, FinTech, Small and Medium Businesses
Founders: Abhinay Peddisetty, Chinmay Chauhan
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16. Nuovopay
The idea behind this startup: NuovoPay enables device leasing companies & telecom carriers to secure their leased devices against non-payment.
Headquarters: Pune, Maharashtra, India
Industries: Credit, Emerging Markets, Financial Services, FinTech, Mobile, Software
Founders: Harishankar Kannan
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17. Splintr
The idea behind this startup: Splintr is the first Buy Now Pay Later company in the GCC region, offering customers multiple payment options at the point of checkout.
Headquarters: Dubai, Dubai, United Arab Emirates
Industries: Banking, Consumer Lending, Credit, E-Commerce, Financial Services, FinTech, Payments
Founders: Abdulrahman AlJumah, Badr AlBadr, Mohammad AlMajid AlMheiri
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18. Credit Money
The idea behind this startup: CreditMoney Financial Services is India’s best Leading Corporate Channel Partner of Nationalize Banks & NBFCs & Investment company.
Headquarters: New Delhi, Delhi, India
Industries: Credit, Financial Services, Information Technology
Founders: Aakash Sinha
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19. Quanloop
The idea behind this startup: Investment fund dedicated to wholesale funding
Headquarters: Tallinn, Harjumaa, Estonia
Industries: Commercial Lending, Credit, Financial Services, Hedge Funds, Lending
Founders: Valentin Ivanov
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20. Credello
The idea behind this startup: Credello puts personalized financial solutions at your fingertips—so you can make decisions with confidence.
Headquarters: Jersey City, New Jersey, United States
Industries: Advice, Consumer, Credit, Credit Cards, Finance, Financial Services, FinTech, Internet, Personal Finance
Founders: Vish Sastry Rachakonda
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21. Impact X Partners
The idea behind this startup: Impact X Partners is an SDG advisory platform providing capital and counsel to investment seekers and investors.
Headquarters: London, England, United Kingdom
Industries: Banking, Credit, Financial Services, Impact Investing, Sustainability
Founders: Jalal Koubaiti, Leopold Oettingen-Wallerstein, Malte Susen
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22. ONBORD
The idea behind this startup: SaaS RegTech
Headquarters: London, England, United Kingdom
Industries: Compliance, Credit, Risk Management, SaaS
Founders: Unknown
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23. Migrations.ml Inc.
The idea behind this startup: Migrations.ml is a cloud-based technology solution that generates credit risk analytics for public debt using big data and machine learning
Headquarters: Toronto, Ontario, Canada
Industries: Analytics, Artificial Intelligence, Big Data, Credit, FinTech, Information Technology, Machine Learning, Risk Management, Software
Founders: Unknown
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24. ZAP! Consignado
The idea behind this startup: International P2P Lending by WhatsApp.
Headquarters: São Paulo, Sao Paulo, Brazil
Industries: Banking, Credit, Financial Services, FinTech, Impact Investing, Wealth Management
Founders: Tiago Bispo
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25. Ub Technologies
The idea behind this startup: End-to-end portfolio & risk analytics for financial institutions
Headquarters: Amsterdam, Noord-Holland, The Netherlands
Industries: Analytics, Asset Management, Banking, Big Data, Credit, Database, FinTech, Software
Founders: Giorgio Carbone, Jorn Koch, Ruud Willems
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The idea behind this startup: Mia Share partner with schools to offer affordable student financing.
Headquarters: Wilson, Wyoming, United States
Industries: Credit, Education, Finance, Financial Services
Founders: Josh Haghani
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27. CreditSage
The idea behind this startup: Credit Repair/Rebuilding, Debt Consolidation/Budgeting tool, Real Estate Customer Budget Verification. Customer/Business Free Credit Score.
Headquarters: Boston, Massachusetts, United States
Industries: Credit, Financial Services, FinTech, Personal Finance, Real Estate, Software
Founders: Nicholas Fernandes
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28. Credit Resurrectors
The idea behind this startup: Credit Repair Agency
Headquarters: Unknown
Industries: Credit, Financial Services
Founders: Ariel Tolome
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29. Instacash
The idea behind this startup: Lending Marketplace that uses alternative collateral and instant disbursements.
Headquarters: Unknown
Industries: Blockchain, Credit, Financial Services, FinTech, Internet, Lending, Marketplace, Payments
Founders: Luis Chau, Sebastian Burgos DÃaz
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30. TuCuota.online
The idea behind this startup: B2B company that automates credit processes and generates qualified leads to banks, credit unions, and financial companies.
Headquarters: Montevideo, NA – Uruguay, Uruguay
Industries: Credit, FinTech, Personal Finance
Founders: Maximiliano A. Isa Pavía, Mariano Benedettini, Alejandro Robledo y Gonzalo Fernández
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31. Kredit24
The idea behind this startup: Private Loans, Mortgages
Headquarters: Hamburg, Hamburg, Germany
Industries: Credit, Finance, Financial Services
Founders: Unknown
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32. Simple Credit Repair Services
The idea behind this startup: Credit Repair
Headquarters: Unknown
Industries: Credit, Financial Services
Founders: Unknown
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33. CU Railz
The idea behind this startup: CU Railz enables credit unions to take control of their future by partnering with Payrailz.
Headquarters: Glastonbury, Connecticut, United States
Industries: Credit, Financial Services
Founders: Fran Duggan
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34. StitchCredit
The idea behind this startup: Next Ge. Credit API
Headquarters: San Francisco, California, United States
Industries: Credit
Founders: Marco Buhlmann
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35. Canadian Auto Brokers
The idea behind this startup: We want to get you back on the road with the vehicle you love, at a payment that makes sense to you.
Headquarters: Calgary, Alberta, Canada
Industries: Automotive, Credit
Founders: Grant Higginson, Grant Higginson
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36. Pocket Money Finance
The idea behind this startup: Micro-credit
Headquarters: Kampala, Kampala, Uganda
Industries: Credit, Credit Bureau, Finance, Financial Exchanges
Founders: Unknown
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37. UNO AFP
The idea behind this startup: UNO AFP offers multiple commission plans with a common methodology of growing the percentage of interest and multi-fund plans.
Headquarters: Santiago, Region Metropolitana, Chile
Industries: Credit, Financial Services, Payments
Founders: Unknown
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